The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich

( 88 )

Overview

What’s the secret to becoming a millionaire?

For years people have asked David Bach, the national bestselling author of Smart Women Finish Rich, Smart Couples Finish Rich, and The Finish Rich Workbook, what’s the real secret to getting rich? What’s the one thing I need to do?

Now, in The Automatic Millionaire, David Bach is sharing that secret.

The Automatic Millionaire starts with the powerful story of an ...

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The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich

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Overview

What’s the secret to becoming a millionaire?

For years people have asked David Bach, the national bestselling author of Smart Women Finish Rich, Smart Couples Finish Rich, and The Finish Rich Workbook, what’s the real secret to getting rich? What’s the one thing I need to do?

Now, in The Automatic Millionaire, David Bach is sharing that secret.

The Automatic Millionaire starts with the powerful story of an average American couple—he’s a low-level manager, she’s a beautician—whose joint income never exceeds $55,000 a year, yet who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. Through their story you’ll learn the surprising fact that you cannot get rich with a budget! You have to have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present.

What makes The Automatic Millionaire unique:

You don’t need a budget
You don’t need willpower
You don’t need to make a lot of money
You don’t need to be that interested in money
You can set up the plan in an hour

David Bach gives you a totally realistic system, based on timeless principles, with everything you need to know, including phone numbers and websites, so you can put the secret to becoming an Automatic Millionaire in place from the comfort of your own home.

This one little book has the power to secure your financial future. Do it once—the rest is automatic!

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Editorial Reviews

Publishers Weekly
Bach, author of several bestsellers including Smart Women Finish Rich and Smart Couples Finish Rich, offers a simple prescriptive plan for financial security. The secret: the astonishingly vanilla "Pay Yourself First," which, in Bach's words, is "the one proven, easy way to get rich." Instead of worrying about taxes, budgeting or investing, the key, according to Bach, is to set aside between 10% and 15% of gross income for savings the equivalent of one hour's worth of income every day. While this strategy may seem obvious, many people don't take this basic step. That's why Bach says everyone should write down their "Automatic Millionaire Promise," which spells out what percentage of their income they will start saving by a certain date. To insure that people carry through on their efforts, Bach says they should have deposits automatically made to a retirement account. Then, the next step is to capitalize on the power of compounding by contributing the maximum amount to, say, an employer's 401(k) account. To help readers navigate the maze of investment choices, Bach includes contact information for a number of mutual funds and Web sites offering authoritative financial information. Bach's key principle, along with such advice as buying real estate, paying down debt and making charitable deductions, is not groundbreaking; and regrettably, it may be unrealistic for many: tens of millions of Americans are in serious credit card debt because they can't make ends meet on their salaries; how, then, are they to save so much of their gross income? However, his easygoing approach, complete with real-life examples and clever phrases such as "Latte Factor," will appeal to the many money-challenged consumers who have made a New Year's resolution to get their finances on a firmer footing. (Dec.) Forecast: With a confirmed appearance on Oprah along with a television and radio satellite tour, and some 700,000 of Bach's other books in print, this one should hit some bestseller lists. Copyright 2003 Reed Business Information.
Library Journal
Bach (Smart Couples Finish Rich) takes a unique approach to the financial wealth-building genre by shaping his many tips and techniques around an average American couple with a joint annual income of under $55,000 who manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. The sound advice covers well-known principles of eschewing credit cards and the importance of establishing and keeping to a plan to pay yourself first that is totally automatic, a plan that will secure your future and pay for your present. The author's lively narration keeps the listener's interest in these facts about how money works and how not to spend every dollar you earn. Highly recommended for all public libraries.-Dale Farris, Groves, TX Copyright 2004 Reed Business Information.
From the Publisher
“The Automatic Millionaire is an automatic winner. David Bach really cares about you: on every page you can hear him cheering you on to financial fitness. No matter who you are or what your income is, you can benefit from this easy-to-apply program. Do it now. You and your loved ones deserve big bucks!”
-Ken Blanchard, co-author of The One Minute Manager

“The Automatic Millionaire gives you, step by step, everything you need to secure your financial future. When you do it David Bach’s way, failure is not an option.”
-Jean Chatzky, Financial Editor, NBC’s Today

