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Posted March 18, 2004
Excellent Credit Guide!
Mr. Neal's book is packed with helpful, insightful information. It is a real education on understanding the credit industry and how to deal with it much more successfully. I highly recommend this well written guide to anyone who wants to improve their credit rating, or maintain a good one. B.M.K. San Jose, CAWas this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.
Posted February 29, 2004
If you want to better understand the Credit Bureaus and how they work- Read This Book!
Before I read this book I was at a loss as to how to deal with Credit Bureaus. Many years before I had a few credit problems but I'd also worked hard to clean my credit up. Still, I could not understand why my score was not higher. After reading Mr. Neal's book, I took some of his advice, took a much closer look at my reports and found one of the agencies even had the year I was born incorrect! The book was easy to read and I not only learned how to have improved interaction with the Credit Bureau's, but also how to understand them better. Thank you Mr. Neal!Was this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.
Posted January 27, 2004
This book was really helpful. I kept getting denied because I had a lot of bad things on my report. It took me two months to get my credit straight and a lot of work but it panned out just as the author said it would. It was easy to understand and had a lot of examples. I recommend it highly!Was this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.
Posted January 24, 2004
Definately a 'results oriented' book
This author deserves the highest praise. I used to have bad credit, and now it's flawless. This book revived my ability to acquire credit; gave me the confidence to apply for credit with out fear of being denied. Neal's techniques helped to clear both inaccurate credit ratings from unscrupulous creditors as well as my own credit mistakes. His real life examples were the "shot in the arm" I needed to initiate credit repair on my own. Now, I can take full responsibility for great credit and keep it that way. My story began with a payment delinquency with Bank One. I was falling behind on my bills shortly after a difficult divorce, and Neal's technique for credit repair got my relationship with Bank One back on track. They even agreed to remove the bad mark. Also, I was able to clear erroneously reported information from First Union Bank and GMAC. Now they are completely removed. It really worke! d! And the chapter on identity theft prevention/recovery was top notch. I should also state that I've read other books on this subject. None came close to being so complete and easy to follow. (There was also some refreshing humor in there, something we can all use.) Neal was also accessible by answering questions via email- very surprising. This book isn't for the unmotivated, though. There aren't any silver bullets or snake oil methods for fixing bad credit. I highly recommend this book to anyone wise enough to recognize and take great advice. A+Was this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.