Business Mathematics / Edition 11

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KEY BENEFIT: Business Mathematics, Eleventh Edition maximizes interest by presenting the necessary mathematics through real-world applications. New examples from real companies and the people who run them are woven throughout the book to apply the concepts to real practices. Many new photographs, news clippings, and graphs have been added to increase the relevance of chapter content to the world of business. The globalization of our society is emphasized through examples and exercises that highlight foreign countries and international topics. KEY TOPICS: Whole Numbers and Decimals; Fractions; Percent; Bank Services; Payroll; Mathematics of Buying; Mathematics of Selling; Simple Interest; Compound Interest; Annuities, Stocks, and Bonds; Business and Consumer Loans; Taxes and Insurance; Depreciation; Financial Statements and Ratios; Business Statistics. MARKET: For all readers interested in business mathematics.

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Editorial Reviews

New edition of a standard elementary text-workbook (with perforated test pages) for high school or junior college. Annotation c. Book News, Inc., Portland, OR (
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Product Details

  • ISBN-13: 9780321500120
  • Publisher: Prentice Hall
  • Publication date: 2/5/2008
  • Series: MyMathLab Series
  • Edition description: Older Edition
  • Edition number: 11
  • Pages: 804
  • Product dimensions: 8.94 (w) x 12.01 (h) x 1.00 (d)

Table of Contents


Introduction for Students

Pretest in Business Mathematics

Index of Applications

1. Whole Numbers and Decimals

1.1 Whole Numbers

1.2 Application Problems

1.3 Basics of Decimals

1.4 Addition and Subtraction of Decimals

1.5 Multiplication and Division of Decimals

Case Study: Subway

Chapter 1 Quick Review

Chapter Terms

Summary Exercise: The Toll of Wedding Bells

Chapter 1 Test

2. Fractions

2.1 Basics of Fractions

Case Study: Home Depot

2.2 Addition and Subtraction of Fractions

2.3 Addition and Subtraction of Mixed Numbers

2.4 Multiplication and Division of Fractions

2.5 Converting Decimals to Fractions and Fractions to Decimals

Chapter 2 Quick Review

Chapter Terms

Summary Exercise: Using Fractions with Statistics

Chapter 2 Test

3. Percent

3.1 Writing Decimals and Fractions as Percents

3.2 Finding Part

3.3 Finding Base

Supplementary Application Exercises on Base and Part

3.4 Finding Rate

Supplementary Application Exercises on Base, Rate, and Part

3.5 Increase and Decrease Problems

Case Study: Century 21

Chapter 3 Quick Review

Chapter Terms

Summary Exercise: Investment Gains and Losses

Chapter 3 Test

Cumulative Review: Chapters 1—3

4. Bank Services

4.1 Checking Accounts and Check Registers

Case Study: Jackson and Perkins

4.2 Checking Services and Credit-Card Transactions

4.3 Bank Statement Reconciliation

Chapter 4 Quick Review

Chapter Terms

Summary Exercise: The Banking Activities of a Retailer

Chapter 4 Test

5. Payroll

5.1 Gross Earnings: Wages and Salaries

5.2 Gross Earnings: Piecework and Commissions

5.3 Social Security, Medicare, and Other Taxes

5.4 Income Tax Withholding

Case Study: Social Security Administration

Chapter 5 Quick Review

Chapter Terms

Summary Exercise: Payroll: Finding Your Take-Home Pay

Chapter 5 Test

6. Mathematics of Buying

6.1 Invoices and Trade Discounts

6.2 Series Discounts and Single Discount Equivalents

6.3 Cash Discounts: Ordinary Dating Method

Case Study: George Foreman

6.4 Cash Discounts: Other Dating Methods

Chapter 6 Quick Review

Chapter Terms

Summary Exercise: The Retailer: Invoices,

Trade Discounts, and Cash Discounts

Chapter 6 Test

7. Mathematics of Selling

7.1 Markup on Cost

7.2 Markup on Selling Price

Supplementary Application Exercises on Markup

7.3 Markdown

7.4 Turnover and Valuation of Inventory

Chapter 7 Quick Review

Chapter Terms

Summary Exercise: Markdown: Reducing Prices to Move Merchandise

Case Study: REI

Chapter 7 Test

Cumulative Review: Chapters 4—7

8. Simple Interest

8.1 Basics of Simple Interest

8.2 Finding Principal, Rate, and Time

8.3 Simple Discount Notes

8.4 Discounting a Note Before Maturity

Case Study: General Motors

Supplementary Application Exercises on Simple Interest and Simple Discount

Chapter 8 Quick Review

Chapter Terms

Summary Exercise: Banking in a Global World:

How Do Large Banks Make Money?

Chapter 8 Test

9. Compound Interest

9.1 Compound Interest

9.2 Interest-Bearing Bank Accounts and Inflation

Case Study: Bank of America

9.3 Present Value and Future Value

Chapter 9 Quick Review

Chapter Terms

Summary Exercise: Valuing a Chain of McDonald’s Restaurants

Chapter 9 Test

Cumulative Review: Chapters 8 and 9

10. Annuities, Stocks, and Bonds

10.1 Annuities and Retirement Accounts

10.2 Present Value of an Ordinary Annuity

10.3 Sinking Funds (Finding Annuity Payments)

Supplementary Application Exercises on Annuities and Sinking Funds

10.4 Stocks

Case Study: American River College

10.5 Bonds

Chapter 10 Quick Review

Chapter Terms

Summary Exercise: Planning for Retirement

Chapter 10 Test

11. Business and Consumer Loans

11.1 Open-End Credit and Charge Cards

11.2 Installment Loans

11.3 Early Payoffs of Loans

11.4 Personal Property Loans

11.5 Real Estate Loans

Chapter 11 Quick Review

Chapter Terms

Summary Exercise: Consolidating Loans

Case Study: Citigroup

Chapter 11 Test

Cumulative Review: Chapters 10 and 11

12. Taxes and Insurance

12.1 Property Tax

12.2 Personal Income Tax

12.3 Fire Insurance

12.4 Motor Vehicle Insurance

12.5 Life Insurance

Case Study: Mattel

Chapter 12 Quick Review

Chapter Terms

Summary Exercise: Financial Planning for Taxes and Insurance

Chapter 12 Test

13. Depreciation

13.1 Depreciation: Straight-Line Method

13.2 Depreciation: Declining-Balance Method

13.3 Depreciation: Sum-of-the-Years’-Digits Method

Supplementary Application Exercises on Depreciation

13.4 Depreciation: Units-of-Production Method

Case Study: Ford Motor Company

13.5 Depreciation: Modified Accelerated Cost Recovery System

Chapter 13 Quick Review

Chapter Terms

Summary Exercise: Comparing Depreciation Methods: A Business Application

Chapter 13 Test

14. Financial Statements and Ratios

14.1 The Income Statement

14.2 Analyzing the Income Statement

14.3 The Balance Sheet

14.4 Analyzing the Balance Sheet

Chapter 14 Quick Review

Chapter Terms

Summary Exercise: Owning Your Own Business

Case Study: The Hershey Company

Chapter 14 Test

15. Business Statistics

15.1 Frequency Distributions and Graphs

15.2 Mean, Median, and Mode

Chapter 15 Quick Review

Chapter Terms

Summary Exercise: Watching the Growth of a Small Business

Case Study: Bobby Flay

Chapter 15 Test




A. Equations and Formula Review

A.1 Equations

A.2 Business Applications of Equations

A.3 Business Formulas

A.4 Ratio and Proportion

B. The Metric System

C. Basic Calculators

D. Financial Calculators

Answers to Selected Exercises



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