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The Fund
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The Fund

3.6 9
by H. T. Narea

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U.S. defense intelligence operative Kate Molares is investigating a suspicious international money trail. Her instincts place her at the center of a plot involving a frightening new kind of terrorism--financial terrorism-- perpetrated by a handsome Middle Eastern hedge fund mogul. His goal is to bring the global economy to its knees.

Kate's mission takes her from


U.S. defense intelligence operative Kate Molares is investigating a suspicious international money trail. Her instincts place her at the center of a plot involving a frightening new kind of terrorism--financial terrorism-- perpetrated by a handsome Middle Eastern hedge fund mogul. His goal is to bring the global economy to its knees.

Kate's mission takes her from D.C. to Venezuela, from Cuba to Connecticut. She must race to piece together this global puzzle…or risk the catastrophic destruction of the world's financial markets.

Editorial Reviews

Publishers Weekly
International investment banker Narea brings 20 years of financial experience to his less than successful debut, a near-future thriller that plays off current anxieties about technology gone wrong and the vulnerabilities of Wall Street. At the Defense Intelligence Agency in Washington, D.C., 30-year-old analyst Kate Molares uncovers key pieces of information that hint at a vast conspiracy against America and the West. In Europe, Nebibi Hasehm, a charismatic financier born in Milan to immigrant Egyptian parents, plots to bring down the U.S. through its corrupt and overextended financial system. Hasehm orchestrates a diverse anti-U.S. alliance, which includes traditional foes like Cuba and more recent adversaries like Venezuela and al-Qaedaesque Muslim extremists. Weapons at his disposal range from dirty bombs to a serum that enhances the fervor of the men set to carry out his evil schemes. Though Hasehm comes across as more than a cardboard villain, the other elements of this predictable effort never rise above cliché. (May)
Library Journal
Nebibi Hasehm, mastermind of a Sharia-compliant hedge fund, is determined to change the course of Western history. With over $30 billion at his disposal, he intends to fund Islamic political activity around the world in a quest to destabilize financial markets. His immediate goal, however, is a Muslim reconquest of Spain. Standing in his way is his former lover, Kate Molares, a Defense Intelligence Agency analyst. After a Basque terrorist attack in Madrid, she follows a money trail from Caracas and Havana, where the Cubans have developed a serum to increase aggression, to Switzerland and on to Gibraltar. There a Sovereignty Summit will attract two royal cousins, Prince Charles of England and Prince Felipe of Spain. A global catastrophe awaits all. VERDICT Flawed by excessive and often pedestrian exposition and the relentless translation of foreign words (even for a simple phrase like "Si, señor"), this debut financial thriller by the son-in-law of the late Paul Erdman (The Crash of '79, The Last Days of America) has a doomsday conclusion meant to be cautionary. Perhaps investment bankers are the world's true terrorists!—Ron Terpening, Univ. of Arizona, Tucson

Product Details

Tom Doherty Associates
Publication date:
Product dimensions:
4.10(w) x 7.50(h) x 1.30(d)

Read an Excerpt






THE MORNING WAS NOT GETTING off to a good start. The phone, not the alarm clock, woke her up at 4:20 A.M. She raised her head, opened her eyes in the pitch dark bedroom just enough to see the time, and then rolled over, hoping it was a wrong number. She buried her head back in the warm soft pillow, her chestnut hair tangled in all different directions. The answering machine picked up but she wasn’t happy with what she heard. It was a familiar voice.

“¡Mierda!” Shit! she muttered under her breath, her head now hidden under the duvet. As a rule, she only swore in foreign languages, so that those around her wouldn’t know of her transgression. Not that there was anyone in her bed to hear her swear; she’d been waking up alone in that bed for longer than she cared to recall.

Katerina Molares—Kate to her friends and colleagues—could never get used to waking up for work when the moon was still high in the sky. It was another cold, gray December morning in the Washington, D.C., metro area. She had planned to go to work a little late today, to ease back in after four days of a lazy beach vacation. No such luck. Those types of plans never seemed to work out right.

