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Delay, Deny, Defend: Why Insurance Companies Don't Pay Claims and What You Can Do About It
     

Delay, Deny, Defend: Why Insurance Companies Don't Pay Claims and What You Can Do About It

by Jay M. Feinman
 

An expose of insurance injustice and a plan for consumers and lawmakers to fight it

Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend

Overview

An expose of insurance injustice and a plan for consumers and lawmakers to fight it

Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation.

Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm.

Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Product Details

ISBN-13:
9781410434180
Publisher:
Gale Group
Publication date:
01/19/2011
Edition description:
Large Print Edition
Pages:
464
Product dimensions:
5.60(w) x 8.60(h) x 1.10(d)

Meet the Author

Jay M. Feinman is a Distinguished Professor of Law at the Rutgers University School of Law, Camden, where he teaches contracts, torts, insurance law, and other subjects. He is a member of The American Law Institute.

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