Earn It, Learn It: Teach Your Child the Value of Money, Work, and Time Well Spent

Overview

What Experts Say:

"A clever and fun way to teach your kids the true value of money." -Jen Singer, author of You're a Good Mom (and Your Kids Aren't So Bad, Either)

"Great concept, great lessons, and every family can implement these ideas." -Lori Mackey, founder of Prosperity4Kids.com

"The Earn My Keep philosophy is so creative and innovative and I love the message it promotes: that hard work and money earned have value-a notion that seems to ...

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Overview

What Experts Say:

"A clever and fun way to teach your kids the true value of money." -Jen Singer, author of You're a Good Mom (and Your Kids Aren't So Bad, Either)

"Great concept, great lessons, and every family can implement these ideas." -Lori Mackey, founder of Prosperity4Kids.com

"The Earn My Keep philosophy is so creative and innovative and I love the message it promotes: that hard work and money earned have value-a notion that seems to have lost its strength for our youth over the past couple decades." -Allison K. Chase, PhD, clinical psychologist specializing in children, adolescents, and families

"Addresses the sense of entitlement that so many of today's children have by instilling a sense of responsibility for their own wealth and career choices through creative play." -Susan Heim, coauthor/editor, Chicken Soup for the Soul series

The easy-to-do twist on traditional allowance that's wowing parents across the country!

The program featured in Earn It, Learn It is the only one that lets kids ages four through twelve earn by doing "real" jobs. Your child will learn from folks like a:

  • Toy Designer from Crayola
  • Curator from the Rock and Roll Hall of Fame and Museum
  • Zoologist from the Saint Louis Zoo

Teach your kid the difference between making the bed as a member of the family and earning a living in the real world. Expose your child to art, manners, math, and more. And build a foundation for a lifelong love of learning and fiscal independence.

All while having fun!

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Editorial Reviews

Publishers Weekly
The author, a mother of two with a background in marketing, has devised a creative system for helping children understand the value of money while learning about careers. Maintaining that many kids assume that money grows on trees, with "gimme" as a mainstay in their vocabularies, Weinstein presents an alternative allowance program. Children four to 12 select from 50 careers and parents guide them as they choose from more than 950 activities, ranging from "shadowing" a professional archeologist to learning how to analyze products like a UX researcher. In return for completing their career assignments, children get financial compensation (the author leaves the exact amount in the hands of the parent) from parents. Children still complete household duties such as making their beds, but the allowance comes from the "Earn My Keep" tasks only. While the book is a treasure trove of innovative and imaginative activities, readers may wonder how busy kids will find time to add to their already packed schedules. Weinstein asserts, however, that many of the tasks (which are icon-coded by type, from simple to complex) can be managed in small amounts of time. Skeptical readers may also wish that examples of families that have successfully used the system had been interwoven. (Jan.)
Library Journal
Weinstein founded Earn My Keep, a simple program to teach kids ages four to 12 how to turn their allowance into money-making jobs based on real careers instead of simply taking out the garbage. Kids choose from various careers and are allowed to select their own tasks and deadlines (suggestions provided). When they complete the work, it's payday! All careers have three levels, accommodating the youngest earners up to older children, as well as symbols indicating the topics or skills involved (art, math, manners, money management, etc.). An exciting concept back by research that isn't as home schoolish as it sounds; I'm trying it with my own kids. — "Parenting Short Takes," Booksmack! 1/20/11
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Product Details

  • ISBN-13: 9781402242076
  • Publisher: Sourcebooks, Incorporated
  • Publication date: 1/1/2011
  • Pages: 400
  • Sales rank: 712,094
  • Product dimensions: 5.90 (w) x 8.90 (h) x 1.00 (d)

Meet the Author

An award-winning copywriter, Alisa T. Weinstein is the founder of Earn My Keep, LLC, a multimedia initiative that includes the book and EarnMyKeep.com. Weinstein holds a degree in Journalism/Advertising from the University of Maryland. She uses her creative background to squeeze educational and engaging experiences into her active (read: typically crazy busy) life with her husband and two children.
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Read an Excerpt

Foreword We are living in an era of entitlement, a term used to describe a strange malaise gripping many of our youth. Children from a surprising va­riety of socioeconomic groups, who have been given too much with little or no effort on their part, clearly feel they deserve to have what they want, when they want it. The symptoms of these "gimmies" are easy to recognize-the insatiable craving for more stuff while showing less appreciation, less interest, and less valu­ing for what they already have.

Experts have noticed that children showing signs of entitlement often have more difficulty relating in healthy ways with others. In addition, they are fre­quently medicated for more stress-, depression-, and anxiety-related conditions than peers unaffected by this condition. It's all too easy for a child to slip into this state of entitlement.

Fortunately, a delightful antidote to much of that risk has sprung from the frisky imagination of Alisa T. Weinstein, a mother of two with a background in marketing and enough energy to light a small city. In today's society of high com­merce and consumption, children between the ages of four and twelve have few ways to earn, learn, or become discerning about money. But the alternative allow­ance program featured in Earn it, Learn It provides us with multiple opportunities to teach children in this age group to work for, value, and handle money wisely.
In this book, Ms. Weinstein addresses some of the knottiest questions par­ents have about these issues. She deals straightforwardly with common parental concerns about allowances, and the flexibility of this approach can be tailored to any parent's convictions on the subject.

