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Whether you are someone looking out for your parents; a new retiree concerned about your legal rights; or one of the growing number of "old old" eighty-five years or older who needs answers to confusing legal issues, this book provides essential information in clear language about timely topics such as reverse mortgages, long-term care insurance, powers of attorney, guardianship, and the hidden problem of elder abuse. Each chapter includes "Did You Know?" opening outlines as well as web-based resources for additional information.
The authors are nationally known elder law experts and are frequently asked to consult with national commissions, legislatures, bar associations, and individuals from every walk of life. In Everyday Law for Seniors, they provide advice appropriate for everyone, senior or not (yet).
1 Law and Seniors 1
2 Age Discrimination in Employment 13
3 Social Security and Supplemental Security Income 25
4 Employer-Provided Retirement Benefits and IRAs 43
5 Medicare 63
6 Medicaid and Long-Term Care Insurance 81
7 Housing 101
8 Mental Incapacity, Guardianship, and Conservatorship 137
9 Substitute Decisionmaking for Health Care and Property 155
10 Elder Abuse, Neglect, and Exploitation 169
About the Authors 189