Future Money: Fintech, AI and Web3

by Ronit Ghose

Overview

Cryptocurrency. DeFi. Web3. Fintech. The Metaverse. AI. The future of money is here.

The world of money is rapidly changing, but what does it all really mean? Exploring key developments such as blockchain, DeFi, AI and the metaverse, the book brings these technical topics to vivid life via narrative deep dives into selected founders and their companies.

Spanning multiple geographies from London to Lagos, via Ahmedabad, Dubai, Hong Kong, Karachi and more, Future Money pulls together the story how money is changing in the internet era. Written in jargon-free language, this book clearly provides an understanding of new technologies, showcases the democratization of financial access and presents a vision of the digital future of money, finance and culture.

Delivered by one of the world's leading analysts on fintech, web3 and innovations in finance, this is a must-read for anyone interested in understanding the developments, challenges and opportunities of fintech, crypto, web3 and beyond.

Product Details

ISBN-13:	9781398612778
Publisher:	Kogan Page, Ltd.
Publication date:	03/03/2024
Sold by:	Barnes & Noble
Format:	eBook
Pages:	256
File size:	4 MB

About the Author

Ronit Ghose, based in Dubai, the UAE, runs the Future of Finance team at Citi. Previously, he was Citi's Global Head of Banks Research and Co-Head of Fintech Research. He is the lead author of Citi's cutting-edge GPS Fintech report series. He is also an Advisory Board member at the Centre for Financial Technology at Imperial College Business School and sits on the advisory board of various technology startups and venture capital firms in the UK, Middle East and Africa.
Ronit Ghose runs the Future of Finance team at Citi and prior to this, he was Citi's Global Head of Banks Research and Co-Head of Fintech Research. He is the lead author of Citi's cutting-edge GPS Fintech report series. He is also an Advisory Board member at the Centre for Financial Technology at Imperial College Business School and sits on the advisory board of various technology startups and venture capital firms in the UK, Middle East and Africa. He is based in Dubai, the UAE.

Table of Contents

• • Chapter - 01: Money grows on trees;
  • Chapter - 02: A global dollar world via London;
  • Chapter - 03: Reimagining banks – cool britannia;
  • Chapter - 04: Moscow, Istanbul and Hong Kong;
  • Chapter - 05: Fintech in India – showtime;
  • Chapter - 06: Karachi calling – where did the credit go?;
  • Chapter - 07: Africa – the final fintech frontier;
  • Chapter - 08: Smart money – AI meets finance;
  • Chapter - 09: Virtual money – the metaverse reality;
  • Chapter - 10: Read, write, jail … and infra;

Editorial Reviews

"To understand the future of finance, you need to look into the history, lineage and evolution of money. Future Money is not your typical fintech book. Ronit Ghose offers a book that is deeply intellectual with fascinating insights. A thoroughly enjoyable read."

Bryan Zhang

"Future Money is an insightful work that takes readers on a captivating exploration of innovation and strategy in the realm of future finance. Ronit Ghose seamlessly connects theory with practical application. His book serves as an indispensable guide for grasping the intricacies of the digital financial landscape and understanding its future."

Partner at Further Ventures and Founding CEO of Mo Deniz Güven

"Ronit Ghose is a leading thinker in global financial services. He is forward looking with insights which have practical underpinnings. His approach in Future Money is not episodic but one which takes the reader along a continuum taking in the past and the present and weaving in what is to come. This book enables different stakeholders in financial services to draw upon its insights to act and adapt to stay relevant as the future becomes the present."

Naveed Sultan

"A page-turning story about the past, present and future of money and banking from one of the world's leading global financial analysts."

former CEO of Barclays and Founder of 10x Technolo Antony Jenkins

"The future of money is here. Ronit Ghose's Future Money provides you with a window to explore and understand it in a fun and insightful way."

Author of The Book of Crypto and The Future of Fin Henri Arslanian

"Future Money is a must-read for anyone looking to understand how the financial services industry is evolving at an unprecedented pace. Ronit Ghose, as one of the world's leading financial analysts, has always been at the forefront of identifying industry defining trends. In this book, he does a fantastic job describing how the banking landscape is fundamentally being disrupted. This is an essential guide for anyone seeking a deeper understanding of the forces reshaping the financial services landscape."

Expert Partner & Global Head of Fintech at Bain & Jeff Tijssen

"Money itself has been evolving rapidly for centuries. Yet the period of digital acceleration we are in brings unprecedented challenges and opportunities for money and those who work around its issuance, exchange, settlement and distribution. Future Money is a timely and essential volume for all curious minds."

Author of Bankers Like Us and senior fintech execu Leda Glyptis

"Future Money shares the challenges of disrupting an industry which had barely changed in decades. Ronit Ghose skilfully covers the strategies of the key players in fintech together with the highs - and lows - of our individual approaches, which have reshaped how we all bank today."

Founder of Starling Bank Anne Boden

"Future Money is a highly readable and genuinely global guide to current trends in digital finance, from one of the most well-placed and well-informed observers in the industry today. If you want to know more about the worlds of digital payments, neobanks, central bank digital currencies (CBDCs), stable coins and crypto currencies, and even the future of the US dollar, Ronit Ghose's book will prove an excellent resource. All of this is given context by an engaging and concise account of the origins of money and the evolution of the modern global financial system. Overall, a highly recommended read."

Chairman & CEO of the Ping An Global Voyager Fund Jonathan Larsen