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Part I: Assets
1. The Color of the Safety Net
2. The Cost of Being Black and the Advantage of Being White
3. Inheritance--"That Parent Thing"
Part II: Making Racial Inequality
4. Middle Class in Black and White: How Level is the Playing Field?
5. The Homeownership Crossroad
Part III: Leveraging Assets
6. Where People "Choose" to Live
7. "Getting a Decent Middle Class American Education": Pursuing Advantage in Schools
Appendix I: Tables
Appendix II: Methodology