Are you shocked that Christmas is almost here? Have you finished all your Christmas shopping? Of course not, or you would not be considering buying "Christmas Shopping Tips You Need To Know". I want to help eliminate most if not all of your Christmas shopping anxieties. Christmas gift giving should be fun and rewarding.

Are you a binge-and-regret Christmas shopper? If so, these days before Black Friday -- the day consumers typically work off turkey hang-overs by spending themselves into debt-hangovers -- are the perfect time for a little advance planning that may allow you to buy great holiday gifts without hating your life (and debt) in January.

If you're like most Americans, you probably feel you have more holiday cheer than cash this season. But then again, you've probably gotten good at making smarter spending decisions over the past few not-too-flush years. Harness that resourcefulness and trim your holiday bills without sacrificing any festivities with these strategies.

Christmas is definitely a time for joy and lots of shopping! The malls are decorated with trees and streamers fill the air. But before you get the cash registers to ring, read "Christmas Shopping Tips You Need To Know" so you can come home as a happy customer.

Get your copy now!