Your Rewards Begin with a Free $25 Gift Card+
After your first purchase we'll send you a $25 Barnes & Noble Gift Card. It's our way of saying 'thank you' for becoming a cardmember.Get an Extra 5% Back at Barnes & Noble**
That's in addition to any other discounts you may receive. Just pay with your Barnes & Noble MasterCard® at any Barnes & Noble store or online at www.bn.com and you'll save an extra 5% delivered as a credit on your statement. Earn Free Barnes & Noble Gift Cards++
Earn one Reward Point for every dollar you charge anywhere else, even for everyday purchases like gas and groceries. Every time you reach 2,500 points, you'll automatically receive a $25 Barnes & Noble Gift Card. No Annual Fee Plus 0% APR on Balance Transfers
There is no annual fee for the Barnes & Noble MasterCard and you can take advantage of a special 0% APR for six months on balance transfers*.
Questions? See the Barnes & Noble MasterCard FAQs.
* The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 6 billing cycles after the Account is opened and requires that you maintain your current level of credit performance and that timely payments are received. Please see Terms and Conditions for the Barnes & Noble MasterCard for additional information including the allocation of payments, the APR for Purchases, the APR for all new and outstanding Balance Transfers and Convenience Checks after the introductory period, the APR for Cash Advances, and the Default APR that will apply to all new and outstanding balances (including any introductory rate balances) if your payment is received late, you exceed your credit line, or your payment is not honored by your bank. A Balance Transfer fee applies to all Balance Transfers and Convenience Checks.
** When you use your Barnes & Noble MasterCard to make any purchase (other than the purchase of any Barnes & Noble Gift Card offered at a discount to face value) online at www.bn.com and in any Barnes & Noble Store nationwide, a credit in the value of five percent (5%) of such eligible purchases will be posted to your Barnes & Noble MasterCard account. The five percent (5%) credit will appear on the same billing statement as the charge for the related eligible purchase.
† After you use your Barnes & Noble MasterCard to make a balance transfer or purchase for the first time, you will receive via mail a twenty-five dollar ($25) Barnes & Noble Gift Card. Such purchase must not be invalidated for any reason. Please allow up to 4 weeks for delivery. The delivery will be made to the billing address associated with your Barnes & Noble MasterCard.
†† See Terms and Conditions for details on the Reward Points program.



