CliffsNotes Graduation Debt: How to Manage Student Loans and Live Your Life

Overview

Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, it’s completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt.

The book's content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to ...

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Overview

Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, it’s completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt.

The book's content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to those who aren’t inclined to focus on their finances. Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios that's needed to buy a home, discussing their student loan and non-student loan debt with their significant others.

By the end of the book readers will be on the road to managing all their debt and having extra money for vacations and other fun stuff, too.

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  • Graduation Debt
    Graduation Debt  

Editorial Reviews

From the Publisher
For a good how-to manual, pick up "Graduation Debt: How to Manage Student Loans and Live Your Life," by financial blogger Reyna Gobel.– Claudia Buck, Sacramento Bee http://www.sacbee.com/2010/06/27/2850627/digging-out-of-debt.html

Reyna Gobel has a message for college graduates who, like her, find themselves carrying around student loan debt the size of a small mortgage: Don’t wait until you pay it back to start living your life. – Kimberly Palmer, Usnews.com http://money.usnews.com/money/blogs/alpha-consumer/2010/6/18/the-smart-way-to-pay-off-student-loans.html

True to the CliffsNotes brand, this compact guide walks you through the student loan labyrinth starting with "know what you owe." – Michelle Singletary, The Washington Post http://www.washingtonpost.com/wp-dyn/content/article/2010/06/05/AR2010060500721_2.html?sid=ST2010060503047

Rather than take a judgmental approach, Gobel acknowledges that young people make mistakes – the idea for the book came from her own botched approach to student loans—and makes realistic suggestions to fix problems. – foxbusiness.com, Emily Driscoll http://www.foxbusiness.com/story/personal-finance/financial-planning/college-education/break-free-gigantic-graduation-debt/

From the Publisher

For a good how-to manual, pick up "Graduation Debt: How to Manage Student Loans and Live Your Life," by financial blogger Reyna Gobel.– Claudia Buck, Sacramento Bee http://www.sacbee.com/2010/06/27/2850627/digging-out-of-debt.html

Reyna Gobel has a message for college graduates who, like her, find themselves carrying around student loan debt the size of a small mortgage: Don’t wait until you pay it back to start living your life. – Kimberly Palmer, Usnews.com http://money.usnews.com/money/blogs/alpha-consumer/2010/6/18/the-smart-way-to-pay-off-student-loans.html

True to the CliffsNotes brand, this compact guide walks you through the student loan labyrinth starting with "know what you owe." – Michelle Singletary, The Washington Post http://www.washingtonpost.com/wp-dyn/content/article/2010/06/05/AR2010060500721_2.html?sid=ST2010060503047

Rather than take a judgmental approach, Gobel acknowledges that young people make mistakes – the idea for the book came from her own botched approach to student loans—and makes realistic suggestions to fix problems. – foxbusiness.com, Emily Driscoll http://www.foxbusiness.com/story/personal-finance/financial-planning/college-education/break-free-gigantic-graduation-debt/

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Product Details

  • ISBN-13: 9780470506899
  • Publisher: Houghton Mifflin Harcourt
  • Publication date: 3/29/2010
  • Edition number: 1
  • Pages: 240
  • Sales rank: 534,530
  • Product dimensions: 5.50 (w) x 8.40 (h) x 0.60 (d)

Meet the Author

Reyna Gobel, M.B.A., M.J., is a freelance journalist who specializes in financial fitness. Her financial advice appears regularly on www.investopedia.com and Yahoo! Finance, as well as other print and online outlets.

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Table of Contents

About the Author.

Introduction.

1 Evaluating Your Student Debt Situation.

2 Organizing Your Student Debt Payments.

3 Consolidating Your Federal Loans.

4 Managing Your Private Loans and Payoff Strategies.

5 Budgeting for Your Lifestyle and Your Loans.

6 Paying Off Your Non-Student-Loan Debt.

7 Understanding How Your Debt Looks to Lenders.

8 Surviving Debt and Relationships.

9 Budgeting During Inflation.

10 Budgeting Through Layoffs, Pay Cuts, and Career Changes.

11 Paying Off Your Student Loans Early.

12 Reaping the Rewards of a Frugal Lifestyle.

Index.

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Sort by: Showing all of 3 Customer Reviews
  • Anonymous

    Posted May 11, 2010

    Informative for anyone with student loan debt

    Easy read and very informative. Good advice for anyone with student loan debt.

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  • Anonymous

    Posted March 29, 2010

    No text was provided for this review.

  • Anonymous

    Posted October 31, 2010

    No text was provided for this review.

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