The Essential Credit Repair Handbook: A Quick and Handy Guide for Anyone Who Wants to Get and Stay Out of Debt

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More About This Book

Overview

"The Essential Credit Repair Handbook gives the reader the tools to use in rebuilding their credit report, staying away from debt, budgeting their money as well as planning for their future, even after a bankruptcy or foreclosure."
—Chris Viale, CEO, Cambridge Credit Counseling, Inc.

"Deborah brings a wealth of experience to all areas pertaining to credit. This book contains invaluable information."
—Aaron Carr, bankruptcy/debt-resolution attorney

The majority of debt-ridden consumers are in desperate need of financial budgeting and credit repair. The Essential Credit Repair Handbook contains all the information you need to walk you through the step-by-step process of repairing your credit and leaving debt behind!

The book will teach you how to:

  • Dispute late payments, charge-offs, and collection accounts
  • Rebuild your life after a bankruptcy, foreclosure, or short sale
  • Re-establish your credit in spite of a bad credit report
  • Set new financial goals
  • Understand the latest credit card laws and regulations

The Essential Credit Repair Handbook is an easy-to-use guide for people who are 
getting over bankruptcy, foreclosure, short sale, or any financial hardship affecting their credit and are looking to rebuild or re-establish their credit.

Product Details

  • ISBN-13: 9781601631602
  • Publisher: Career Press, Incorporated
  • Publication date: 5/15/2011
  • Pages: 224
  • Sales rank: 530,965
  • Product dimensions: 5.20 (w) x 8.20 (h) x 0.70 (d)

Meet the Author

Deborah McNaughton is a nationally recognized credit expert and financial coach with more than 26 years of experience. She is the founder of Professional Credit Counselors, Inc., an organization that specializes in credit counseling, including budgeting, credit repair, debt issues and financial education. She has authored several books on personal finance and has been interviewed on radio and television stations around the country, including CNN, Bloomberg, and New York Today. Her financial advice has provided thousands of people with financial education and relief.

Table of Contents

Introduction 9

Section I Building Your Platform

Chapter 1 Setting New Financial Goals 15

Chapter 2 No Repeat Performances, Please 23

Chapter 3 11 Myths of Credit 31

Chapter 4 Tips for an Effective Budget 41

Chapter 5 Save Money While Retiring Your Debt 51

Chapter 6 Get Out-and Stay Out-of Debt 63

Section II Credit Repair 101

Chapter 7 The Role of Credit Reporting Agencies 81

Chapter 8 Understanding Your Credit Report 87

Chapter 9 The Credit Repair Process 95

Chapter 10 Improving Your FICO Credit Score 109

Section III A Fresh Start

Chapter 11 Rebuilding and Reestablishing Your Credit 119

Chapter 12 Life After Foreclosure, Short-Sale, or Bankruptcy 127

Chapter 13 Qualifying for Credit 141

Chapter 14 The Home Loan Process 153

Section IV Protecting Your Credit

Chapter 15 Establishing Credit in Your Own Name 165

Chapter 16 Protecting Your Credit During and After Divorce 175

Chapter 17 Credit Card Regulations 183

Chapter 18 Indentity Theft and You 193

Chapter 19 Medical Identity Theft 203

Conclusion 211

Resources 213

Index 217

About the Author 223

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  • Posted October 8, 2011

    Great Resource

    Repairing your credit can be a challenging task, but the easy to read style of this guide makes it seem simple. This book is an absolute must buy if you are serious about repairing your credit. It is full of good information in it that you can put to action right away. While it is not a magic cure, with time, dedication, and the correct applications of the techniques, the advice in this book will work.

    Was this review helpful? Yes  NoThank you for your feedback.   Report this reviewThank you, this review has been flagged.
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