“Why should anyone have to get up at this god-forsaken hour?” she said to herself. All around the Beltway, countless other sleepy souls wondered the same thing as their early drives took them to the CIA, the White House, the FBI, and in the case of Kate, to the Defense Intelligence Agency—DIA for short. The rest of Washington—the legislators, the judiciary, the executive branch, and those that lobby them—all began their days early, yet in comparison, their hours were much more reasonable.

That familiar voice started leaving a message. “Rise and shine, Kate.” It was her boss, Bill DuBois, using his best cheerful voice almost like a taunt. If he called her at home, something was up.

She fumbled for the phone next to her bed. “Hey, Bill…” Her voice was groggy. “A little early for you to be making the rounds, isn’t it?”

“Not my choice. I’m sitting here in pj’s, making wake-up calls. Another hour of sleep would’ve been just fine by me, too, believe me. The SecDef woke me up ten minutes ago on my secure line. Seems like there’s been an ‘incident.’ So skip the jog this morning, Kate, and get to the office, pronto. Turn on CNN in the meantime. It’ll give you the gist of today’s agenda.” Kate grabbed the remote by her bed and turned on the TV. Since they weren’t on a secure phone line, Bill couldn’t give any further details. The jogging comment had been a joke, as he knew that she didn’t do anything before 9 A.M., other than drink coffee.

“Funny, Bill. Okay, I’ll see you there at five.” She jumped into the shower as soon as she hung up the phone.

In the small nucleus of D.C.’s high-level intelligence professionals, Kate certainly stood out. Her mother was American and her father was from Venezuela, a country that wasn’t always the most politically stable or on the best of terms with her employer, the U.S. of A. Her parents had met as PhD students at Georgetown University in the 1970s—he in Economics studies and she in International Security studies. From there, they’d both landed assignments at the United Nations in New York City, where Kate was born thirty years ago.

Kate was their only child and had benefited from their undivided devotion. She had an olive complexion like her father, and her eyes were deep green, like her mother’s. Her slender face, accented by strong cheekbones and a chiseled nose that reminded some people of a young Meryl Streep, was framed by thick straight dark chestnut hair, which was usually tied in a perfunctory ponytail. Her quick smile always put others at ease.

Kate exuded an easy natural beauty and style that was all the more charming because she was mostly unaware that eyes turned to stare at her when she walked in a room. She had been a swimmer through her college years and still maintained her athletic frame. Her style of dress was simple but feminine, favoring tailored slacks with silk blouses, which—depending on how hard the wind blew—showed off more or less of her healthy figure.

She looked in the bathroom mirror. Given the ridiculously early hour, with her hair sticking out in several directions, and groggy eyes, her natural beauty had not yet emerged to greet the day. She wondered how, in the few short hours following her vacation, she could already look like hell.

Kate brushed her hair with one hand and fumbled through her closet with the other. She grabbed the simplest thing possible because she wasn’t in the mood for fussy today: slacks, blouse, and jacket.

Kate stared at the TV as she brushed her teeth, watching live reports from Madrid’s airport. Not a pretty picture, she thought, and now she understood why Bill had woken her up. She figured everybody had been called into the office earlier than usual so they could spend the next couple of hours sifting through the megabytes of info traffic that poured in from every U.S. embassy around the world. The real headache would start when they had to figure out exactly which parts of all that data should be included in the President’s security briefing. A double shot of caffeine was definitely in order for the commute this morning.

As she left her apartment, images from Madrid flashed through Kate’s mind, prompting her to ask the same question that every other U.S. intelligence officer was thinking this morning, at this very same hour. Could this have been prevented?


