Christmas—with no debt, less stress, and more joy!

Christmas may be the most wonderful time of the year, but it's also one of the most stressful—and most expensive. Expectations run high, and it's tempting to whip out the credit cards to create the perfect Christmas, with lavish meals, new decorations, and the latest, greatest gadgets and fashions for everyone on your gift list.

But you don't have to overspend or go into debt to have a fabulous holiday.

Financial expert Mary Hunt shows you how to assess your situation, commit to no new debt, and think creatively about gifts. With Mary's guidance, you'll discover what caused you to overspend in the past and how to approach this Christmas with a plan. It just might be the best gift you can give yourself and your family.

Mary Hunt is an award-winning and bestselling author, syndicated columnist, and sought-after motivational speaker. She is founder and publisher of the interactive website Debt-Proof Living, which features financial tools, resources, and information for her online members. Her books have sold more than a million copies, and her daily newspaper column is nationally syndicated through Creators Syndicate and is enjoyed by hundreds of thousands of Everyday Cheapskate readers. Hunt speaks widely on personal finance and has appeared on shows such as Good Morning America, Oprah, Dr. Phil, and Focus on the Family. She and her husband live in California.