America's Health Care Crisis Solved: Money-Saving Solutions, Coverage for Everyone / Edition 1
  • America's Health Care Crisis Solved: Money-Saving Solutions, Coverage for Everyone / Edition 1
  • America's Health Care Crisis Solved: Money-Saving Solutions, Coverage for Everyone / Edition 1

America's Health Care Crisis Solved: Money-Saving Solutions, Coverage for Everyone / Edition 1

by J. Patrick Rooney, Dan Perrin
     
 

It's no secret that the health care system in the United States has spiraled so far out of control that many within the country cannot afford the cost. The fact is, health care is all about money—how much we spend, where the money comes from, and who controls it.

Nobody understands the challenges this situation presents better than J. Patrick Rooney, former

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Overview

It's no secret that the health care system in the United States has spiraled so far out of control that many within the country cannot afford the cost. The fact is, health care is all about money—how much we spend, where the money comes from, and who controls it.

Nobody understands the challenges this situation presents better than J. Patrick Rooney, former chairman and CEO of Golden Rule Insurance Company, and Dan Perrin, one of the nation's top Health Savings Accounts experts. For nearly two decades, they have worked to inject key market-based solutions into a health care system that has been increasingly supported by government financing, which doesn't seem to be improving the situation. Now, with America's Health Care Crisis Solved, Rooney and Perrin reveal a sensible solution to the difficult dilemma of how to get care for everyone at reasonable costs.

Engaging and informative, this book highlights the major pitfalls of our current health care system and shows why, without changes, health care costs will soon demolish the American economy as well as the opportunity to receive quality care. However, contrary to the increasingly popular idea of a government health plan, the alternative presented by Rooney and Perrin brings the self-interest of you, the American consumer, into the equation.

Rooney and Perrin succinctly explain their innovative plan for reducing the cost of health care—which includes an approach known as Fair Care—and examine how this system will put our government in a better position to effectively finance the health care process. Topics covered include:

  • An in-depth look at the essential elements of Fair Care health financing
  • Why Health Savings Accounts (HSAs), one of the most effective devices for controlling health care spending, work
  • How hospital prices are driving health care inflation in the United States
  • How the uninsured can defend themselves from excessive charges
  • What it takes to create a national marketplace for health insurance
  • A new phenomenon known as quick care clinics, which enable people to get essential medical care without the high price of emergency rooms
  • And much more

In the coming years, various financial and political factors will shape the way the American health care system is reformed. Taking the time to understand these issues today can help you as a health care consumer tomorrow. Read America's Health Care Crisis Solved, and discover the practical solutions that can change this system—and your life—for the better.

Visit us at www.healthcarecrisissolved.com

J. Patrick Rooney is recognized as the pioneer of Medical Savings Accounts—now known as Health Savings Accounts—and is the former CEO of Golden Rule Insurance Company for over two decades, building the organization into the largest insurer of individual health insurance policies in the country. Even Paul Elwood, the father of managed care, has acknowledged Rooney's influence, telling Rooney, "we are in the age of the rise of Health Savings Accounts."

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Product Details

ISBN-13:
9780470275726
Publisher:
Wiley
Publication date:
05/02/2008
Pages:
242
Product dimensions:
6.20(w) x 9.00(h) x 1.10(d)

Table of Contents

Preface.

Introduction.

Part 1.

Chapter 1. No Money, No Healthcare.

Who Can Afford to Get Sick?

A Helicopter View of Healthcare Financing.

The Good Bad News.

No More Business As Usual.

Chapter 2. Why the Money's Running Out.

No Room At the Inn.

Standard Operating Procedure.

The Motive Is Profit.

The Problem Is Greed.

On the Front Lines with Nora Johnson.

Chapter 3. A New Scarlet Letter.

A Lady in Red.

Who Are the Uninsured?

The Danger of Second-Hand Smoke.

Injustice for All.

Chapter 4. Why Nationalized Healthcare is No CureAll.

The HMO Idea.

An Idea Rejected.

Phoenix Rising?

HillaryCare II.

Oh, Canada.

The Cost of Inefficiency.

God Save the Queen.

Look No Further.

New York, New York.

Florida, Here We Come.

The Evidence Speaks.

Part II.

Chapter 5. Fair Care.

Three Keys to Make Fair Care Work.

Congressional Action.

Two Crucial Points on Fair Care.

Fair Care Effect on Employers.

Fair Care Effect on Employees.

The State of the Union Proposal.

Chapter 6. Give Seniors What They Want (and Save Money DoingIt).

An Innovative Approach to Medicare.

The Future of Medicare.

Defining the Terms.

Drug Money.

An Unfunded Mandate.

A Bureaucratic Snafu.

Cost Comparison.

Saving the U.S. Treasury Money.

How Much Could Our Country Save?

Give Seniors What They Want.

Too Good To Be True?

How Much Money in Each Senior's Hands?

Chapter 7. Give Control to Consumers.

Back to the Future.

One Experience.

HSAs Today.

A Quick Overview.

Health Care Freedom.

A Dollar-for-Dollar Comparison.

An IRA on Steroids.

The Truth Be Told.

A Word About Family Deductibles.

Republicans Versus Democrats.

A Legitimate HSA Weakness.

A Response to Mr. Rangel.

What Does the Evidence Say?

A Side Note.

What Congress Still Needs to Do.

Chapter 8. Establish Fair Medical Prices.

Which Price Tag?

What's A Reasonable Price?

What Can We Conclude?

How to Defend Yourself Against Hospital Harassment.

What's a UB-04 or a UB-92?

Where to Get the Medicare Info.

Now You're a Royal Pain.

Sounds Good, But Does It Work?

Do You Need A Lawyer?

The Linchpin to Healthcare Reform.

Chapter 9. Make Medical Prices Transparent.

An Innovative Approach to Pricing Healthcare (Part 1).

Between a Rock and a Hard Place.

Why Not Be Honest?

Cost Reporting.

Truth Detector.

Do Hospitals Lose Money On the Uninsured?

Who’s Losing Money?

Are We Really Too Dumb to Understand?

What Needs to Change.

Legislation Now Pending.

Medicare Starts to Move.

And Not Just the Hospitals.

Chapter 10. Build Risk pools.

An Innovative Approach to Individual Health Insurance (Part2).

New York State of Mind.

No Picnic in the Garden State.

Ferrari Pricing.

One Way to Cope.

Compassion v. Common Sense.

Casting the Net.

Double Incentive.

The Problem for Small Business.

A Future Answer for Small Business.

A More Immediate Answer.

What If an Employee Buys an HSA?

The Rest of the Story.

Chapter 11. Build a National Marketplace.

An Innovative Approach to Individual Health Insurance (Part2).

Do You eBay?

Nothing Matters More.

Roadblocks to Freedom.

The Healthcare Choice Act.

Not In My Backyard.

An Idea For the People.

Let's Get It Done.

Chapter 12. Make Basic Healthcare Cheaper and MoreConvenient.

An Innovative Approach to Healthcare Delivery.

What is a Quick Care Clinic?

The Customer Is King.

Calling Dr. Nurse.

“You've Got Care”.

Chapter 13. Do It Right The First Time.

An Innovative Approach to Wellness.

Managed Gatekeeping.

The Right Goal.

The Right Kind of Competition.

Simpler Is Better.

In A Life.

Lose the Gatekeepers.

Get Well Soon.

Chapter 14. Wrapping It All Up.

Appendix A.

Appendix B.

Appendix C.

Appendix D.

Appendix E.

Appendix F.

Notes.

Index.

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