Ms. Weinstein recognizes that the motivation to "get" can be harnessed. It can be used to reach much more substantive goals and to teach vital values that build character, competence, and solid social connections in the bargain.

Children generally possess only a narrow range of ideas about the broad spec­trum of career opportunities that exist in the world. They yearn to know more about the fascinating kinds of work adults love to do. If only they could find someone to make the introductions.

This book offers kids a full "dress-up box" of real-life vocations to try on. Each profession, such as Zoologist, Musician, Meteorologist, or Outdoor Adventure Guide, is introduced by an enthusiastic expert in that field. Since children learn best experientially, they suddenly have at their fingertips engaging opportunities to explore the multitude of interesting careers that keep our society humming along productively, artistically, and scientifically. The ability to envision an excit­ing future for themselves explodes with each new possibility.

For many harried parents, finding ways to connect with their kids at certain ages can be difficult at best. As your child checks the day's weather, learns to measure rain or snowfall, and provides the family with a daily weather report, the whole family will benefit from her discoveries and contributions. Children's regular family responsibilities, such as caring for family pets, learning to make tasty sandwiches, or organizing the bookcase in the family room, also take on greater meaning as the child recognizes the value of good work-and possibly the connection to being a Meteorologist, Zoologist, Chef, and Librarian.

"Finding the time" is probably the biggest obstacle parents identify in their lives. Earn It, Learn It will hand you a treasure chest of manageable ways to be involved with your child that fit into workable chunks of time. You will find many of these experiences to be as eye-opening and as irresistible as your child does. Suddenly quality time becomes so easy to achieve you will both want to go back for more on a frequent basis.

You will be amazed at how hard your children are willing to work, how self-motivated, resourceful, and dedicated they can become, how excited they will be to progress and finally accomplish these tasks. Becoming a competent producer and generous contributor, rather than just a consumer, supplies a deep level of satisfaction that sticks to children's intellectual, emotional, and moral ribs lon­ger-and nourishes them better-than just getting "stuff." Appreciation grows as kids develop a recognition of the effort and care others exert on their behalf. From this fertile mix, their confidence and self-respect will flourish.

There's gold-and a bit of genius-in these pages. As our culture dumbs down a lot of learning experiences for children, the program in Earn It, Learn It helps us all wise up. So cut way back on the overgiving of gifts and treats. Instead, read, share, get involved with, and enjoy these rich opportunities together. Perhaps the best part of all is that your child's relationship with you and others will grow and flourish as you venture along with your mini-professional.

Linda E. Jessup, RN, MPH, FNP, certified Adlerian parent educator, founder of the Parent Encouragement Program (PEP, Inc.)

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Table of Contents

Contents

Foreword xvii Part I: The Story 1
Introduction: The Battle of the Lip Balm 3
Chapter 1: Getting Started with Earn My Keep 9
Chapter 2: Insider Tips for the Ultimate Experience 25
Chapter 3: FAQs 31

Part 2: The Careers 43
Accountant 45
Acquisitions Editor 51
Archaeologist 57
Astronomer 63
Banker 69
Buyer 75
Chef 81
Contractor 87
Copywriter 93
Costume Designer 99
Curator 105
Dietitian 111
Diplomat 117
Disc Jockey 123
Entomologist 129
Environmental Planner 135
Event Planner 141
Geneticist 147
Geologist 153
Guest Relations Manager 159
Horticulturist 165
Human Resources Manager 171
Interior Designer 177
Investigator 183
Journalist 189
Judge 195
Land Surveyor 201
Librarian 207
Linguist 213
Marine Biologist 219
Market Researcher 225
Meteorologist 231
Musician 237
Nurse Practitioner 243
Outdoor Adventure Guide 249
Paleontologist 255
Photographer 261
Producer 267
Project Manager 273
Publicist 279
Social Activist 285
Toy Designer 291
Translator 297
Transportation Engineer 303
Travel Agent 309
TV Writer 315
Urban Planner 321
UX Researcher 327
Zoologist 333
Create-Your-Own! 339

Part 3: The Bonus Stuff 343
Earn My Keep Cash 344
Sample Thank-you Note 346
Astronomer, Contractor, Paleontologist & Toy Designer: Play-dough Recipe 347
Accountant: Income Tax Return 348
Accountant: Budget Plan 349
Copywriter: TV Script 350
Copywriter: Radio Script 351
Costume Designer: Pieces List 352
Guest Relations Manager: Feedback Card 353
Human Resources Manager: Wellness Program Enrollment Form 354
Investigator: Search Warrant 355
Judge: Family Constitution 356
Judge: Adoption Petition 357
Market Researcher: Moderator's Guide 358
Market Researcher: In-Depth Interview Questionnaire 360
Meteorologist: Symbol Story 361
Nurse Practitioner: Medical History Questionnaire 362
Outdoor Adventure Guide: Campfire Recipe 363
Producer: Consent and Release Agreement 364
Project Manager: Project Delivery Plan 365
Publicist: Press Release 366
Social Activist: Letter to the Editor 367
TV Writer: Script 368
Urban Planner: Census Form 371
Acknowledgments 373
About the Author 377
Icon Legend 379

An award-winning copywriter, Alisa T. Weinstein is the founder of Earn My Keep, LLC, a multimedia initiative that includes the book and EarnMyKeep.com. Weinstein holds a degree in Journalism/Advertising from the University of Maryland. She uses her creative background to squeeze educational and engaging experiences into her active (read: typically crazy busy) life with her husband and two children.

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