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Posted January 23, 2011
Immediate Information That Makes A Difference
L. Marie Joseph has her ducks in a row. Given the rather ominous economic situation not only in this country but throughout the world, Joseph takes all of the information of our economy dilemma, distills it in an opening preface, and then sets about informing young new white collar generation members how to avoid falling into the pit that is our current anathema - debt, financial instability and lack of training in money management. What makes this brief book so very useful is Joseph's manner of writing. Not setting herself up as a spanking professor, she instead takes each step of planning in a sequence that is not only reasonable but also practical. Her subtitle for this book in many ways says it all - 'A practical guide on how to get ahead and not just get by with your money.' She begins with warnings about the use of credit cards, the use of which generally leads to living beyond our means, about paying off student loans, saving money from each paycheck, living simply, making (and keeping) a budget, and then gives very solid helpful information on investments such as portfolio types and buying a house and car. Yes, we all should know this information but we all have slipped into the danger zone Joseph is trying to teach our young white collar workers to avoid. The book does not stop there: for those of us who have learned her lessons the hard way there is much information here for reparative work! Grady Harp
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Posted February 8, 2011
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