Banking on Black Enterprise: The Potential of Emerging Firms for Revitalizing Urban Economies

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Overview

Since the 1960s, black businesses have been diversifying and expanding in response to increases in entrepreneurial talent and investment capital. Opportunities created by policies such as procurement set-aside programs have induced better educated, younger blacks to create and expand firms in new lines of business, including wholesaling, contracting, and skill-intensive services. Bates argues that targeting assistance toward these emerging small businesses could go far toward halting the chronic drain of capital and skills suffered by our nation's inner cities. For the research in this book, Bates has been quoted most recently in The Economist and, twice, in The Wall Street Journal, whose editors described him as 'the reigning expert on minority business.' In 1993 Banking was cited in Congressional hearings for its evidence of the positive impact that greater investment in minority-owned firms could have on inner-city poverty.
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Editorial Reviews

Choice
The book provides an excellent statistical picture of the nature and evolution of black-owned business in America.
Booklist
[Bates]...shows that minority employers offer the best hope for solving the inner-city and minority unemployment crises. Highly recommended for business and public policy collections.
CHOICE
The book provides an excellent statistical picture of the nature and evolution of black-owned business in America.
Booklist - Franklin Lee
Timothy Bates' Banking on Black Enterprise is a crowning achievement, a definitive public policy manifesto for our cities. It should be required reading for every urban policy maker on Capitol Hill and across the nation.
Booklist - Bennett Harrison
Tim Bates' superbly well-documented book on the new class of black businesses in America points the way.
Booklist - Edward D. Irons
Bankers, bank regulators, business executives, Congress, the executive branch, and state and local officials might do well to read this book.
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Product Details

  • ISBN-13: 9780941410946
  • Publisher: University Press of America
  • Publication date: 3/28/1993
  • Edition description: New Edition
  • Pages: 190
  • Product dimensions: 5.64 (w) x 9.14 (h) x 0.40 (d)

Meet the Author

Timothy Bates is chairman of the Urban Policy Analysis Program at the New School for Social Research. His earlier books include Major Studies of Minority Business (1992) and ^IThe Political Economy of the Urban Ghetto (1984).
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Table of Contents

Foreword
List of Tables
About the Author
Summary of Findings
1 Introduction 1
2 Traditional and Emerging Lines of Black Enterprise 17
3 Why Black Firms Fail 31
4 The Urban Ghetto Milieu 59
5 Firm Location and Bank Redlining 73
6 Black Mayors and the Impact of Set-Asides 93
7 Public Policy That Would Make a Difference 107
App. A: The Characteristics of Business Owners Database 123
App. B: Summary Tables and Econometric Models for Chapter Three 125
App. C: Summary Tables and Econometric Models for Chapter Five 135
Notes 141
Bibliography 147
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