California Mortgage Loan Brokering and Lending / Edition 4

Paperback (Print)
Used and New from Other Sellers
Used and New from Other Sellers
from $109.95
Usually ships in 1-2 business days
Other sellers (Paperback)
  • All (1) from $109.95   
  • Used (1) from $109.95   
Close
Sort by
Page 1 of 1
Showing All
Note: Marketplace items are not eligible for any BN.com coupons and promotions
$109.95
Seller since 2014

Feedback rating:

(18)

Condition:

New — never opened or used in original packaging.

Like New — packaging may have been opened. A "Like New" item is suitable to give as a gift.

Very Good — may have minor signs of wear on packaging but item works perfectly and has no damage.

Good — item is in good condition but packaging may have signs of shelf wear/aging or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Acceptable — item is in working order but may show signs of wear such as scratches or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Used — An item that has been opened and may show signs of wear. All specific defects should be noted in the Comments section associated with each item.

Refurbished — A used item that has been renewed or updated and verified to be in proper working condition. Not necessarily completed by the original manufacturer.

Acceptable
2010 Trade paperback 4th ed. Fair. Trade paperback (US). Glued binding. 716 p. Contains: Illustrations, black & white, Figures.

Ships from: Pueblo West, CO

Usually ships in 1-2 business days

  • Canadian
  • International
  • Standard, 48 States
  • Standard (AK, HI)
  • Express, 48 States
  • Express (AK, HI)
Page 1 of 1
Showing All
Close
Sort by

Overview

Completely updated, this edition incorporates the SAFE Act and its impact on mortgage brokers along with other significant changes seen in the mortgage loan industry since the real estate meltdown that started in 2008. New state and federal regulations are addressed and financial information reflects current market data. The overall loan process is covered along with discussions of the mortgage loan business giving a broad overview of career opportunities in this competitive industry. Ideal for real estate licensees, individuals seeking to enter the mortgage loan business, and those already actively working in the industry, this text covers key topics including appraisal, credit agencies, title and escrow, and computer programs used in the mortgage loan industry. Important legal concepts are covered to meet state course requirements in addition to up-to-date coverage of new industry requirements like the FNMA 1003 loan application form and new appraisal requirements to comply with URAR-FNMA 1005 form. This text remains the authority on current standards of professional practices that meet the goal of consumer protection for the public.

Read More Show Less

Product Details

  • ISBN-13: 9780538739597
  • Publisher: Cengage Learning
  • Publication date: 7/23/2010
  • Edition number: 4
  • Pages: 736
  • Product dimensions: 8.40 (w) x 10.70 (h) x 1.20 (d)

Meet the Author

Professor Grogan began practicing real estate in 1974 as a sales associate before eventually owning 2 Century 21 franchise offices. After closing 100 escrows and completion of the Graduate, Realtors Institute (GRI) designation criteria in 1977, Grogan received the Certified Residential Specialist (CRS) designation in 1979. In 1985 the coveted Certified Property Manager (CPM) designation was conferred on Grogan. Having received 2 bachelors' degrees, one is business administration/management and one in real estate/finance, Dr. Grogan earned a master's degree from California Polytechnic University, Pomona for completion a thesis on Property Management Training and Education in 1985 before being bestowed with the doctoral degree from Pepperdine University for the dissertation on A Needs Assessment for the Real Estate Assistant. Dr. Grogan is the full-time real estate professor at El Camino College in Torrance, California and has authored many publications including many of the California Community Colleges Student or Instructor Study Guides, continuing education course materials, and curriculum.

M.C. "Buzz" Chambers, Jr. has been a senior loan consultant for many years, specializing in residential loans for 1-4 unit properties, FHA and VA loans, in addition to numerous conventional loans. He has owned a mortgage company, sold real estate and worked as a title insurance representative, in addition to managing a real estate office sales force. Mr. Chambers has been associated with the real estate industry for more than 30 years. Mr. Chambers is an approved instructor for the California Association of

Read More Show Less

Table of Contents

PART I: SCOPE OF THE BUSINESS. 1. Scope of Mortgage Loan Brokerage. 2. Sources of Business. PART II: LOANS. 3. Loans: Conventional. 4. Loans: Government. 5. Loans: Financial Disclosure and Other Real Estate Disclosures. PART III: PROCESSING. 6. Processing: Pre-Qualification and Loan Application. 7. Processing: Credit & Disclosures. 8. Processing: Verifications & Stacking Order. 9. Processing: Appraisal, Title and Settlement. 10. Processing: Underwriting & Quality Control. 11. Processing: Documents, Funding & Closing. PART IV: THE SECONDARY MONEY MARKET. 12. Shipping & Servicing. PART V: REGULATIONS & OPERATIONS. 13. The Business Operations, Lending Practices and Department Of Corporations. 14. California Department of Real Estate (DRE) License Activity for Loan Agents. 15. Math and Trust Funds for the Loan Agent. Appendix A: Loan Application FNMA Form 1003 - (English and Spanish). Appendix B: Credit Report. Appendix C: Verifications. Appendix D: Sale Escrow Instructions. Appendix E: Appraisal Report. Appendix F: Preliminary Title Report. Appendix G: Loan Documents. Appendix H: Employment Forms. Appendix I: Wholesale Brokerage Agreements. Appendix J: Internet Web Sites. Appendix K : Glossary of Terms. Index.

Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star

(0)

4 Star

(0)

3 Star

(0)

2 Star

(0)

1 Star

(0)

Your Rating:

Your Name: Create a Pen Name or

Barnes & Noble.com Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & Noble.com that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & Noble.com does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at BN.com or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation

Reminder:

  • - By submitting a review, you grant to Barnes & Noble.com and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Noble.com Terms of Use.
  • - Barnes & Noble.com reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & Noble.com also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on BN.com. It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

 
Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously

    If you find inappropriate content, please report it to Barnes & Noble
    Why is this product inappropriate?
    Comments (optional)