Ernst and Young's Personal Financial Planning Guide / Edition 5

Paperback (Print)
Used and New from Other Sellers
Used and New from Other Sellers
from $2.17
Usually ships in 1-2 business days
(Save 89%)
Other sellers (Paperback)
  • All (17) from $2.17   
  • New (3) from $59.75   
  • Used (14) from $2.17   
Sort by
Page 1 of 1
Showing All
Note: Marketplace items are not eligible for any coupons and promotions
Seller since 2015

Feedback rating:



New — never opened or used in original packaging.

Like New — packaging may have been opened. A "Like New" item is suitable to give as a gift.

Very Good — may have minor signs of wear on packaging but item works perfectly and has no damage.

Good — item is in good condition but packaging may have signs of shelf wear/aging or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Acceptable — item is in working order but may show signs of wear such as scratches or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Used — An item that has been opened and may show signs of wear. All specific defects should be noted in the Comments section associated with each item.

Refurbished — A used item that has been renewed or updated and verified to be in proper working condition. Not necessarily completed by the original manufacturer.


Ships from: acton, MA

Usually ships in 1-2 business days

  • Standard, 48 States
  • Standard (AK, HI)
Seller since 2008

Feedback rating:


Condition: New

Ships from: Chicago, IL

Usually ships in 1-2 business days

  • Standard, 48 States
  • Standard (AK, HI)
Seller since 2015

Feedback rating:


Condition: New
Brand new.

Ships from: acton, MA

Usually ships in 1-2 business days

  • Standard, 48 States
  • Standard (AK, HI)
Page 1 of 1
Showing All
Sort by


If you want to take control of your financial future and unlock the doors to financial success, you must have a plan that will allow you to find good investments, reduce taxes, beat inflation, and properly manage money.

Whether you're new to financial planning or a seasoned veteran, this updated edition of Ernst & Young's Personal Financial Planning Guide provides valuable information and techniques you can use to create and implement a consistent personalized financial plan. It also takes into consideration the new tax rules that affect home ownership, saving for college, estate planning, and many other aspects of your financial life.

Filled with in-depth insight and financial planning advice, this unique guide can help you:

* Set goals

* Build wealth

* Manage your finances

* Protect your assets

* Plan your estate and investments

It will also show you how to maintain a financial plan in conjunction with life events such as:

* Getting married

* Raising a family

* Starting your own business

* Aging parents

* Planning for retirement

Financial planning is a never-ending process, and with Ernst & Young's Personal Financial Planning Guide, you'll learn how to tailor a plan to help you improve all aspects of your financial life.

Read More Show Less

Product Details

  • ISBN-13: 9780471687245
  • Publisher: Wiley, John & Sons, Incorporated
  • Publication date: 9/17/2004
  • Edition description: 5th Edition Revised and Fully Updated
  • Edition number: 5
  • Pages: 552
  • Product dimensions: 7.56 (w) x 9.26 (h) x 0.69 (d)

Meet the Author

ERNST & YOUNG is a global leader in professional services. It assists companies in businesses across all industries–from emerging growth companies to global powerhouses–to deal with a broad range of business issues. Its 103,000 people in over 140 countries worldwide provide a broad array of services in audit, tax, corporate finance, transactions, online security, enterprise risk management, the valuation of intangibles, and other critical business-performance issues. Ernst & Young refers to all the members of the global Ernst & Young organization.

