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Do I Need It? or Do I Want It?: Making Budget Choices

Overview

Do You plan how much money you'll use to buy candy? or how much you'll save for a new video game? Then you're budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you want? And how can you make a budget? Read this book to find out.

Learn all about how we earn, spend, and save in the Exploring Economics series-part of the Lightning Bolt Books™ collection. With high-energy designs, exciting photos, and fun text, ...

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Overview

Do You plan how much money you'll use to buy candy? or how much you'll save for a new video game? Then you're budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you want? And how can you make a budget? Read this book to find out.

Learn all about how we earn, spend, and save in the Exploring Economics series-part of the Lightning Bolt Books™ collection. With high-energy designs, exciting photos, and fun text, Lightning Bolt Books™ bring nonfiction topics to life!

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Editorial Reviews

Children's Literature - Norah Piehl
This book introduces young readers to personal finance concepts that remain struggles even for many adults. It first asks readers to imagine that they have received some money and then guides them through the options for saving or spending it. As the title suggests, though, the book' s primary focus is on is on the concept of essential vs. non-essential goods and services and how defining these terms can help children (and families and even governments) make wise budget choices. Finally, the book returns to the idea of saving vs. spending within this new conceptual framework: "A family might need money later for an expensive car repair. Or maybe they are saving up for a trampoline!" Cheerful photos of multicultural families and individuals help enliven what could be a dry topic. At the end of the book, readers are invited to compose their own budgets. Other features include a glossary, an index, and a list of print and online sources for further reading. Part of the "Lightning Bolt Books" series. Reviewer: Norah Piehl
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Product Details

Table of Contents

Spending Money 4

Making Choices 8

Budgets 10

Wants and Needs 14

Saving 20

Who Budgets? 26

Activity 28

Glossary 30

Further Reading 31

Index 32

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