BN.com Gift Guide

The Budget Kit: The Common Cents Money Management Workbook

Overview

One of the best-loved roadmaps in the budget management genre, The Budget Kit is purchased year in and year out by its legions of dedicated fans who have learned to make budgeting as second nature as breathing. Judy Lawrence makes it easy, with this proven workbook for getting your financial house in order.

Covering everything from daily expenses to retirement and investments, child support, medical expenses, mail order purchases, gift giving, and tax deductible expenses, it ...

See more details below
Available through our Marketplace sellers.
Other sellers (Paperback)
  • All (27) from $1.99   
  • Used (27) from $1.99   
Close
Sort by
Page 1 of 3
Showing 1 – 10 of 27 (3 pages)
Note: Marketplace items are not eligible for any BN.com coupons and promotions
$1.99
Seller since 2009

Feedback rating:

(7384)

Condition:

New — never opened or used in original packaging.

Like New — packaging may have been opened. A "Like New" item is suitable to give as a gift.

Very Good — may have minor signs of wear on packaging but item works perfectly and has no damage.

Good — item is in good condition but packaging may have signs of shelf wear/aging or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Acceptable — item is in working order but may show signs of wear such as scratches or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Used — An item that has been opened and may show signs of wear. All specific defects should be noted in the Comments section associated with each item.

Refurbished — A used item that has been renewed or updated and verified to be in proper working condition. Not necessarily completed by the original manufacturer.

Acceptable
Sail the Seas of Value

Ships from: Windsor Locks, CT

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2006

Feedback rating:

(60901)

Condition: Good
Shows some signs of wear, and may have some markings on the inside. 100% Money Back Guarantee. Shipped to over one million happy customers. Your purchase benefits world literacy!

Ships from: Mishawaka, IN

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2014

Feedback rating:

(2765)

Condition: Very Good
Very good condition - book only shows a small amount of wear. Biggest little used bookstore in the world.

Ships from: Reno, NV

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2009

Feedback rating:

(564)

Condition: Acceptable
2008 Paperback Fair Water damaged General Reading Copy, All pages and text intact, May contain highlighting/marking or other serious defects. Major defects may exist which may ... or may not be noted Like New, May have remainder mark (black line generally made acrossed bottom page edge to indicate close out by publisher) Read more Show Less

Ships from: Wichita, KS

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2009

Feedback rating:

(25693)

Condition: Good
Giving great service since 2004: Buy from the Best! 4,000,000 items shipped to delighted customers. We have 1,000,000 unique items ready to ship! Find your Great Buy today!

Ships from: Toledo, OH

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2014

Feedback rating:

(183)

Condition: Good
1427796726 Item in good condition and ready to ship!

Ships from: aurora, IL

Usually ships in 1-2 business days

  • Standard, 48 States
$1.99
Seller since 2007

Feedback rating:

(10152)

Condition: Very Good
Book has appearance of light use with no easily noticeable wear. Millions of satisfied customers and climbing. Thriftbooks is the name you can trust, guaranteed. Spend Less. Read ... More. Read more Show Less

Ships from: Auburn, WA

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2009

Feedback rating:

(1246)

Condition: Good
Good book, great price! We ship daily via USPS. Buy with the best! BN

Ships from: Toledo, OH

Usually ships in 1-2 business days

  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2009

Feedback rating:

(7746)

Condition: Good
Light shelving wear with minimal damage to cover and bindings. Pages show minor use. Help save a tree. Buy all your used books from Green Earth Books. Read. Recycle and Reuse.

Ships from: Portland, OR

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
$1.99
Seller since 2007

Feedback rating:

(10152)

Condition: Very Good
Book has appearance of light use with no easily noticeable wear. Millions of satisfied customers and climbing. Thriftbooks is the name you can trust, guaranteed. Spend Less. Read ... More. Read more Show Less

Ships from: Auburn, WA

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
Page 1 of 3
Showing 1 – 10 of 27 (3 pages)
Close
Sort by
Sending request ...

Overview

One of the best-loved roadmaps in the budget management genre, The Budget Kit is purchased year in and year out by its legions of dedicated fans who have learned to make budgeting as second nature as breathing. Judy Lawrence makes it easy, with this proven workbook for getting your financial house in order.

Covering everything from daily expenses to retirement and investments, child support, medical expenses, mail order purchases, gift giving, and tax deductible expenses, it offers an overall view of personal and family finances in monthly and yearly snapshots. The Budget Kit helps consumers:

  • organize and maintain daily and monthly records of financial information
  • use Internet resources wisely and well
  • plan and manage finances, even with irregular paychecks
  • reduce debt using the unique debt-reduction calculator
  • anticipate monthly and yearly expenses, avoiding unpleasant surprises
  • gain confidence and financial peace of mind

More than 50 graphs, forms and charts make the budgeting concepts crystal clear, and embody the hands-on attitude necessary to take charge of personal financial management.