Martin Nissenbaum is Ernst & Young’s national director of personal income and retirement tax planning. He is a member of the AICPA Technical Resource Panel on Taxation of Individuals and is an advisory board member of He is an attorney and CPA and holds an LL.M. in tax; he is a certified financial planner and holds the Personal Financial Specialist accreditation from the American Institute of Certified Public Accountants. Mr. Nissenbaum is a speaker on compensation and personal, financial, and tax planning to professional organizations, including the New York State Society of CPAs, the NYU Tax Society, and the Tax Executives Institute. He has been quoted in the Wall Street Journal, the New York Times, Money magazine, and many other publications, and has been named by PRWeek as one of the top quoted spokespeople in the business press. He is an author of Ernst & Young’s Retirement Planning Guide. E-mail address:

Barbara J. Raasch is Ernst & Young’s National Solution Leader for Investment Advisory Services as well as the partner-in-charge of this High Net Worth Practice in Metro New York. Providing investment counseling since 1978, she is a Chartered Financial Analyst, a Certified Public Accountant and a Personal Financial Specialist. Barbara has been recognized both externally and internally for her outstanding client service skills, knowledge and innovation. For example, Worth magazine has honored her as one of our nation’s top financial advisors each year since 1995. She has held various leadership positions since joining Ernst & Young in 1984 including the firm’s National Director of Investment Advisory Services from 1992–1995. Barbara is often quoted in newspapers and magazines, and appears frequently on nationally televised news programs and at professional conferences. She is a member of the advisory board of the Commercial Clearing House (CCH) Financial Estate Planning Service, a contributing author of Tips from the Top, co-author the Ernst & Young’s Financial Planning for Women and had authored a weekly personal financial planning column for the Dallas Times Herald and the Milwaukee Journal from 1989 to 1991 and 1985 to 1988, respectively. She is a member of the American Institute of Certified Public Accountants and the Association of Investment Management and Research. E-mail address:

Charles L. Ratner is the national director of the Personal Insurance Counseling section of Ernst & Young’s Personal Financial Counseling practice. Mr. Ratner has authored articles published by the American Bar Association, Trusts and Estates, Commerce Clearing House, and Best’s Review. He is contributing editor to Ernst & Young’s Financial Planning Reporter and a contributing editor on the American Bar Association’s Insurance Counselor Series. He has presented insurance topics to a wide range of audiences including the American Bar Association, the American Institute of Certified Public Accountants, and numerous estate planning councils and professional societies across the nation. He has been quoted on insurance in the Wall Street Journal, BusinessWeek, and other financial press. He is an author of Ernst & Young’s Retirement Planning Guide. E-mail address:

Read More Show Less

Table of Contents


About the Authors.



1. Taking Charge of the Financial Planning Process.

2. Building Wealth to Meet Your Goals.

3. Building Wealth Through Investment Planning

Set Your Financial Goals; Understand Investment Vehicles.

4. Building Wealth Through Investment Planning

Understand Financial Markets and Concepts; Develop an Investment Strategy.

5. Building Wealth Through Investment Planning

Implement Your Strategy; Monitor Your Investments.

6. Building Wealth (Concluded).

7. Protecting Your Family and Assets Through Life Insurance.

8. Protecting Your Family and Assets Through Health, Disability, Property/Casualty, and Auto Insurance.

9. Providing for Your Family Through Estate Planning.

10. Estate Taxes and Deductions.

11. Gift Tax Fundamentals and Generation-Skipping Transfer Tax.

12. Sophisticated Estate Planning.

13. Estate Liquidity, Powers of Attorney, and Living Wills.


14. Getting Married.

15. Raising a Family.

16. Coping With Divorce.

17. Being a Single Parent.

18. Buying and Selling a Home.

19. Funding a College Education.

20. Taking Advantage of Employment Benefits.

21. Starting Your Own Business.

22. Dealing With Your Parents.

23. Losing Your Spouse or Life Partner.

24. Planning for Retirement.

25. Planning for Retirement: Health Care and Insurance Needs.

26. A Few Words in Parting.


Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star


4 Star


3 Star


2 Star


1 Star


Your Rating:

Your Name: Create a Pen Name or

Barnes & Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation


  • - By submitting a review, you grant to Barnes & and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Terms of Use.
  • - Barnes & reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously

    If you find inappropriate content, please report it to Barnes & Noble
    Why is this product inappropriate?
    Comments (optional)