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This easy-to-use guide will help you manage a cost-effective health insurance plan and ensure that your decisions are in compliance with constantly changing health care legislation. The Health Insurance Answer Book offers instant access to information on everything from HMOs, PPOs, COBRA, OBRA, and flexible benefits to plan rating, funding, cost containment, and administration. Its question-and-answer format speeds you to realistic strategies and solutions in seconds. Because the book is updated annually, you'll be sure to stay informed on newly enacted and pending legislation. For example, you'll get concise, jargon-free coverage of The Health Insurance Portability and Accountability Act of 1996 (HIPAA), changes in the Medicare payroll tax, pharmacy benefit management, reduced reimbursements for physicians and hospitals, workers' compensation, Medigap policies, self-insurance, and third-party administration.