Financial Success for Young Adults and Recent Graduates: Managing Money, Credit, and Your Future

Hardcover (Print)
Buy New
Buy New from
Used and New from Other Sellers
Used and New from Other Sellers
from $2.41
Usually ships in 1-2 business days
(Save 95%)
Other sellers (Hardcover)
  • All (7) from $2.41   
  • New (5) from $58.32   
  • Used (2) from $2.41   


There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more focused on economics than the real world. Young people form a powerful group of consumers-who want what they want when they want it-but many have not been taught the value of planning and accumulation in order to reach their goals. Two of the most important aspects of good money management are the time-value of money and its associated compounding and the true concept of credit. Financial Success for Young Adults and Recent Graduates explains these issues at length, provides case studies, and also addresses: · Paying for college · Insurance · Retirement benefits · Savings and investment options · Obtaining and managing credit loans Financial Success for Young Adults and Recent Graduates: Managing Money, Credit, and Your Future is invaluable to students, parents, teachers, and financial advisors.

Read More Show Less

Editorial Reviews

VOYA - Shari Fesko
With the Internet, peers, and flashy television ads tempting teens and recent college grads to spend, spend, spend, this new book might be just what they need. Arrowood covers everything from handling credit to doing taxes in clear and easy-to-understand language. Quotes from teens, recent graduates, and their parents are included in each chapter so that the reader not only hears the author's views but also many others. Arrowood uses a pair of fictional twins who are alike in many ways (same income, same major, etc,) but very different in their spending and investing habits to illustrate a variety of situations. For example, sixteen-year-old Alex saves $112 a week, whereas Phoenix saves only $45. Arrowood explains how at age sixteen, it might not be a big difference, but as time goes on, a penny saved is truly a penny earned. To further challenge the reader, there are thought-provoking exercises included at the end of each chapter. Although only the most financially minded teens would pick up this resource on their own, it would be a great tool for classroom use. For this reason, it is highly recommended for school libraries but only suggested for public libraries where there is a demand for this topic.
Read More Show Less

Product Details

  • ISBN-13: 9781578864096
  • Publisher: The Rowman & Littlefield Publishing Group Inc
  • Publication date: 10/24/2006
  • Pages: 332
  • Product dimensions: 11.00 (w) x 8.50 (h) x 0.75 (d)

Meet the Author

Janet C. Arrowood develops training materials for financial advisors and has previously worked as a financial advisor. She is the author of numerous financial and educational books and articles for both investors and professional advisors.

Read More Show Less

Table of Contents

Part 1 Part 1: The Basics Part 2 Part 2: What's in It for You Part 3 Part 3: A Brief History of Money and Credit Part 4 Part 4: What Affects the Value of Your Money? Part 5 Part 5: What Is Credit? How Do You Manage Credit? Part 6 Part 6: Protecting Your Credit, Yourself, and Your Credit Rating Part 7 Part 7: Life is Very Taxing Part 8 Part 8: Getting (and Losing) a Job Part 9 Part 9: Managing Your Money: The Basics Part 10 Part 10: Getting and Paying for an Education Part 11 Part 11: Maximizing Your Ability to Get Financial Aid: At Any Age Part 12 Part 12: Living within Your Means Part 13 Part 13: Saving and Investing Part 14 Part 14: Understanding, Obtaining, and Managing Personal Insurance Part 15 Part 15: Putting the Pieces Together Part 16 Part 16: Let's Merge Part 17 Part 17: Employer-Provided or-Sponsored Benefit Plans Part 18 Part 18: Planning for Major Purchases without Breaking the Bank Part 19 Part 19: Starting a Business Chapter 20 Appendix A: Glossary Chapter 21 Appendix B: Useful Forms and Documents Chapter 22 Appendix C: Answers to Practice Problems

Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star


4 Star


3 Star


2 Star


1 Star


Your Rating:

Your Name: Create a Pen Name or

Barnes & Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation


  • - By submitting a review, you grant to Barnes & and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Terms of Use.
  • - Barnes & reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously

    If you find inappropriate content, please report it to Barnes & Noble
    Why is this product inappropriate?
    Comments (optional)