101 Fast Fixes To Boosting Your Credit Score - Give Me 45 Minutes And I’ll Have You On Your Way To A Better Credit Rating, Happy Lenders, And Open Doors! by eBook Depot | NOOK Book (eBook) | Barnes & Noble
101 Fast Fixes To Boosting Your Credit Score - Give Me 45 Minutes And I’ll Have You On Your Way To A Better Credit Rating, Happy Lenders, And Open Doors!

101 Fast Fixes To Boosting Your Credit Score - Give Me 45 Minutes And I’ll Have You On Your Way To A Better Credit Rating, Happy Lenders, And Open Doors!

by eBook Depot
     
 
SNEAK PEAK:

Table of Contents

Introduction 3 TheBasics 4 The Best Ways to Boost Your Credit Score 8 Keep Your Credit Score Safe 10 Avoid Common Credit Score Mistakes 14 Dealing With Your Credit Report to Deal With Your Credit Score 17 Dealing With a Credit Score after a Big Problem 21 Dealing With Professional Credit Help 25 General Good Financial

Overview

SNEAK PEAK:

Table of Contents

Introduction 3 TheBasics 4 The Best Ways to Boost Your Credit Score 8 Keep Your Credit Score Safe 10 Avoid Common Credit Score Mistakes 14 Dealing With Your Credit Report to Deal With Your Credit Score 17 Dealing With a Credit Score after a Big Problem 21 Dealing With Professional Credit Help 25 General Good Financial Habits Build Good Credit Scores 29 Think Like a Lender 34 Develop an Organized Strategy to Repair Your Credit score 39 Loans and Your Credit Score 41 Make Credit Repair Easier on Yourself 43 Student Credit Repair 45 DealingWithDebt 49 Credit Repair and Your Emotions 51 PartingCreditTips 53 Conclusion 55
Introduction
There are many misconceptions about credit scores out there. There are customers who believe that they don’t have a credit score and many customers who think that their credit scores just don’t really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, and even your chances of getting some apartments.

The truth is, of you have a bank account and bills, then you have a credit score, and your credit score matters more than you might think. Your credit score may be called many things, including a credit risk rating, a FICO score, a credit rating, a FICO rating, or a credit risk score. All these terms refer to the same thing: the three-digit number that lets lenders get an idea of how likely you are to repay your bills.

Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some more exclusive types of apartment living, your credit score is checked.
In fact, your credit score can be checked by anyone with a legitimate business need to do so. Your credit score is based on your past financial responsibilities and past payments and credit, and it provides potential lenders with a quick snapshot of your current financial state and past repayment habits.

In other words, your credit score lets lenders know quickly how much of a credit risk you are. Based on this credit score, lenders decide whether to trust you financially - and give you better rates when you apply for a loan. Apartment managers can use your credit score to decide whether you can be trusted to pay your rent on time. Employers can use your credit score to decide whether you can be trusted in a high-responsibility job that requires you to handle money.

The problem with credit scores is that there is quite a bit of misinformation circulated about, especially through some less than scrupulous companies who claim they can help you with your credit report and credit score - for a cost, of course.

From advertisements and suspect claims, customers sometimes come away with the idea that in order to boost their credit score, they have to pay money to a company or leave credit repair in the hands of so-called “experts.” Nothing could be further from the truth. It is perfectly possible to pay down debts and boost your credit on your own, with no expensive help whatsoever.

In fact, the following 101 tips can get you well on your way to boosting your credit score and saving you money.
By the end of this ebook, you will be able to:
•Define a credit score, a credit report, and other key financial terms
•Develop a personalized credit repair plan that addresses your unique financial situation
•Find the resources and people who can help you repair your credit score
•Repair your credit effectively using the very techniques used by credit repair experts
Plus, unlike many other books on the subject, this ebook will show you how to deal with your everyday life while repairing your credit. Your credit repair does not happen in a vacuum.
This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating. It really is that simple.
Start reading and be prepared to start taking small but powerful steps that can have a dramatic impact on your financial life!
The Basics
Before you start boosting your credit score, you need to know the basics. You need to know what a credit score is, how it is developed, and why it is important to you in your everyday life.
Lenders certainly know what sort of information they can get from a credit score, but knowing this information yourself can help you better see how your everyday financial decisions impact the financial picture lenders get of you through your credit score. A few simple tips are all you need to know to understand the basic principles:

Tip #1: Understand where credit scores come from.
If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works.

TO BE CONTINUED... Buy now and enjoy the contents in full!

Product Details

ISBN-13:
2940013061552
Publisher:
S.H.W.
Publication date:
08/31/2011
Sold by:
Barnes & Noble
Format:
NOOK Book
File size:
59 KB

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