“David Bach's no spin financial advice is beautiful because it's so simple. If becoming self-sufficient is important to you then this book is a must.”
-Bill O'Reilly, anchor, Fox News, and author of The O’Reilly Factor and The No Spin Zone
 
“Finally, a book that helps you stop sweating it when it comes to your money! The Automatic Millionaire is a fast, easy read that gets you to take action. David Bach is the money coach to trust year in and year out to motivate you financially.”
-Richard Carlson, author of Don't Sweat the Small Stuff and Don’t Sweat the Small Stuff About Money

“David Bach’s The Automatic Millionaire proves that you don’t have to make a lot of money or have a complicated financial plan to get started — you can literally start towards your financial dreams today, in a matter of hours, with just one life changing secret: Pay yourself first and make it automatic! Equally important, this book shows you how to simplify and automate your entire financial life.”
- Harry S. Dent, Jr., investment strategist and author of The Roaring 2000s

The Automatic Millionaire is, simply put…a great little book!  You can read it in a matter of hours and take action immediately on a powerful, simple, totally AUTOMATIC plan to become a millionaire.”
- Robert G. Allen, coauthor of The One Minute Millionaire

The Automatic Millionaire is brilliant in its simplicity and thoroughly enjoyable to read. If you want to create financial security and still sleep at night, you've just got to get this book! Thank you, David...your advice will change people's lives.”
 - Barbara Stanny, author of Secrets of Six-Figure Women and Prince Charming Isn't Coming

“I once heard that to make something powerful, you need to make it practical.  The Automatic Millionaire is a book that is 100% practical and powerful.  David Bach is one of the few individuals in the world of finances who truly wants to make a huge impact in other people's financial lives. This is one of those rare books that can really change your life!”
- Louis Barajas, Author of The Latino Journey to Financial Greatness


“David Bach lets you in on the secret to finishing rich, and it’s so simple anyone can do it. Read this book, follow his advice, and it will change your life.”
- Candace Bahr and Ginita Wall, co-founders of the Women’s Institute for Financial Education (WIFE.org)

“Pay yourself first. It’s simple ideas like this that can make all the difference in your financial future. Ignore David Bach's new book at your own peril.”
- Al Ries, author of Focus, The Future of Your Company Depends on It

“David Bach makes understanding your finances easy, fun and exciting. The Automatic Millionaire is a practical and smart guide to mastering your relationship with money.”
- Barbara De Angelis, Ph.D. author of What Women Want Men to Know

“More people will become millionaires in the years ahead than in all the previous years of human history. It has never been more possible for you to get out of debt, achieve financial independence and build a financial fortress around yourself than it is today. This fast-moving book by David Bach gives you the practical strategies and techniques you need to take complete control of your financial life and become the millionaire you want to be.”
- Brian Tracy, author of Goals!

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Product Details

  • ISBN-13: 9780767923828
  • Publisher: Crown Publishing Group
  • Publication date: 12/27/2005
  • Edition description: Reprint
  • Pages: 272
  • Sales rank: 85,414
  • Product dimensions: 5.11 (w) x 7.96 (h) x 0.68 (d)

Meet the Author

David Bach is the author of the national bestsellers Smart Women Finish Rich, Smart Couples Finish Rich, and The Finish Rich Workbook, and the host of his own PBS special, “Smart Women Finish Rich.” Bach’s Finish Rich Seminars are now the leading financial seminars in North America, having been taught in over 1,700 cities by thousands of financial advisors. He is a Money Coach on America Online (AOL Keyword: David Bach) and the host of his own nationally syndicated radio show Live Rich with David Bach. To read excerpts of any of David Bach’s books please visit his website at www.finishrich.com.

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Read an Excerpt

CHAPTER ONE

MEETING THE AUTOMATIC MILLIONAIRE

I'll never forget when I met my first Automatic Millionaire. I was in my mid-twenties and was teaching an investment class at a local adult-education program. Jim McIntyre, a middle-aged middle manager for a local utility company, was one of my students. He and I hadn't spoken much until one day when he came up after class to ask if he could make an appointment with me to review his and his wife's financial situation.

The request surprised me. Though I felt strongly (and still do) that just about everyone can benefit from the advice of a qualified financial planner, Jim didn't strike me as the type who would seek it out.

I told him I'd be happy to set up a meeting, but if he wanted my help, his wife would have to come too, as my group managed money only for couples who worked on their finances together.

