The Complete How to Figure It: Using Math in Everyday Life
An all-in-one compendium of easy techniques for all kinds of calculations, from personal finance to home improvement.

Budgeting and personal finance, planning for retirement, buying a house, estimating travel and leisure expenses, estimating costs of home repair: modern life presents us with an array of calculations we need to make but may not know how. Now, with his trademark wry humor and simple language, Darrell Huff explains how to figure: the likely outcome of different investments; how much home insurance is enough; whether it makes more sense to buy or lease a new car; the most efficient way to save for future needs, from vacations to college tuition; air-conditioning and heating requirements for a new house; how many rolls of wallpaper you will need for a particular room; and much more. Here are tips for getting the most out of a modest pocket calculator or home computer to make tedious calcuations easy, a handy chapter on "Math in a Hurry," and even tips on improving your chances in tennis, horse racing, and blackjack.
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The Complete How to Figure It: Using Math in Everyday Life
An all-in-one compendium of easy techniques for all kinds of calculations, from personal finance to home improvement.

Budgeting and personal finance, planning for retirement, buying a house, estimating travel and leisure expenses, estimating costs of home repair: modern life presents us with an array of calculations we need to make but may not know how. Now, with his trademark wry humor and simple language, Darrell Huff explains how to figure: the likely outcome of different investments; how much home insurance is enough; whether it makes more sense to buy or lease a new car; the most efficient way to save for future needs, from vacations to college tuition; air-conditioning and heating requirements for a new house; how many rolls of wallpaper you will need for a particular room; and much more. Here are tips for getting the most out of a modest pocket calculator or home computer to make tedious calcuations easy, a handy chapter on "Math in a Hurry," and even tips on improving your chances in tennis, horse racing, and blackjack.
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The Complete How to Figure It: Using Math in Everyday Life

The Complete How to Figure It: Using Math in Everyday Life

The Complete How to Figure It: Using Math in Everyday Life

The Complete How to Figure It: Using Math in Everyday Life

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Overview

An all-in-one compendium of easy techniques for all kinds of calculations, from personal finance to home improvement.

Budgeting and personal finance, planning for retirement, buying a house, estimating travel and leisure expenses, estimating costs of home repair: modern life presents us with an array of calculations we need to make but may not know how. Now, with his trademark wry humor and simple language, Darrell Huff explains how to figure: the likely outcome of different investments; how much home insurance is enough; whether it makes more sense to buy or lease a new car; the most efficient way to save for future needs, from vacations to college tuition; air-conditioning and heating requirements for a new house; how many rolls of wallpaper you will need for a particular room; and much more. Here are tips for getting the most out of a modest pocket calculator or home computer to make tedious calcuations easy, a handy chapter on "Math in a Hurry," and even tips on improving your chances in tennis, horse racing, and blackjack.

Product Details

ISBN-13: 9780393319248
Publisher: Norton, W. W. & Company, Inc.
Publication date: 08/17/1999
Pages: 490
Product dimensions: 6.10(w) x 9.30(h) x 0.90(d)

About the Author

Darrell Huff lives in Carmel, California.

