Bonds are ``for all seasons of life and economic conditions,'' says bond booster Nichols, a prolific writer on personal investment. He supports his thesis with a work which is three-parts tutorial, on the nature, types, and economics of bonds, to one-part advisory, on buying bonds and using them for special purposes. He presents a clear, well-organized text, providing a useful way to look up terms, calculations, and concepts. Although similar in coverage to Marcia Stigum and Frank Fabozzi's Dow Jones-Irwin Guide to Bond and Money Market Investments (Dow Jones-Irwin, 1986), this will be welcome in public libraries along with the earlier work. Goldberg and Korn's easy-reading High-Powered Investing offers a more familiar cover-the-waterfront approach, and applies a catchy mantra, ``cash flow investing,'' to the ever-popular problem of making ``real money.'' It's clear, though, that investors aren't expected to begin from scratch. A start-up purse of $10,000 to $50,000 is suggested. Various types of stocks and bonds, mutual funds, and limited partnerships are covered. Each chapter ends with a pro-con summary and recommendation. Readers with enough money and/or time to play in the suggested markets may find some useful reminders and rules of thumb. This is a marginal purchase for the general population, however.-- Justine Roberts, Univ. of California at San Francisco Lib.