Jim smiled. "No problem," he said. "Sue's the reason I'm here. She took your Smart Women Finish Rich seminar and told me I should sign up for your course. I've liked what you've had to say, and we both figure it's time to do some financial planning. You see, I'm planning to retire next month."

Now I was really surprised. I didn't say anything, but as I looked Jim up and down, I doubted he could be in a position to retire. From the few comments he had made in class, I knew he was in his early fifties and had worked for the same company for thirty years, never earning much more than $40,000 a year, and didn't believe in budgets. I also knew that he considered himself to be "ultraconservative," so I figured he couldn't have made a fortune in the stock market.

My Grandma Rose Bach had taught me never to judge a book by its cover. But something didn't add up. Maybe Jim had just inherited a lot of money. For his sake, I hoped so.

"WHAT AM I MISSING HERE?"

When the McIntyres came into my office a few days later, they looked exactly like what they were: hardworking, "average Joe" Americans. What has stuck in my mind about Jim is that he was wearing a short-sleeved dress shirt with a plastic pocket protector in his breast pocket. His wife, Sue, had a little more flair, with some seriously blond highlights. She was a beautician, a couple of years younger than Jim.

The thing was, they didn't act like middle-aged people. They were holding hands like two high school kids on a first date, bubbling with excitement. Before I could ask how I could help them, Jim started talking about his plans and what he would do with his free time. As he did, Sue kept exclaiming, "Isn't it great he can retire so young! Most people can't retire until they reach sixty-five if then, and here's Jim able to do it at fifty-two!"

"LET'S NOT GET AHEAD OF OURSELVES."

After ten minutes of this, I had to interrupt. "Guys, your enthusiasm is contagious, but let's not get ahead of ourselves here. I've met with literally hundreds of potential retirees over the last few years, and I have to tell you—hardly any of them have been able to retire in their early fifties." I looked Jim in the eye. "Usually people come to my office to find out if they can retire," I said. "You already seem to be sure you can. What makes you so certain you can afford to?"

Jim and Sue exchanged a look. Then Jim turned back to me. "You don't think we're rich enough," he said, "do you?" The way Jim put it, it wasn't exactly a question.

"Well, that's not the way I would have phrased it," I replied, "but yes, it takes a fair amount of money to fund an early retirement, and most people your age aren't even close to having saved enough. Knowing what I do about your background, I'm truthfully curious about how you could possibly have enough money." I looked him in the eye. He gazed back at me serenely.

"Jim, you're only fifty-two." I said. "Considering that only about one in ten people can barely afford to retire at age sixty-five with a lifestyle equal to what they had when they worked, you have to admit that retiring at your age with your income would be a pretty big feat."

Jim nodded. "Fair enough," he said and handed me a sheaf of documents. They included his and Sue's tax returns as well as financial statements that listed exactly what they owned and owed.

I looked first at their tax returns. The previous year, Jim and Sue had earned a total of $53,946. Not bad. Not rich, to be sure, but a decent income.

Okay, next. How much did they owe?

I scanned their financial statements. I couldn't find any outstanding debts listed. "Hmm," I said, raising an eyebrow. "You have no debt?"

"THE MCINTYRES DON'T DO DEBT."

They exchanged another smile, and Sue squeezed Jim's hand. "The McIntyres don't do debt," she said with a chuckle.

"What about your kids?" I asked.

"What about them?" Jim answered. "They're both out of college, on their own, and God bless 'em."

"Well, all right then," I said, "let's see what you own." I turned back to the financial statement. There were two homes listed: the house where they lived (valued at $450,000) and a rental property (a second house valued at $325,000).

"Wow," I said. "Two houses and no mortgage on either?"

"Nope," Jim replied. "No mortgage."

Next came the retirement accounts. Jim's 401(k) balance currently amounted to $610,000. And there was more. Sue had two retirement accounts of her own that totaled $72,000. In addition, they owned $160,000 in municipal bonds and had $62,500 in cash in a bank savings account.

Talk about a substantial asset base. Add in some personal property (including a boat and three cars—all fully paid for) and they had a net worth approaching $2 million!

By any standard, the McIntyres were rich. It wasn't simply that they owned a lot of assets free and clear (though that in itself was pretty impressive); they also had a continuing stream of income in the form of interest and dividends from their investments and $26,000 a year in rent generated by their second house. On top of that, Jim had qualified for a small pension, and Sue liked being a beautician so much that she planned to keep working until she was sixty (even though she didn't need to). Suddenly, Jim's plan to retire at fifty-two didn't seem so crazy. In fact, it was completely realistic. More than realistic—it was exciting!

