Charging Ahead: The Growth and Regulation of Payment Card Markets around the Worldby Ronald J. Mann
Pub. Date: 07/31/2006
Publisher: Cambridge University Press
This book was the first comprehensive treatment of credit cards in the global economy. See more details below
This book was the first comprehensive treatment of credit cards in the global economy.
- Cambridge University Press
- Publication date:
- Edition description:
- First Edition
- Product dimensions:
- 5.98(w) x 8.98(h) x 1.02(d)
Table of Contents
Introduction; Part I. The Basics of Payment Cards: 1. Paper or plastic? - payment system functionality; 2. The mechanics of payment card transactions; Part II. Easy Money: 3. In defense of credit cards; 4. The psychology of card payments - card spending and consumer debt; 5. Over the brink - credit card debt and bankruptcy; Part III. The Puzzle of Payment Cards: 6. Explaining the pattern of global card use; 7. The introduction of the payment card; 8. Revolving credit; 9. Point-of-sale debit; 10. Convergence and exceptionalism in the use of cards; Part IV. Reforming Payment Systems: 11. Indirect approaches: regulating interchange and encouraging surcharges; 12. Contract design; 13. Regulating information; 14. Product design: affinity and rewards programs and teaser rates; Part V. Optimizing Consumer Credit Markets and Bankruptcy Policy: 15. Causation, consumer credit and bankruptcy; 16. Regulating consumer credit markets; 17. Consumer bankruptcy reform; Conclusion; Endnotes; Bibliography; Index.
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