Read More Show Less

Editorial Reviews

From the Publisher
“A foolproof way to organize and maintain a personal budget.” Publisher’s Weekly

“I recommend The Budget Kit over other budget books because it doesn’t just give you blank spaces to fill in. It really explains the hows and whys. Even if you’re already in debt it can help you pay off those debts when you know where the money is.” —Terry Savage, Author, The Savage Truth on Money

Read More Show Less

Product Details

  • ISBN-13: 9781427796721
  • Publisher: Kaplan Publishing
  • Publication date: 1/1/2008
  • Edition number: 5
  • Pages: 224
  • Product dimensions: 8.50 (w) x 11.00 (h) x 0.60 (d)

Meet the Author

Judy Lawrence, MS Ed., lives in Silicon Valley and is a Personal Financial Counselor, Budget Coach and popular speaker on basic money management. Her master’s degree in counseling enhances her skill in helping people manage their money. Judy has been a frequent guest on TV and radio including CNBC, WGN, Iyanla Show, CNN Radio, USA Radio Network and Business Talk Radio and featured in Money, Kiplinger’s, the Chicago Sun-Times, and San Jose Mercury News.

Read More Show Less

Table of Contents

Preface viii
Prologue x
Introduction: How to Use The Budget Kit 1
Living in a Cashless Society 7
Online Information Record 15
Part 1
Net Worth Statement 21
Setting Financial Goals 23
Identified Goals Worksheet 25
Goals Savings Record 26
Needs/Wants List 27
Part 2
Yearly Budget Worksheet (Non-Monthly Anticipated Expenses) 33
Gift Giving Worksheet 40
Christmas/Holiday Expense Worksheet 42
Monthly Budget Worksheet 43
Variable Income Worksheet 60
Windfall Planner 66
Multiple Sales Monthly Planner 67
Debt Payoff Record 71
Debt Repayment Worksheet 78
Credit Card Purchase Record 80
Monthly Expense Record 84
Summary-for-the-Year Record/End-of-the-Year Tax Information 113
Part 3
Medical Expense Record 119
Flexible Spending Record 122
Tax-Deductible Expense Record 124
Miscellaneous Expense Record 127
Investment/Savings Record 130
Savings Activity Record 134
Retirement Savings Record 135
Child Support Records 136
Child Support Payment Record 138
Child Support Enforcement Record 139
Child Visitation Record 139
Subscription Record 140
Online and Mail Order Purchase Record 141
Recommended Reading 145
Online Resources 149
Mvelopes Personal 151
Index 157
About the Author 160
Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star

(0)

4 Star

(0)

3 Star

(0)

2 Star

(0)

1 Star

(0)

Your Rating:

Your Name: Create a Pen Name or

Barnes & Noble.com Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & Noble.com that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & Noble.com does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at BN.com or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation

Reminder:

  • - By submitting a review, you grant to Barnes & Noble.com and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Noble.com Terms of Use.
  • - Barnes & Noble.com reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & Noble.com also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on BN.com. It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

 
Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously
Sort by: Showing all of 10 Customer Reviews
  • Posted April 29, 2009

    more from this reviewer

    Best Budgeting Book I've ever used

    This Kit, by far, surpasses all Budgeting Books I've ever tried to use and research. The most EFFECTIVE thing that my husband I did for our budget was to create a Reserve Savings Account where we put all NON-monthly expenses in...the author and the forms used to create the Reserve Savings is superior to anything I've ever used. AND, it's easy.

    And THE BEST part about using this book and actually practicing the steps, was that no matter how many "one-time" payments my husband I racked up in a month (whether they be doctor's bills, DMV Registration fees, etc), we always had money left over. Now, we don't make a lot, so feeling like we had extra cash laying around every month was such a great feeling.

    Don't feel overwhelmed when looking at the forms, especially when you haven't read any of the material that goes along with the forms. Once you read her introductions, the forms are easy to use and understand, so don't get caught up with the look of the forms at first glance. Good luck!!

    1 out of 1 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted August 24, 2012

    Really helpful!

    Great book!

    Was this review helpful? Yes  No   Report this review
  • Posted December 31, 2011

    more from this reviewer

    love it

    im soo glad that i have it helps with 2012

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted May 25, 2011

    No text was provided for this review.

  • Anonymous

    Posted July 22, 2010

    No text was provided for this review.

  • Anonymous

    Posted December 14, 2009

    No text was provided for this review.

  • Anonymous

    Posted February 5, 2011

    No text was provided for this review.

  • Anonymous

    Posted January 13, 2011

    No text was provided for this review.

  • Anonymous

    Posted February 11, 2010

    No text was provided for this review.

  • Anonymous

    Posted May 6, 2009

    No text was provided for this review.

Sort by: Showing all of 10 Customer Reviews

If you find inappropriate content, please report it to Barnes & Noble
Why is this product inappropriate?
Comments (optional)