This text takes a practical, applied approach to consumer issues by presenting current information in a manner that is easy for students to comprehend. Covering the basics of both theory and practice, the text is designed to help students learn to make informed consumer decisions, both now and in the future. Coverage includes helpful advice on consumer issues and warnings about common fraudulent practices.
Miller (Institute for University Studies) and Stafford (Niagara County Community College) offer a new edition of this time tested introductory text. Coverage includes topics such as budgets, taxes, major purchases, financial management, fraud, insurance, debt, risk management, and retirement planning. Every chapter concludes with a "Consumer Issue," with advice on applying the principles outlined in the chapter. The ninth edition features a greater focus on the uses of the Internet. Annotation c. Book News, Inc., Portland, OR (booknews.com)
UNIT I: THE CONSUMER IN TODAY'S WORLD. 1. The Consumer in Our Electronic Economy. 2. Rational Consumer Decision Making. 3. A Flood of Advertising. 4. The Many Faces of Fraud. 5. Protection for the Consumer. UNIT II: BUDGETING. 6. The Consumer as Wage Earner. 7. You Have to Live with What You Have. 8. Paying for the Government. UNIT III: MAJOR CONSUMPTION EXPENDITURES. 9. The $750+ Billion American Diet. 10. Purchasing Household Products. 11. Getting There is Half the Worry. 12. Putting a Roof Over Your Head. UNIT IV: FINANCIAL MANAGEMENT. 13. Banks and the Banking System. 14. The Indebted Consumer. 15. Saving. 16. Investing. UNIT V: RISK MANAGEMENT. 17. The Health Care Dilemma. 18. Insuring Your Home and Your Automobile. 19. Life Insurance and Social Security. UNIT VI: LOOKING TO THE FUTURE. 20. Your Retirement Years. 21. Environmentally Responsible Consumer Behavior. 22. Consumers in a Changing World.