Copyright © 2011 by H. T. Narea

Meet the Author

H. T. NAREA, an international investment banker, has focused his career on global financial markets. During his 20+ years of experience, which includes his tenure as a senior executive at JP Morgan Chase in New York, Narea has advised governments, companies, and banks around the world on international financial issues. He also teaches international finance at Georgetown University's School of Foreign Service. Narea got his start in fiction by researching and editing several books by his father-in-law, Paul Erdman, the New York Times bestselling creator of the financial thriller. The Fund is Narea's first novel.

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The Fund 3.7 out of 5 based on 0 ratings. 9 reviews.
Ferrari1 More than 1 year ago
I wanted to like this book but ultimately the quality of the writing forced me to stop halfway through. The book breaks the "show don't tell" rule every other sentence. It's really distracting to be told each character's thoughts on both sides of a conversation plus the stores they purchased their clothes from. When I read the author was also an editor I was floored. Good premise, poor execution.
Anonymous More than 1 year ago
Heart2Heart More than 1 year ago
My Review: Ever wonder what it would be like to be able to transfer millions of dollars into a secret account where you could use the money for your own personal gain? Imagine now those funds being backed the most notorious terrorist groups in the world! Kate Molares, a U.S. Defense Agent has the responsibility of being in charge investigating any possible threats within the South American Financial market. She has been ordered to discover if possible funds backed be terrorists from the Middle East could be routed from Offshore accounts through Southern and Central American Banking Institutions into the united States to be used against the US for terrorist gains. Kate soon discovers that she has uncovered something so important, it could shake not only her life, but the lives of everyone living in America! Synopsis: The Fund follows a U.S. Defense Intelligence operative Kate Molares who's investigating a suspicious international money trail. Her instincts place her at the center of a plot involving a terrifying new kind of terrorism - financial terrorism - perpetuated by a suave, handsome Middle Eastern hedge fund mogul. His goal is to wreck the West by bringing the global economy to its knees. Kate's mission takes her from the defense intelligence command center on the outskirts of Washington, D.C. to the oil-fueled economy of Caracas, Venezuela. Kate finds herself in a race against time, to fit together the pieces of this global puzzle. or risk the catastrophic destruction of the world's financial markets. About the Author: H.T. Narea, an international investment banker, has focused his career on global emerging markets. During his 20-plus years of experience, which includes his tenure as a principal at JPMorgan Chase in New York, Narea has advised governments, companies and banks in countries around the world on debt restructurings, infrastructure projects, mergers and acquisitions, private equity, debt trading and syndicated finance. He is also the author of various published financial articles. Narea is a graduate of Georgetown University's School of Foreign Service, where he also teaches international finance. I received The Fund by H.T. Narea compliments of Planned TV Arts for my honest opinion. It was a little difficult to get through the first few chapters of this book to where I could feel the storyline coming together to make sense. Though I do not follow the Financial news and banking industry, anyone who does would probably like this book. I found this book to be a little difficult to get through and hard to follow the changes of the storyline. There was some graphically violent parts that were hard to get through as well. I would rate this book a 3 out of 5 stars for the story content.
nle1 More than 1 year ago
The Fund is complicated and, essentially very simple as well. After all, whoever controls the money controls it all, right? Kate Molares has spent most of her life searching the money angles of the world and she has possibly come upon the biggest angle of all. Financial terrorism. In her travels, she visits an old friend in Cuba who tells her an unbelievable tale - cats chasing dogs! She ultimately sends Kate a sample of "something" and that "something" is a strain of toxoplasmosis which warps the brain into an ultimate soldier - the only pressing thought remaining is to succeed at a mission. Death doesn't matter. Which is good, because all who take this substance die. She also runs into Nebibi Hasehm, old lover, current money market genius, and also Al-Quada in hiding. The flame still burns between them; but Nebibi has set himself on another track - to control the world's financial status - and he just may succeed. Can Kate bring herself to voice her suspicions before it's too late? Will Nebibi and Kate find what it takes to get them through this deadly crisis? H. T. Narea knows whereof he speaks. As an international investment banker he has seen enough to make this book believable and totally horrifying. If you didn't think much about terrorism before, you certainly will after reading this first novel. I hope it isn't the last as the writing, characters and plot make you feel as though you are standing on Gibralter waiting for Hell to come down upon you.
