Brackenridge's Medical Selection of Life Risks / Edition 5

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Overview

Brackenridge's Medical Selection of Life Risks has long been recognized as the leading reference book on insurance medicine. The fifth edition provides a comprehensive guide to life expectancy for underwriters and clinicians involved in the life insurance industry. Extensively revised and expanded the new edition reflects developments in life and healthcare insurance as well as medicine. There is expanded coverage of disability issues and full account is taken of new developments in genetics and gene therapy and also recent technology and regulatory and compliance issues. Part I deals with the principles of life and disability insurance and the logistics of life underwriting. Part II is devoted to a systematic clinical appraisal of underwriting problems, mainly relating to life insurance but also, where appropriate, to disability, critical illness and long term care insurance.

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Editorial Reviews

From the Publisher
Reviews of previous editions:
"All contributors are to be congratulated for producing a book which is readable, up-to-date and thought provoking, as well as being an invaluable guide to underwriting practice. Every life office should have at least one copy - and every underwriter and every actuary should know where it is."—Journal of the Institute of Actuaries (review of 3rd edition)
"This underwriter cannot imagine anyone choosing to go on underwriting medical risks without handy access to a copy of Medical Selection of Life Risks. On second thought better buy two. The first one is apt to get dog-eared fairly quickly."—On the Risk, vol. 15 no.1, 1999 (review of fourth edition)
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Product Details

Meet the Author

R.D.C. Brackenridge has had a long and distinguished career as Consulting Medical Officer to Swiss Re Life and Health. He was President of the Assurance Medical Society in 1977 and was made an honorary member of the American Academy of Insurance Medicine in 1995. Richard S. Croxson is Chief Medical Officer for Swiss Re Life and Health ( formerly Mercantile and General ). B. Ross Mackenzie is Chief Medical Director for Sun Life Assurance Co. of Canada.

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Table of Contents

Part One
• A Historical Survey of the Development of Life Assurance
• Forms of Life and Health Insurance
• Contracts
• Principles of Risk Selection and Classification
• The Application of Life Table Methodology to Risk Appraisal
• The Rating of Substandard Lives
• Underwriting Genetic Diseases
• Underwriting Older Ages
• Underwriting Younger Ages
• Disability Insurance
• Long Term Care
• Underwriting Impaired Lives
• Annuities
• Structured Settlements
• Application Processing
• Life Underwriting and Information Technology
Part Two
• The Concept of Health and Disease
• The Medical Examination
• Drawing Conclusions from Test Results
• Build Blood Pressure
• Diabetes
• Mellitus
• Cardiovascular Disorders
• Electrocardiography
• Respiratory Disorders
• Ear, Nose and Throat Disorders
• Disease of the Kidney and Urinary Tract
• Disease of the Liver and Alimentary Tract
• Oncology
• Blood Disorders
• Endocrine Disorders
• Diseases of the Nervous System
• Psychiatric Disorders
• Substance Abuse
• Rheumatic Disorders
• Musculoskeletal Disorders
• Infectious and Tropical Disease
• HIV and AIDS
• Pregnancy and Female Reproductive Disorders
• Miscellaneous Impairments

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