Table of Contents

Just a wordv
Chapter ALifetime Money Strategy2
What's Future Money Worth Now?3
Whither the Dollar?4
Quick Look at Monthly Money6
How a Retirement Plan Grows7
Figuring Inflation into Retirement7
How Much Life Insurance?8
Forecasting Your Income9
Are You Throwing Away a House?10
Living on a Savings Account13
Appraise a Bank Bargain14
Strategy for Checking14
Factoring Inflation into Income16
How Much Can You Take Out?18
Casing Inflation19
That Old Bugaboo, Average Rate of Increase20
The Mortgage that Pays YOU21
Lazy Person's Withdrawal Chart23
Money Now or Money Later?24
Prepay That Mortgage?26
Chapter BSome Personal Things28
Figuring Your Life Expectancy29
Decisions: His Way or Hers?30
Does College Pay?32
Getting Pregnant34
Does a Second Job Pay?35
Junior Doses39
Chart Your Biorhythms?39
Chapter CInterest and Saving44
Yield and the Rule of 7245
Fooling Around with Old 7246
What's That Rate of Return?47
The Day You Save48
Figuring Simple Interest49
Figuring Compound Interest50
Interest Compounded Continuously51
Effective Rate of Interest53
Beware the Iron Law53
How Much Goes for Interest?56
When Interest Rates Change57
The Interesting e58
Comparing Retirement Plans59
Interest by Calculator61
How Regular Savings Grow62
Saving: How Much per Month?63
Figuring a Set-Aside65
How Much Interest Are You Getting?66
Chapter DInvesting68
Finding Earned-Growth Rate69
Tailoring an Investment69
Local Taxes and Investing71
Keogh? Ira?71
Compounding Your Money73
Retirement Fund Accumulation74
What Does an Annuity Cost?75
How Much Annuity Can You Buy?76
What's an Annuity Worth?77
Decoding the Phony "Average Return"78
How Does Dollar Averaging Work?80
Super Dollar-Cost Averaging81
Value-Averaging Your Investment82
What's a Tax-Exempt Bond Worth?82
Income from Capital84
How'd That Investment Do?85
The Moving Average85
How Much Does a Treasury Bill Yield?86
Is Tax-Free for You?87
What Percent Does a Stock Yield?88
Figuring Percentage Gain90
Total Return and the Deceptive Average91
Understanding Bond Language92
Chapter EOther People's Money94
The Everlasting Payoff95
Credit: How Much Is Too Much?97
How's Your Credit Rating?98
Real Cost of a Discounted Loan99
Calculating the Cost of Credit100
Figuring an Early Payoff101
Payoff Rule of 78s102
When You Make Partial Payment102
How Big Is That Carrying Charge?103
What, Borrow on My Life Insurance?105
Chapter FGetting a Home Loan106
Hiring the Money107
How Much Can You Get?108
That Important Percent109
Variable or Fixed?110
Those Tricky Points112
Penalties, Options, Balloons113
Closing Costs114
Assume or Buy Subject To?114
How About a Second?115
The Land Contract116
Trying a Mortgage for Size117
How Much per Year?117
Figuring a FLIP119
Cost of a Mortgage Bargain120
Hidden Side of a Home Loan121
How Much Will Your Payments Be?122
Setting Up a Payment Schedule124
Chapter GSpending126
The (Relatively) Painless Budget127
Buy Now? Buy Later?129
How Much Inflation?130
Puzzle of the Price Markup132
What's That Price Increase?132
A Look Today at Tomorrow's Costs133
Realism at the Supermarket135
Buy Meat Wholesale?137
High Cost of Living Like a Dog138
How Much Rebate?138
Inflation and the Metric Trick139
Chapter HMeasuring Things140
Human Yardstick141
How's the Wind Up There?141
Power of a Wave142
Weighing with Coins143
Comparing TV Picture Sizes143
Measuring the Unmeasurable144
How Tall Is It?144
Height by Trig146
How Big Is a Tree?146
Speed of Sound in Water146
How Much Does It Slope?147
Light Through a Prism148
Estimating Water Flow149
How Far Away Is It?150
How Fast the Fall?151
How Deep the Well?152
The Metric Nickel153
How High Is Up?153
Measuring Height by Angle154
How Big a Pinhole?154
How Fast Will It Cool?155
How Cold Will It Get?156
Recipes for Odd Numbers157
Chapter IHouse Planning158
