The 250 Questions You Should Ask to Get Out of Debt

by David Rye, Marcia Rye

Overview

As tens of millions of people have discovered, debt can be a crushing burden. It can tear down dreams and destroy lives. But debt can be avoided. With fiscal discipline and a clear plan, anyone can get out of debt and live debt-free. In the easy-to-read, accessible style of the 250 Questions series, authors David and Marcia Rye explain how to:

• Assess debt problems
• Use home equity to get rid of debt
• Cut college expenses
• Live within a budget
• Understand bankruptcy law
• Stay out of debt

No one has to live in the shadow of financial insecurity any longer. When the economy takes a turn for the worse, itÆs essential to get out of debt. With this book at their side, readers can conquer debt and secure their financial future.

Product Details

ISBN-13:	9781440514036
Publisher:	Adams Media
Publication date:	06/18/2009
Sold by:	SIMON & SCHUSTER
Format:	eBook
Pages:	192
File size:	754 KB

About the Author

An Adams Media author.

Table of Contents

Introduction V

Part 1 Challenging Debt 1

1 Dealing with Your Debt 3

2 Determining Where You Want to Go 10

3 Living on a Budget 17

4 Avoiding Debt Traps 23

5 Checking Your Credit Score 28

6 Consolidating Debts 32

7 Spending Less 37

8 Making Hard Choices 44

Part 2 Finding Money 51

9 Paying Yourself First 53

10 Searching for Hidden Money 57

11 Using Home Equity 63

12 Paying College Expenses 69

13 Controlling Credit Cards 75

14 Avoiding Bad Loans 80

15 Paying Off Debt 86

16 Getting Tax Money Back 90

17 Creating a Savings Plan 97

Part 3 Improving Your Quality of Life 103

18 Acquiring a Car 105

19 Making More Money 113

20 Buying a Home 116

21 Protecting Yourself with Insurance 125

22 Thinking about Retiring 134

Part 4 Putting It All Together 143

23 Assembling Your Financial Plan 145

24 Becoming Financially Independent 151

25 Staying Ahead of the Game 158

Appendix of Resources by Subject 162

The 250 Questions 167

Index 181