literarymuseVC More than 1 year ago
Fadiyah, a Berber Muslim from North Africa, runs after her older brother, Sajid, and he realizes there is no more time. He then proceeds to blow himself up in the middle of Madrid-Barajas Airport. So begins a cycle of planning and implementation of terrorist activities that is all too familiar but is shown in its precise financial planning within this novel that defies the reader's stereotypical predictions! The central characters are Katerina Molares, part of the Defense Intelligence Agency in Washington, D.C. and Nebibi Hashem a Milanese-born Egyptian Muslim. Nebibi's priority is sharia-based finances that will further the jihad terrorist activities to spread the sword and word of Allah. He is brilliant and ruthless as we see in th opening chapters where a colleague who has stolen a fortune has both his arms severed by a sword. Sharia law believers are serious and intolerant of the slightest deviation. Now he begins to oversee the movement of funds to legitimate but hidden spots that appear as innocent businesses in the Cayman Islands, Venezuela, and Gibraltar, as well as other smaller locations. Those taking part have huge political and financial aspirations but fail to appreciate or know about the larger mission being forged, called Operation Andalus. Courage-enhancing serum drugs, a disease-producing viral shot, and more add to the tension of this mad scheme to destruction! Kate is about to be unwittingly compromised which may indirectly aid the enemy. She has been assigned to find out the source of some of these moving funds from a Zurich bank to a Cuban account to a Swiss account. The DIA suspects it is related to Al Qaeda's terrorist activities but so far the trail is cold. The Madrid bombing gives all the senses that the time to find the source is rapidly losing ground. The reader will be gripped by pages and pages of international intelligence, counterintelligence, and journeys spanning the globe to race toward a satisfactory solution to the financial dilemma leading to critical chaos. From here you must read, so that this review won't be a spoiler. But beware if you think there's a "good guys get bad guys" final scenario. The actual ending chapters of this novel will horrify one and yet draw one to keep reading because of its all too real plausible and devastating events. The Fund is a large novel about the peaceful and violent world of fighting the war on terrorism that one wants to put down but cannot because of its gripping, dominoes-like progression. Gripping, intelligent, fear-filled, courageous, devious and honorable characters push this story to its startling end! Nicely done, H. T. Narea!
Anonymous More than 1 year ago
Ravenswood_Reviews More than 1 year ago
H.T. NAREA'S "THE FUND" (REVIEW) This book was intense. Non-stop action and a thrill to read. I was skeptical at first because this is not my usual genre, but I found this book very entertaining and a definite page-turner. I would definitely recommend this to the ones that enjoy this genre, you should definitely read this book! -Kitty Bullard / Great Minds Think Aloud Book Club
Anonymous More than 1 year ago
Lynie More than 1 year ago
In this near-future thriller, Narea takes us on a journey of Islamic terrorists plotting numerous assaults on the United States and the West with the use of dirty bombs in an attempt to change global economics forever. Frighteningly realistic, THE FUND follows the money trail of funding for these assaults. Kate Molares, a U.S. Defense intelligence operative, is assigned to follow the money. Kate is working with all of her government contacts to piece together what the large money exchanges represent, trying to discover how the money is being used. Using her resources, she stumbles upon a serum being tested in Cuba that's designed to create super warriors willing to die for their causes. Molares is reunited with her college lover, Nebibi Hasehm, neither realizing just how much on opposite sides they are. Hasehm is on a quest to create an Islamic money fund that will provide the necessary funding for the terrorists' plans. The countries backing these terrorist acts include Cuba and Venezuela, as well as Muslim extremists. In this race against time, Narea's sweeping novel keeps the reader on the edge of the seat wondering if all of the pieces of this puzzle will fit together before the world is changed forever. Intricate and exciting, THE FUND is going to be the beach read of 2011! Lynn Kimmerle