"WE INHERITED KNOWLEDGE."

Normally, I don't get wide-eyed about people's wealth. But there was something about the McIntyres that impressed me. They didn't look rich. And they didn't seem terribly special. To the contrary, they seemed perfectly ordinary—your average, nice, hardworking couple. How could they have possibly amassed such wealth at such a relatively young age?

To put it mildly, I was confused. But I was also hooked. I was in my mid-twenties at the time, and even though I was making good money, I was still basically living paycheck to paycheck. Some months I did manage to save a little, but more often than not I'd get busy or spend too much the next month and not save a dime. Many months it seemed that instead of getting ahead, I was falling behind, working harder and harder to make ends meet.

It was embarrassing, really, and frustrating. Here I was, a financial advisor teaching others how to invest, and I was often struggling myself. Even worse, here were the McIntyres, who probably in their best year barely made half of what I was making, and yet they were millionaires, while I was falling further and further into debt.

Clearly, they knew something about taking action with their money that I needed to learn. And I was determined to find out what it was. How could such regular people have amassed such wealth? Eager to know their secret but not knowing where to begin, I finally asked them, "Did you inherit any of this?"

Jim broke out in a deep belly laugh. "Inherit?" he repeated, shaking his head. "The only thing we inherited was knowledge. Our parents taught us a few commonsense rules about handling money. We just did what they said, and sure enough it worked. The same is true for a lot of people we know. In fact, in our neighborhood, about half our friends are going to retire this year, and many of them are even better off then we are."

At this point, I was hooked. The McIntyres had come to interview me about how I could help them, but now I wanted to interview them.

LOOKING RICH VS. BEING RICH

"You know," I said, "every week I meet people who take my classes like you did but who are exactly the opposite of you. I mean, they look rich, but when you get into the details of what they really have, it often turns out that they are not only not rich but broke. Just this morning, I met with a man who drove up in a brand-new Porsche, wearing a gold Rolex watch. He looked loaded, but when I went through his statements I found he was actually leveraged to the hilt. A guy in his mid-fifties, living in a million-dollar home with an $800,000 mortgage. Less than $100,000 in savings, more than $75,000 in credit card debt, and he was leasing the Porsche! Plus he was paying alimony to two ex-wives."

At this point, the three of us couldn't help ourselves. We all began to laugh. "I know it's not funny," I said, "but here was this guy, looking rich and successful, and actually he's a financial and emotional wreck. He handled his finances just like he drove his Porsche: redlining all the way. Then you guys come in. You drive up in a Ford Taurus. Jim here is wearing a ten-year-old Timex—"

"Nope," Jim interrupted with a smile. "It's an eighteen-year-old Timex."

"Exactly!" I said. "An eighteen-year-old Timex. And you're rich. You guys are happy as clams, still married, two great kids you put through college, and you're retiring in your mid-fifties. So please tell me—what was your secret? You must have one, right?"

Sue looked me straight in the eye. "You really want to know?" she asked.

I nodded wordlessly. Sue looked at Jim. "You think we can spare an extra fifteen minutes to explain it to him?"

"Sure," Jim said. "What's fifteen minutes?" He turned to me. "You know, David, you already know this stuff. You teach it every day. We just lived it."

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Table of Contents

Introduction

Chapter One: Meeting the Automatic Millionaire

Chapter Two: The Latte Factor: Becoming an Automatic Millionaire on Just a Few Dollars a Day

Chapter Three: Learn to Pay Yourself First

Chapter Four: Now Make it Automatic

Chapter Five: Automate for a Rainy Day

Chapter Six: Automatic Debt-Free Home Ownership

Chapter Seven: The Automatic Debt-Free Lifestyle

Chapter Eight: Make a Difference with Automatic Tithing

A Final Word: Your Journey Begins Today!