Where To Live159
How Big a House?159
How Much Wind Can This Building Take?160
Figuring Window Location161
Costly Window Placement164
How Much Glass?165
How Much Solar Overhang?167
Choosing a Solar Angle167
Fighting Noise Pollution168
Figuring Plumbing Plans173
Chapter JBuilding Things176
Aggregate for Concrete177
Figuring Ready-Mix177
When You Mix Concrete178
Framing: 16- or 24-Inch?179
Expansion of Acrylic Sheets180
Figuring Kitchen Cabinets180
How Stout Is Rough Lumber?182
How Big a Beam from a Log?183
To Build a Winding Stairway184
How to Figure Steps185
Chapter KMeasuring at Home188
How Big Is a Room?189
Three-Four-Five Is Not the Only Square190
When an Area Is Irregular192
How Many Floor Tiles?193
How Many Squares to a Roof?193
Wallpaper: How Many Rolls?194
Measuring for Paneling195
How Much Paint?196
To Draw a Contour Map197
How Much Water Are You Using?199
How Hard Is Your Water?200
To Measure a Chair201
Chapter LRafters and Beams202
To Cut a Rafter203
The Tangent and the Rafter204
Beams: How Strong, How Stiff?206
Strength of a Beam207
When Beams Get B-I-G210
Case of the Unequally Loaded Beam211
Figuring Deflection212
Anyone for Cantilevers?214
Horizontal Shear216
Chapter MAround the House218
How Many Degree Days?219
Sizing a Wood Stove219
Cord of Wood, Ton of Coal220
Wood or Coal?220
Comparing Furnace Efficiencies221
What Does Heat Cost?221
How Much Heat Loss?223
Costing a Heat Pump225
Heat Storage, Heat Loss225
Trying a Cooler for Size226
Meeting Insulation Requirements227
Figuring Areas for Insulation228
How Much Insulation?228
Shading a House230
To Ventilate a House230
What's a Square Foot of Ventilation?232
How Much Can the Sun Save You?232
Capacity of a Solar Water Heater234
What Will a Circuit Take?235
What's a Switch Worth?235
Working Out an Island Sink236
Loading a Waterbed237
Aiming a Satellite Dish238
Chapter NOperating Your Shelter240
To Build a House241
Managing a Mortgage244
Shrink a Mortgage?247
Your Depreciating House247
How to Sell a House249
Property-Tax Strategy250
How Much Home Insurance?252
Cost-Effective Energy Saver?254
Fueling the Water Heater255
How Much Heat in Firewood?256
What Does Fuel Cost?257
Mobile Home--Does It Figure?258
Free Color TV?262
Cork in the Eye263
Chapter OWorkshop Numbers264
How Big a Box?265
How Wide Is This Board?265
To Divide a Board266
How Big the Bolt or Screw?267
Confounded Compound Cuts267
How Big a Pipe Wrench?268
From RPM to SFM in One Jump268
Shelf Math269
Figuring Torque270
What Size Wrench?271
How Fat a Wire?271
Radius of an Arc272
How Tall Is My Grandfather?272
Chapter PYour Car274
What Does a Car Cost?275
How Long to Charge a Battery279
What Do Skid Marks Tell?279
Going Sixty280
Analyzing Gas-Station Lines281
Engine Displacement282
Chapter QTravel284
Jet Lag285
Tactics for Travel Funds286
What Does Devaluation Cost?289
Global Distances290
The Tricky Average Speed291
Your Clothing Size291
More Dangerous Way To Go?293
How Warm Is a Sleeping Bag?293
Liters, Kilometers, Gallons295
What's That in Real Money?296
Finding a Mach Number298
Thinking About Time Travel299
Einstein: Mass at Speed300
Chapter ROutdoors302
Weigh a Mountain, Measure a Pond303
Water Over the Dam304
Water Power Calculated Quickly306
Horsepower in a Stream307
Water and Kilowatts307
How Far Can You See at Sea?308
The Accurate Cricket309
Camera's Hyperfocal Distance309
Need a Ped Xing?311
Acceleration from Gravity312
How To Bank a Road313
Underpass for a Bicycle314
When the Tide?315
How High the Tide?316
Ship's Propulsion Power318
How Far the Projectile?318
Quick Height Measurement319
How High the Shot?320
How Long to Fall?321
Where on Earth Is It?321
Speed and Power323
Figuring Air Pressure324
Siting a Windmill324
How Much Wind Is Enough?324
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