Spend 'til the End: Raising Your Living Standard in Today's Economy and When You Retire

I didn't know that!!!

Having read the previous book by the authors I was interested in what was new. Did you know that you can 'double dip' your Social Security benefits? In other words, take early retirement at age 62, then at age 70 file the SS form 521, pay back what was paid out between 62-70, then file again for SS benefits. Your remaining SS benefits will come out higher even with pay back. Sweet deal. You should do this before other retires figure it out by reading this book. And the SS Administration stops approving the pay back option. Another worthwhile spending/saving plan for me would be to cash out my 401'K'/IRA before age 70 using that money to retire on rather than take SS benefits at age 62. And then at age 70 get the SS benefits. Long term more money for me.

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