Florida Real Estate Principles, Practices & Law / Edition 29

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More About This Textbook


Florida Real Estate Principles, Practices & Law sets the standard for real estate education in Florida. This exciting new edition provides you with the latest developments in Florida real estate laws and practices.
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Product Details

Table of Contents

Preface ix
Chapter 1 The Real Estate Business 1
Key Terms 1
Overview 1
An Introduction to the Real Estate Business 1
Real Estate Brokerage 2
Development and Construction 7
The Role of Government 8
Professional Organizations 9
Summary 9
Review Questions 10
Chapter 2 License Law and Qualifications for Licensure 13
Key Terms 13
Overview 13
Historical Perspective of Florida Real Estate License Law 13
General Licensing Provisions 15
Sales Associate Qualifications for Licensure 19
Post-Licensing Education 21
Broker Requirements 21
Registration and Licensure 22
Real Estate Services 23
Individuals Who Are Exempt from Licensure 24
Summary 26
Review Questions 26
Chapter 3 License Law and Administration 31
Key Terms 31
Overview 31
Florida Real Estate Commission 31
Department of Business and Professional Regulation (DBPR) 34
Real Estate Regulation 35
Real Estate Education and Research Foundation 42
Summary 42
Review Questions 43
Chapter 4 Brokerage Relationships and Ethics 47
Key Terms 47
Overview 47
Law of Agency 48
Brokerage Relationships in Florida 49
Misrepresentation and Fraud 61
Professional Ethics 61
Summary 62
Review Questions 68
Chapter 5 Real Estate Brokerage Operations 73
Key Terms 73
Overview 73
Brokerage Offices 74
Advertising 76
Escrow or Trust Accounts 78
Rental Lists and Rental Companies 84
Broker's Role as an Expert 85
Broker's Commission 86
Change of Employer 88
Membership in Organizations 89
Types of Business Entities That May Register 89
Trade Names 93
Business Arrangements and Entities That May Not Register as Brokers 94
Summary 95
Review Questions 95
Chapter 6 Complaints, Violations, and Penalties 101
Key Terms 101
Overview 101
Procedures for Investigations and Hearings 101
Complaint Process-Seven Steps 102
Violations and Penalties 108
Types of Penalties 110
FREC Disciplinary Guidelines 112
Denial and Recovery of Compensation 113
Real Estate Recovery Fund 113
Legal Terms to Know 115
Summary 117
Review Questions 121
Chapter 7 Federal and State Housing Laws 125
Key Terms 125
Overview 125
Federal Fair Housing Law 125
Federal Laws Regarding Land and the Environment 129
Federal Laws Regarding Mortgage Lending 130
State Law Regarding Mortgage Lending 133
State Housing and Land Sales Laws 133
State Laws Requiring Real Estate Disclosures 134
Summary 140
Review Questions 141
Chapter 8 Property Rights: Estates, Tenancies, and Multiple Ownership Interests 145
Key Terms 145
Overview 145
The Nature of Property 146
General Property Rights 150
Estates and Tenancies 150
Special Ownership Interests 155
Cooperatives, Condominiums, and Time-Sharing 156
Summary 161
Review Questions 162
Chapter 9 Titles, Deeds, and Ownership Restrictions 167
Key Terms 167
Overview 167
Title to Real Property 168
Acquiring Legal Title 168
Deeds 173
Ownership Limitations and Restrictions 178
Summary 185
Review Questions 185
Chapter 10 Legal Descriptions 191
Key Terms 191
Overview 191
Purposes of Legal Descriptions 192
The Evolution of Legal Descriptions 192
Types of Legal Descriptions 192
Summary 205
Review Questions 206
Chapter 11 Real Estate Contracts 209
Key Terms 209
Overview 209
Preparation of Contracts 210
Statute of Frauds 210
Statute of Limitations 211
Essentials of a Contract 211
Contract Categories 213
Contract Negotiation 215
Termination of Contracts 217
Contracts Important to Real Estate 218
Summary 240
Practice in Preparing Contracts 240
Review Questions 242
Chapter 12 Real Estate Finance 247
Key Terms 247
Overview 247
Legal Theories of Mortgages 248
Loan Instruments 248
Mortgage Clauses 251
Types of Mortgages 254
Methods of Purchasing Mortgaged Property 263
Other Types of Financing 265
Qualifying the Buyer 267
Summary 273
Review Questions 274
Chapter 13 The Mortgage Market 279
Key Terms 279
Overview 279
The Mortgage Market and Money Supply 280
Federal Regulatory Bodies 281
Primary Mortgage Market 283
Secondary Mortgage Market 287
Lender Charges 289
Summary 291
Review Questions 291
Chapter 14 Computations and Title Closing 295
Key Terms 295
Overview 295
Computations 296
Pre-Closing Steps 302
Closing Statements 302
Closing Statement Items 303
Summary 310
Sample Closing Statement Problem 310
Review Questions 317
Chapter 15 Estimating Real Property Value 321
Key Terms 321
Overview 321
Appraisal Regulation 322
Types of Value 322
Market Value 323
Approaches to Estimating Real Property Value 327
Data Sources 340
Comparative Market Analysis 340
Comparative Market Analysis: Case Situation 341
Summary 344
Review Questions 345
Chapter 16 Product Knowledge 351
Key Terms 351
Overview 351
Lot Types 351
Structural Elements 353
Summary 365
Review Questions 365
Chapter 17 Real Estate Investment Analysis and Business Opportunity Brokerage 369
Key Terms 369
Overview 369
Need for Real Estate Investment Analysis 370
Real Estate as an Investment 370
Analyzing Investment Properties 372
Assessment of Risks 376
Leverage 377
Business Brokerage 378
Expertise Required in Business Brokerage 380
Valuation of Businesses 382
Steps in the Sale of a Business 383
Summary 384
Review Questions 384
Chapter 18 Taxes Affecting Real Estate 389
Key Terms 389
Overview 389
City and County Property Taxes 390
Federal Income Taxes 400
Summary 406
Review Questions 407
Chapter 19 The Real Estate Market 411
Key Terms 411
Overview 411
Three Key Questions 411
Characteristics of the Real Estate Market 412
Supply and Demand Factors 413
Summary 418
Review Questions 419
Chapter 20 Planning and Zoning 423
Key Terms 423
Overview 423
History of Planning and Zoning 424
Local Planning Agency 425
The Planning Process 427
Zoning Laws and Code Enforcement 430
Appeals and Exceptions 432
Summary 435
Review Questions 436
Chapter 21 Case Studies in Real Estate 439
Introduction 439
Case Study #1 440
Case Study #2 441
Case Study #3 442
Case Study #4 444
Case Study #5 445
Practice End-of-Course Exam 447
Acronym IRMA 465
Know Your Ors and Ees 466
Glossary 467
Index 489
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Sort by: Showing all of 2 Customer Reviews
  • Anonymous

    Posted March 27, 2006

    No Answer Sheet

    What a deception, I order your book for study and rewiew, and have no way to know if the answers from your practice test that I am coming up with are right. This book is a total waste of my time and money. Very unhappy customer.

    1 out of 1 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted August 31, 2006

    This is the official book for Florida's course & exam

    The answers to the questions are in the FL Real Estate Exam Manual, a different book you have to purhase. But, since these are THE books to use to prepare for the exam, I'm certain it covers it all.

    Was this review helpful? Yes  No   Report this review
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