Acknowledgments

Index

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Customer Reviews

Average Rating 4.5
( 88 )
Rating Distribution

5 Star

(58)

4 Star

(14)

3 Star

(8)

2 Star

(7)

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See All Sort by: Showing 1 – 20 of 88 Customer Reviews
  • Anonymous

    Posted May 31, 2008

    A reviewer

    I've purchased several finance books, even had others give me theirs hoping it would sink in.....whatever 'it' was the author was trying to say. I finally got overly tired and frustrated because their 'point' were all over the place. I didn't see a common thread, and I normally put the book down because I was confused about where to start. THAT'S NOT THE CASE WITH THIS BOOK!!!! For the first time, there is a common thread....and he tells you where to start and tell you exactly what to do. I was so motivated to finish this book...I couldn't put it down. I read in 5 hours straight...you can too. I am by no means an avid reader, but I couldn't help myself because I had to continue removing the shackles and recieving all of these financial breakthroughs that putting the book down would have been a diservice. I've never finished a book before, but this one was highly significant!! I can't tell you enough how much I enjoyed and highly recommend this book!!!

    2 out of 2 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted April 23, 2007

    Bach is a hack

    I agree with a previous reviewer. Bach sat with other bestselling financial books, jotted down the main points, changed the jargon a little and put a catchy title on it and now is selling it. There are no original ideas in this. The 'automatic' he speaks of is simply having savings and/or 401K money automatically deducted from your paycheck...profound, huh? He says 'don't budget',etc. because he is saying that all you have to do is automatically deduct it before you get the money. That way 'you don't have to budget because it is already taken care of.' He has no new ideas. 'Pay yourself first' is from several other books including The Richest Man in Babylon. Other ideas are basic ideas he rehashes that you can find on any basic financial website. He only states very basic information that has been around forever. Oh, he does throw in many stories as fillers. To give him his due, as the show on CNBC that he was on recently stated, he did create 'the Latte factor'. What is that, you ask? He says to cut out a latte here and there, save/invest that money, and you will be a millionaire. Amazing,huh? On that show he said to save an hour's worth of pay per day. Again, he is saying basic financial concepts, but he changes the wording so that he seems to have substance. The title is misleading. This is a very disappointing book.

    2 out of 2 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Posted January 18, 2013

    Highly recommended

    Highly recommended. Very helpful, even being 4 years old.

    1 out of 1 people found this review helpful.

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  • Anonymous

    Posted July 22, 2008

    Awesome!

    I found the book to be an easy, useful & helpful book. There were things I hadn't thought of and this book simplified things for me. I highly recommend it and now have my 19 year old reading it as well. Buy a copy. It's worth it!!

    1 out of 1 people found this review helpful.

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  • Anonymous

    Posted April 21, 2008

    Disappointed

    Not very inspiring, the majority of the content has to do with pumping the reader on real estate. No original ideas. Would benefit from other more straight forward books.

    1 out of 2 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted October 30, 2007

    Outstanding Book

    Bach shows you a simple, automatic way to create a path to financial freedom. His examples are interesting and easy to apply to real life situations. This book prompted immediate and lasting changes to my finances.

    1 out of 1 people found this review helpful.

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  • Anonymous

    Posted May 28, 2007

    A must read for anyone just graduating college!!

    If you are just graduating college or just starting out in life you must read this book. It is a very easy read and very easy to understand. I read it in 1 sitting. It explains how easy it can be to retire rich by following the few easy steps outlined in the book. By far the best book I have read on planing for retirement.

    1 out of 1 people found this review helpful.

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  • Anonymous

    Posted November 15, 2006

    An Eye Opener

    The Automatic Millionaire is a real 'eye opener'. After reading the Automatic Millionaire I learned practical financial advice that changed my perspective on becoming a millionaire. David Bach, along with the couple he spoke about in this book gives people like me hope. Without the knowledge of the crucial steps for becoming an automatic millionaire, it would seem that only the 'rich gets richer' and the 'poor gets poorer'. It's more than becoming a millionaire rather, it's about becoming financially independent.

    1 out of 1 people found this review helpful.

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  • Anonymous

    Posted December 21, 2006

    I'm 21 and this changed my life!

    After my father gave me this book, I just let it sit on my bookshelf. Until one day I picked it up and read the first few pages and ended up reading the entire thing in one night! I can't believe everything I learned from this book! I'm on my way to a secure life and retirement, thanks!

    1 out of 1 people found this review helpful.

