A Smart Girl's Guide to Money: How to Make It, Save It, and Spend It

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Overview


This addition to the popular Smart Girls Guide format shows girls the ins and outs of money smarts. Quizzes, tips, and quotes from girls make learning about money, saving, and smart shopping fun. Includes a special section with 101 money-making ideas.

A special link at americangirl.com offers girls the opportunity to print business card, flyers, and other materials to get her moneymaker up and running with style.

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Overview


This addition to the popular Smart Girls Guide format shows girls the ins and outs of money smarts. Quizzes, tips, and quotes from girls make learning about money, saving, and smart shopping fun. Includes a special section with 101 money-making ideas.

A special link at americangirl.com offers girls the opportunity to print business card, flyers, and other materials to get her moneymaker up and running with style.

Editorial Reviews

VOYA
This user-friendly introduction to managing money offers common sense about making, spending, saving, and giving. Holyoke advises readers to separate emotion from goals and develop techniques for money communication. She cites good habits and paying attention as the foundation of good management and illustrates how the teenager can assess her talents, figure profits, work with partners, organize workspace, meet client expectations, and troubleshoot. Spending includes advice on shopping smart, refusing to buy, analyzing advertising, and dealing with plastic money. Saving considers habits, budgeting, earning money with money, building wealth, and the reality that rich is a relative term driven by individual expectations. The eye-catching illustrations and examples will appeal most to the middle school and junior high group. The consciousness-raising quizzes throughout the book complement the concrete, practical examples. A list of 101 possible money-making projects concludes the book. The weakest and most abstract section is "making money with money," which generally explains interest accounts, CDs, savings bonds, stocks, and mutual funds. American Girl invites the successful money manager to share ideas with American Girl magazine and directs them to the American Girl website to make business cards and supplies. The Web site is helpful, but it also directs the user to additional American Girl products. The book is good preparation for publications such as TeenVestor: The Practical Investment Guide for Teens and Their Parents (Perigree/Berkley Publishing Group, 2002/VOYA June 2002)), which contains more depth and detail.
School Library Journal
Gr 5 Up-Presented in a colorful and fun format, this book is attractive and practical. Examples used are timely and age appropriate. Quizzes throughout reinforce the concepts presented and will help readers question current spending habits. The "101 money-making ideas" are practical and doable and range from completing chores to using individual talents and skills to start a business. Some of the ideas suggested could be used for fund-raising activities. Customer satisfaction, writing contracts, and sharing responsibilities are clearly discussed and will help prevent future problems. This book will be an excellent tool to promote the concept of saving money and having it work for you. A Web site is provided for printable items and business cards. A first purchase.-Kathleen A. Nester, Downingtown High Ninth Grade Center, PA Copyright 2006 Reed Business Information.

Product Details

  • ISBN-13: 9781593691035
  • Publisher: American Girl Publishing
  • Publication date: 3/28/2006
  • Pages: 96
  • Sales rank: 48,108
  • Age range: 9 - 12 Years
  • Product dimensions: 5.30 (w) x 9.40 (h) x 0.40 (d)

Customer Reviews

Average Rating 4.5
( 20 )

Rating Distribution

5 Star

(17)

4 Star

(2)

3 Star

(0)

2 Star

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1 Star

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Sort by: Showing all of 20 Customer Reviews
  • Posted November 21, 2008

    more from this reviewer

    Completely Helpful!

    This book was wonderful!
    It is helpful in every way and It makes you wanna get up and start making money! The book has: Quiz's, Test, Advice that comes from other girls, plus a lot more!! They tell you all the tips on how stores try to get you to spend money you would have never ever though of! They teach you about the difference between a debit card and a credit card (but to me check cards are the best for preteens) This book it wonderful I think all preteen girls should have this book! They even teach you how to get a raise in your allowance WHICH REALLY WORKS! All preteen girls should have this book it's amazing!!! Seriously I think all preteen girls should buy this! This would probably be one of the best items you could possibly buy!!

    5 out of 5 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted July 16, 2009

    Out of this WORLD!!!!!!!!!!!!!!!!!!!!!!

