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Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes

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  • Anonymous

    Posted August 31, 2013

    Same thing happened to me. I did not order or want this book.

    Same thing happened to me. I did not order or want this book. Please do not send books to people that don't want them! It is such a waste.

    3 out of 3 people found this review helpful.

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  • Anonymous

    Posted August 31, 2013

    Jay Wesley Richards We want to know why you sent us your boo

    Jay Wesley Richards




    We want to know why you sent us your book Infiltrated, and I want to know why you felt compelled to send it to my wife? Does your wife Ginny know you just gift books to women that you don't know, and who obviously have different political views than yourself? I really don't expect a reply, because if your not man enough to send the book to me, MaAron, your not man enough to reply. I see your wife isn't on facebook, is it because you’re afraid that people like yourself will send her their crap!? Now, we are not against all forms of capitalism, but when big banks run over the American Dream, and lie and cheat the American people because of simple greed, we are against it.




    Oh yeah, using God and Jesus to promote your capitalist agenda . . . you know who you'll have to answer to for that! 




    I will be waiting for a reply . . . if no reply I will be posting this exact message and a write up on my site soon. You reap what you sew!

    3 out of 4 people found this review helpful.

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  • Anonymous

    Posted August 14, 2013

    This is an engaging and ground-breaking book, an important book

    This is an engaging and ground-breaking book, an important book for anyone interested in our country's slide into statism. For those who follow free market writers closely, it's well known that government interventions in the financial markets, rather than too much economic freedom, fueled the housing bubble and paved the way to the subsequent housing collapse and financial crisis. Infiltrated beautifully summarizes this important reality in a single chapter, but it's in two other areas where I find the book a must-read. The first is the book's often novel-like descriptions of the characters and tactics that led from small beginnings to the Leviathan creature that is Dodd-Frank. Understanding the opposition -- their strategies and appeal, their cynicisms and idealism -- is crucial to mounting a successful counterattack.

    The second reason I find the work particularly valuable is the way it explains how activists and politicians have used the financial crisis to double down on the same big-government hyper-regulatory "solutions" that got us into the financial crisis in the first place.

    The book explains all of this with the sort of accessible, engaging prose that characterized Richards' previous bestseller, Indivisible. The new book goes on to lay out a practical blueprint for a counteroffensive. I hope the insights in the book get wide circulation. Ignorance is only bliss for the insiders and activists who hold the keys to kingdom of crony socialism, a regime they're quietly building right under our noses. Jonathan Witt

    3 out of 7 people found this review helpful.

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  • Anonymous

    Posted August 31, 2013

    This guy buys his own books and gifts them to people that have o

    This guy buys his own books and gifts them to people that have opposing political views, just to get his sells up. And I guess, to just be pathetic! Your not a writer if you have to buy your own books to keep your numbers up!

    2 out of 2 people found this review helpful.

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  • Anonymous

    Posted December 16, 2013

    All too often economic decisions are not determined by the fact

    All too often economic decisions are not determined by the facts on the ground but by the way facts are perceived. The situation is made worse when perceived facts are put together in a narrative that delivers an account diametrically opposed to reality. In such cases, who controls the narrative, controls public policy.

    Jay Richard’s masterful new book Infiltrated is a story that unmasks the false narrative that came out of the 2008 sub prime mortgage crisis. He manages to untangle the labyrinth of people, places and organizations that threw the nation into crisis and almost brought down the system. The book is a who’s who of the key characters that were involved in the crisis.

    However, more importantly, the book sets the facts straight and tells a true narrative of what actually happened. The author dispels the popular belief among media and the public that the greedy actions of big banks caused the crisis. Now, five years afterward, Richards casts a wide net to sift through the confusion and expose some of the principal characters that orchestrated the crisis that began in September 2008. He provides a socioeconomic analysis of what happened and examines the continuing debate over who is to blame for the crisis and who is still trying to gain from it.

    Perhaps the message of the book is best described by its long subtitle: How to Stop the Insiders and Activists Who are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes. In other words, the story is hardly over. The false narrative still continues and controls public policy. Richards especially focuses on the Dodd-Frank Act, which adds tens of thousand of pages of regulations on financial institutions based on a false understanding of the crisis.

    "That false understanding provided the motivation for passing the Dodd-Frank Act, which supporters claimed would prevent a future financial crisis," Richards says. "But the facts show otherwise—and the truth is far more insidious. It is only by understanding the real cause of the crisis that we can prevent another one."

    The real story, Richards claims, is a terrible tale of catastrophic and misguided government policies, loan brokers, media and activist groups that actually created a market for risky loans and led to the mammoth housing bubble in 2008. It was a vast network of liberal groups and individuals that loosened lending standards to an unprecedented degree. Richards gives the example of how only 1 in 200 mortgages had a down payment of 3 percent or less in 1990. By 2007, it was one in three. It was no wonder the system came tumbling down.

    However, the danger remains grave. Richards argues: "What few realize is that the same politicians and activists who crafted these destructive policies have used the crisis to continue those policies and increase their power over the financial sectors of our economy. These include sectors far removed from mortgages and will affect the financial well-being of every American."

    That is why books like Infiltrated are so important. They create awareness of what went wrong and how to avoid such mistakes in the future. In addition, Richards provides a chapter with practical steps about what can be done to put America back on course. However, he warns that if such lessons are not learned, America may be setting itself up for a future crisis that will dwarf the calamity of 2008.

    The first and most important step is to unmask the false narrative about the present economic crisis. Infiltrated and other books like it do a great service by making it clear where the blame lies. Best of all, they help Americans get the story right.
    John Horvat II
    Author of Return to Order: From a Frenzied Economy to an Organic Christian Soceity

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  • Posted October 9, 2013

    more from this reviewer

    If you're interested in learning about the events and policies

    If you're interested in learning about the events and policies that caused the housing mortgage crisis, this is a great place to start. This is a well sriteen and documented study of the recent financial downturn. The author explores the history of lending, as well as, the influence of consumer advocacy groups and their intentions. [Thank you for this complimentary book, sent by the author. This review is unsolicited and original.]

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