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  • Anonymous

    Posted April 27, 2006

    Save your money

    This is a very basic book. I can't believe he has made so much money off of this. Anyone reading this review could have written it. He has no original ideas. Basically it says to pay yourself first-i.e. automatically deduct contributions to 401k, auto deduct to savings, auto pay bills, do the bi-weekly mortgage payment, and stay out of credit card debt. There you have it. That's the book. I will have to admit that it did inspire me...if he can sell that many books with this content, then surely I can write a NYT bestseller!

    1 out of 1 people found this review helpful.

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  • Anonymous

    Posted June 22, 2005

    Not bad, but not great.

    The book kind of dissapointed me. It repeated things many books before its time stated and it was kind of annoying. The 10% idea i read in The Richest Man in Babylon, and Pay yourself first concept was from the Rich dad poor dad series. the book did have some interesting chapters though. i like the money market suggestions and the mortgage suggestions also. If you havent read many books on the subject of money before than this will be a very good read, but if you have itll just leave you a bit dissapointed. id suggest borrowing the book from a friend, which is what i did. like i said, not bad but nothing great!

    1 out of 1 people found this review helpful.

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  • Posted May 25, 2014

    5. Excellent Book. I had read many books on Financial issues, b

    5. Excellent Book.
    I had read many books on Financial issues, but never a book so brilliant and honest like this one.
    5 Stars.

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  • Anonymous

    Posted April 16, 2012

    It works!

    I bought this book after reading the first few pages. The theories may not be "new" to many but the author's writing style made it easy to swallow the advice he shares. By making automatic payments to myself, understanding the advantage of pumping up my 401k contribution I have reaped the reward of watching it steadily grow over the years ....changing contribution to a percentage versus a set amount monthly has also resulted in living with my ability to increase in a few percentages every 6 months.
    I was in credit card debt but using the DOLP theory I was quite pleased to discover how well it worked when applied.
    I have since gifted my college aged son this book, and happy to report he pays himself and learning to save better, NOW.
    I highly highly recommend this book to anyone who thinks they have no "extra" money to save.

    Was this review helpful? Yes  No   Report this review
  • Posted April 13, 2009

    This was a gift

    This book was not for myself but, for a friend. So far it has given him wonderful ideas on how to help you save money. It's not a get rich quick book but, a book to show you how to cut back and what to look for. So that when you put several of them together you save money in the long rus. Working for him. Woth a shot the only way to fail is for you not to do or try hard or even long enough.

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  • Posted March 8, 2009

    more from this reviewer

    great learn to save book

    this book is primarily designed to help people learn to save money. it gives ideas on how to erase debt and save for retirement. the only real investment ideas it gives is to buy a house other than that it basically gives example on how to save money and different ideas to save. the most compelling part of this book are his examples on how to erase credit card debt and pay down mortgages. he also gives websites and phone numbers for financial institutions designed to help pay down debt or pay off a house early.

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  • Anonymous

    Posted August 9, 2007

    Good Book

    This is a great book for people starting out, but anyone can learn from it.

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  • Anonymous

    Posted February 15, 2007

    Excellent for the Young, but lacking for those who are older...

    This is an excellent book for those young enough to wait 30 to 40 years for their plan to work. If you are like me (20's and 30's are in your past), then there is still good information, but you will need to keep looking for a plan that will work for you. Check out Start Late, Finish Rich by David Bach.

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  • Anonymous

    Posted December 22, 2006

    Opens up your eyes

    This is a very good book that opens up your eyes. I would strongly recommend it to young people starting out. It gives numerous examples of ways you can invest money for yourself and your future. It gave you a great picture of what you're giving up in the years to come if you don't act financially responsible now.

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  • Anonymous

    Posted March 20, 2006

    GET THE COMPACT DISCS....AWESOME!!!

    Your own personal financial advisor!!! I drive a truck at night and got the audio disc so now I take David Bach with me over the road. He reads his book like he's a friend and sitting in the passengers seat. The information and tips on making money are the best I've heard yet. The Latte Factor and the Homeowner tips are saving me thousands of $$$. Everytime I listen I catch something new and I've listened to it at least 4 times....all 5 CD's. Best money I've ever spent.....and I don't do debt either!!!.

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  • Anonymous

    Posted April 8, 2006

    18 and looking for a future to drive towards

    This book establishes the financial guidelines that every person should know, follow and love. Not finishing this book can lead to certain financial confusion. Buy this book for anyone that you love and wish a comfortable financial future for.

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