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Library JournalWith her first book, CPA and personal finance expert Herigstad aims to walk readers through times of personal money difficulties toward solvency and responsible money management. She draws on her own past personal financial crisis to offer guidance on how to assess the facts of one's financial situation, generate cash, and manage money. Herigstad reviews the common causes of troublesome debt but concentrates on methods for digging out and improving control of finances going forward. Readers are counseled on how to raise cash by selling personal items, taking second or temporary jobs, and reviewing tax returns for overlooked deductions. There are tips on cutting expenses, understanding what debts need to be paid first, getting a financial plan, and staying organized. Included are sample IRS forms, a letter to creditors, and a sample budget. Written in a sympathetic and encouraging tone, this book is recommended for public libraries. However, libraries that can afford just one title on the subject should consider Robin Leonard's Solve Your Money Troubles, which is similar in scope and content but adds detailed coverage of the bankruptcy option.