The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket

The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket

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by Stephen Elias
     
 

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If you’re one of the millions of Americans in danger of losing your house, you need information you can trust. The Foreclosure Survival Guide will show you how to decide whether it’s best to stay or go.

Packed with information, this book details all of your options so that you can make the best decisions, and get

Overview

If you’re one of the millions of Americans in danger of losing your house, you need information you can trust. The Foreclosure Survival Guide will show you how to decide whether it’s best to stay or go.

Packed with information, this book details all of your options so that you can make the best decisions, and get the best results, when facing foreclosure. You’ll learn about:

  • federal programs to help you avoid foreclosure

  • free help from nonprofit housing counselors

  • short sales and deeds in lieu of foreclosure

  • delaying or avoiding foreclosure with bankruptcy

  • foreclosure scams and how to avoid them


  • This new edition provides up-to-date information on the Making Home Affordable programs, foreclosure timelines and court decisions affecting homeowners’ rights.

    Editorial Reviews

    Library Journal

    Bankruptcy attorney Elias targets the estimated two million American homeowners who are currently in default on their mortgages. Elias explains how foreclosure works, what options there may be for keeping a home when in default, and what to do when that is not possible. He includes instruction on negotiating a workout with a lender as well as chapters on how to use bankruptcy to avoid foreclosure. Elias's section on fighting foreclosure in the courts helps readers understand the circumstances in which they may be able to delay or stop a foreclosure action. The appendixes provide summaries of each state's foreclosure laws, a glossary, and information on finding and working with lawyers and bankruptcy petition preparers. Straightforward and timely, this is recommended for most public libraries.
    —Joan Pedzich

    From the Publisher
    "...evaluate your options and make smart choices." Publishers Weekly

    “Straightforward and timely.” Library Journal

    “Steve Elias’s proven ability to demystify law is exactly what those facing foreclosure need.” Jim C. Turner, Former Executive Director, Halt

    "Attorneys Stephen Elias and Amy Loftsgordon, along with attorney Leon Bayer present general interest readers with a comprehensive guide to dealing with the process and potential impacts of foreclosure on personal property. The authors have organized the main body of their text in ten chapters devoted to the foreclosure big picture and what to watch out for in dealing with foreclosure rescue and property preservation companies, the nuts and bolts of the foreclosure process, when and if you can and should try to keep your home, negotiating a workout with lenders, chapter 13 bankruptcy and how it impacts foreclosure proceedings, and a wide variety of other related subjects." Eithne O'Leyne, Editor Ringgold, Inc. ProtoView

    Product Details

    ISBN-13:
    9781413315448
    Publisher:
    NOLO
    Publication date:
    09/15/2009
    Sold by:
    Barnes & Noble
    Format:
    NOOK Book
    Pages:
    304
    File size:
    4 MB

    Meet the Author

    Until his death in late 2011, Stephen R. Elias was a practicing attorney, active Nolo author, and president of the National Bankruptcy Law Project. He was an important part of Nolo for more than 30 years, and was the author or coauthor of many Nolo books, including Bankruptcy for Small Business Owners. Other titles include Special Needs Trusts: Protect Your Child's Financial Future, How to File for Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and Legal Research: How to Find and Understand the Law. Steve held a law degree from Hastings College of Law and practiced law in California, New York, and Vermont before joining Nolo in 1980. He was featured in such major media as The New York Times, The Wall Street Journal, Newsweek, Good Morning America, 20/20, Money Magazine, and more. The blog he began on bankruptcy and foreclosure law continues at Nolo's Bankruptcy & Foreclosure Blog.

    Amy Loftsgordon has worked in the area of foreclosure for over ten years. She received a B.A. from the University of Southern California and a law degree from the University of Denver Sturm College of Law. She is licensed to practice law in Colorado. Amy has authored numerous foreclosure articles on Nolo.com.

    Leon Bayer is a Los Angeles, California bankruptcy attorney, practicing since 1979. His primary focus is on representing individuals and small businesses in Chapter 7 and Chapter 13 bankruptcy. He is a founding partner in the California law firm of Bayer, Wishman & Leotta and is a Certified Specialist in Bankruptcy Law. To learn more about Leon, you can visit his Los Angeles Bankruptcy Blog or his Los Angeles bankruptcy attorney website. Mr. Bayer is a coauthor of Nolo's The New Bankruptcy: Will It Work for You?, authors the “Ask Leon” series on Nolo’s Bankruptcy, Debt & Foreclosure blog, and writes on bankruptcy topics for Nolo’s website.

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    The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket 4 out of 5 based on 0 ratings. 3 reviews.
    MrBright More than 1 year ago
    This book is easy to understand and to the point. It addresses the different options available to Homeowners who are in financial distress and are at risk of foreclosure. The book discusses different tactics that are being used by individuals to handle foreclosure, and expected outcomes. The examples are from current situations and address each state's law regarding actions and timelines for foreclosure. It also discusses what bankruptcy options are available and explains in very simple, easy-to-understand terms. I particularly liked the advice on how to use the system to your greatest advantage.
    Anonymous More than 1 year ago
    Anonymous More than 1 year ago