In a normal American town, life seems to just get better and better for Ed, homeowner and father of two. Not only does he have a job and his own home, but he's just met the woman of his dreams, totally upgraded his house, bought a new BMW-Z, and made his first foray--with her almost missionary prodding--into the wonderful world of real estate investments. All this on just the salary of a sanitary worker. And a little financial wizardry from his mortgage broker, who happens to live across the street. Then the market collapses and Ed suddenly finds himself mortgaged to the hilt and out of a job. Is revenge his only option?