Table of Contents
Part I dentity Crimes and Criminals 1
01 Your Identity Crisis 3
02 Petty Thievery-and How to Avoid It 11
03 Spams and Scams-and How to Recognize Them 17
04 High-Tech Exploits-and How to Prevent Them 31
05 Institutional Exposure-and How to Steer Clear of It 39
06 What They're Doing with Your Identity 45
Part II What to Do When Your Identity Is Stolen 51
07 How to Tell If Your Identity Has Been Stolen 53
08 How Do You Get Your Identity Back? 61
09 Limits on the Credit Industry 79
Part III How to Protect Your Identity 85
10 Keep Your Identity Safe 87
11 The Future of Your Identity 109
Appendices-Resources for Victims of Identity Theft
A Basic Resources 115
B The FTC's Identity Theft Victims' Statement of Rights 119
C The FTC's Model Letter for Reporting Identity Theft 125
D Sample Dispute Letter and Follow-Up Letter 133
E State Resources 137
Further Reading 179
Acknowledgments 181
Index 182
About the Author 185