Credit Scores & Credit Reports: How the System Really Works, What You Can Do

Credit Scores & Credit Reports: How the System Really Works, What You Can Do

5.0 1
by Evan Hendricks
     
 

Credit Scores and Credit Reports provides the first thorough examination of the all-important, but little understood, credit scoring and credit reporting systems. The Third Edition of this highly-acclaimed book enables consumers to understand how both of these systems actually work, what they can do to improve their FICO scores, and to ensure their credit

Overview

Credit Scores and Credit Reports provides the first thorough examination of the all-important, but little understood, credit scoring and credit reporting systems. The Third Edition of this highly-acclaimed book enables consumers to understand how both of these systems actually work, what they can do to improve their FICO scores, and to ensure their credit reports are accurate.\n

Product Details

ISBN-13:
9780964548619
Publisher:
Privacy Times
Publication date:
05/28/2004
Pages:
350
Product dimensions:
5.48(w) x 8.50(h) x 0.77(d)

Meet the Author

Since 1981, Evan Hendricks has been editor/publisher and founder of Privacy Times, a newsletter based in the Washington, D.C. area. Through the newsletter alone, he has published nearly 3,000 pages covering a wide range of privacy and information law subjects, including the Fair Credit Reporting Act. Mr. Hendricks regularly testifies before Congress, and he is a regular presenter at Federal Trade Commission workshops.

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Credit Scores & Credit Reports: How the System Really Works, What You Can Do 5 out of 5 based on 0 ratings. 1 reviews.
Guest More than 1 year ago
With 20+ years in the auto finance industry I have read many books trying to understand FICO scores. This is without a doubt the most clear and concise read on the market. It is highly accurate with only a few misconceptions. I would recommend this to anyone trying to improve their score. It can save you thousands on loans from autos to mortgages. Did you know with a 740 Fico score you can get an automatic approval on a $150k RV or boat with zero down based on only the information you write on a credit application? No verification of income, etc. High scores are also great for the self-employed eliminating debt to income problems. Did you know that 68% of the population has never had a late payment or derogatory item on their credit report in 7 years? However only 35% of them score Tier 1 (lowest rates). This will tell you why. I know all my customers financing cars & boats want to know!