    I read this book all in one day. The day I got it. It taught me so many thing about money from how to save it, make it, and spend it! I had this book for about two years now and I read it at least two to three times a week! I recommend this book for any girl in the ages 8-12 that wants to learn more about money! You can also go on their website: www.americangirl.com and then click fun for girls, then girl buzz, and then to do today, and finally, money makers! P.S. they have a new topic for each to do today every day!

    4 out of 4 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Posted May 23, 2010

    Two thumbs up!

    I read this book the same day that I bought it. It has great illustrations, and really gets into detail. Since I read it I have saved over $100, and spent my money wisely. I recomend this book to all girls.

    1 out of 1 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Posted October 6, 2009

    Educational for spending money

    Besides of parents talking and guidance, this book could help the young smart girl's how to take care of their own money.

    1 out of 2 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Posted May 11, 2009

    more from this reviewer

    This Book

    Summary: What's your money style? Are you a spender or saver? How can you earn more money? What's the trick of saving something big ans still spending? Find out the answers in this book.

    I recomend this book to anyone who wants something and needs cash but still wamts to spend.

    1 out of 2 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted March 8, 2009

    Great Tips and Advice

    This book was truly fantastic. It gave information and advise that is very educational. There was more than 100 ideas to make money, such as "tutoring younger kids in your favorite subject", or "Be a personal trainer to someone who is getting ready for any sport. It also taught about stock market, interest, credit and debt cards, and bundles of more. I would reccomend this book to girls ages, 8 yrs.-14 yrs. There was more than 5 quizes to see if you are innovative, all the way to see what kind of shopper you are!

    1 out of 1 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Posted December 29, 2011

    Nice book!

    Even though this book is slightly out of my age group, it has great tips in it. I look forward to buying more "a smart girl's guide to..." books!

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted September 1, 2010

    Great Read!

    This book is wonderful! It gives adivice about allowances, asking for a raise, spending money, making money and many more things! It has quizzes and fun games too. You have to buy this book!

    Was this review helpful? Yes  No   Report this review
  • Posted July 12, 2010

    I Also Recommend:

    Great Book

    This book teaches you how to manage money. it also teaches you how to make it,save it,and spend it wisely.it has 101 moneymaking ideas and to hear about the rest you will have to buy it yourself.

    0 out of 1 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted September 2, 2008

    Very Smart!

    This book is very smart and sophisticated. This book is great! This book has great ideas and smart was to make and invest money. It really shows you how much you really have. It's so helpful and you really should buy it. Worth it, even if I save more now!

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted October 6, 2007

    I love this book

    I got this book when I got A Smart Girl's Guide to middle school it's great I read it over and over to see how to save and get the money and what I should get with the money overall it is a good book

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted August 3, 2006

    a reviewer

    Out of all the 21 American Girl books I've read and bought(am I a fan, or what?), this one is probably the best. It is soooo... helpful. And, in my opinion, girls of any age should buy this book. I know you (after you buy this book) and I (after already reading it) will be much more successful, wise, resourceful, and better-off in life. Even if you are like me and don't even get an allowance, you still can make money. I, myself, think I will start making my own cards- like birthday cards and sympathy cards and Christmas cards, etc... I think it will be a great business because everyone else is babysitting or petsitting. In case you can't think of your own business, there are 101 money-making business ideas- ones that WILL work. I really can't get over how great this book is! You MUST buy it, and anyone who rates it lower than four stars is absolutely crazy!

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted July 11, 2006

    $$$$$

    I love this book. I'm going to start babysitting so I'll be getting a lot more money. Now I know not to blow all the money the day after you get it. **Saving tip** Put a picture of the thing you want most taped on where ever you keep your money. So you'll remember to save it!$$$

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted July 5, 2006

    Moola here I come

    This book is very helpful for making money. I'm doing the babysitting buisness and all the tips are very adequate!!!!

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted March 12, 2006

    Good Book

    This Book is Great. My Daughter Read it and love it. Great Books

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted January 21, 2012

    No text was provided for this review.

  • Anonymous

    Posted December 29, 2009

    No text was provided for this review.

  • Anonymous

    Posted November 16, 2008

    No text was provided for this review.

  • Anonymous

    Posted April 26, 2010

    No text was provided for this review.

  • Anonymous

    Posted November 7, 2009

    No text was provided for this review.

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