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Financial adviser Roth uses the example of his second-grade son to hammer home the point that investing is simpler than the experts want us to believe. Roth explains that keeping investment costs low with wide diversification has historically beaten the vast majority of professional money managers. He makes specific recommendations on index fund investments and keeps his explanations clear and concise. Not to be overlooked are his many significant insights into market mechanics and psychology. Like Bill Schultheis's The New Coffeehouse Investor(reviewed below), Roth's book is heavy with metaphors, but don't let this distract you from the author's detailed insights. Recommended.