Let's Get Financial Savvy!: From Debt Free to Investing with Ease

Be the first to write a review

Overview

Wouldn't you rather live a no- or low-debt lifestyle, without the constant worry of money problems? With this book, you can learn the tools with which you can elevate yourself financially, and plan for a comfortable life and retirement. Whether you are a homemaker, physician, schoolteacher, or corporate president, you will find that you can refer to this book -- again and again -- for budgeting, debt-free, investment, financial, and consumer advice.
...
See more details below
Available through our Marketplace sellers.
See All Options
Other sellers (Paperback)
  • All (18) from $1.99   
  • New (4) from $5.90   
  • Used (14) from $1.99   
Close
Sort by
Page 1 of 1
Showing All
Note: Marketplace items are not eligible for any BN.com coupons and promotions
$5.90
Firefly Books
Seller since 2013

Feedback rating:

(0)

Condition:

New — never opened or used in original packaging.

Like New — packaging may have been opened. A "Like New" item is suitable to give as a gift.

Very Good — may have minor signs of wear on packaging but item works perfectly and has no damage.

Good — item is in good condition but packaging may have signs of shelf wear/aging or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Acceptable — item is in working order but may show signs of wear such as scratches or torn packaging. All specific defects should be noted in the Comments section associated with each item.

Used — An item that has been opened and may show signs of wear. All specific defects should be noted in the Comments section associated with each item.

Refurbished — A used item that has been renewed or updated and verified to be in proper working condition. Not necessarily completed by the original manufacturer.

New
Paperback Ready to Ship & Brand New! !

Ships from: Tamarac, FL

Usually ships in 1-2 business days

  • •Canadian
  • •International
  • •Standard, 48 States
  • •Standard (AK, HI)
  • •Express, 48 States
  • •Express (AK, HI)
$5.95
John King, Bookseller
Seller since 2010

Feedback rating:

(25)

Condition: New
Chesapeake, VA 2002 Paperback New 0971979502. Unmarked book, no remainder marks; 0.48 x 8.48 x 5.56 Inches; 196 pages.

Ships from: Richmond, VA

Usually ships in 1-2 business days

  • •Canadian
  • •International
  • •Standard, 48 States
  • •Standard (AK, HI)
  • •Express, 48 States
  • •Express (AK, HI)
$35.45
Books Revisited
Seller since 2013

Feedback rating:

(113)

Condition: New
Brand New Item.

Ships from: Chatham, NJ

Usually ships in 1-2 business days

  • •Canadian
  • •International
  • •Standard, 48 States
  • •Standard (AK, HI)
  • •Express, 48 States
$45.00
bluehouse
Seller since 2013

Feedback rating:

(46)

Condition: New
Brand new.

Ships from: acton, MA

Usually ships in 1-2 business days

  • •Standard, 48 States
Page 1 of 1
Showing All
Close
Sort by
Sending request ...

More About This Book

Overview

Wouldn't you rather live a no- or low-debt lifestyle, without the constant worry of money problems? With this book, you can learn the tools with which you can elevate yourself financially, and plan for a comfortable life and retirement. Whether you are a homemaker, physician, schoolteacher, or corporate president, you will find that you can refer to this book -- again and again -- for budgeting, debt-free, investment, financial, and consumer advice.
Read More Show Less

Product Details

  • ISBN-13: 9780971979505
  • Publisher: CenNet Systems Publishing
  • Publication date: 10/1/2002
  • Pages: 196
  • Product dimensions: 5.56 (w) x 8.48 (h) x 0.48 (d)

Table of Contents

Preface i
Introduction ii
Chapter 1 How I Came to be Msfinancialsavvy 1
Chapter 2 Acquire Financial Savvy 13
Get Financial Savvy! 13
Get a Plan 15
Budget Your Money 16
Make a "Debt-Free Date" 18
Cash Flow Chart 20
Budgeting Chart 21
Is All Debt Bad? 22
Good Debt Versus Bad Debt 22
Have an Emergency Fund 26
Credit Card Use 27
Insurance Coverage 28
Types of Health Insurance Coverage 30
Retirement Planning 31
Build Cash Flow 33
"Get It, Grow It, and Keep It!" 36
Balance Your Checkbook 36
Investing--for Real Growth 38
The Power of Compounded Interest 39
Investing with Small Amounts of Money 40
What are Your Goals? 41
Marriage and Money 41
Estate Planning 42
Scams and Schemes 43
Summary 45
Chapter 3 Become Stock Savvy 49
Why are Stocks so Important? 49
What are Stocks, Exactly? 49
Why Invest in Stocks? 50
Are Stocks High Risk? 51
Comparing Men to Women 52
Stock Splits 53
Price Per Share and Dividends 53
Different Types of Stocks 54
Different Types of Brokers 55
Is Stock Research Necessary? 57
Asset Allocation--for Protection 58
Investment Terms to Know 61
Reading Stock Charts 64
Stock Research 65
Fundamental Analysis 66
Internet "Dot-Bombs" 68
Stock Ratios 70
Company Management 72
Insider Buying 73
Institutional Ownership 74
Annual Reports 74
Why Hold Stocks, Long-Term? 76
Summary 76
Chapter 4 Become Bond Savvy 79
What is a Bond? 79
Stocks Versus Bonds 81
Summary 82
Chapter 5 Become Mutual Fund Savvy 87
What is a Mutual Fund? 87
Most Common Types of Mutual Funds 89
What are Mutual Funds Used for? 90
How Do Mutual Funds Make You Money? 91
Mutual Funds Require Patience 92
Taxes and Loads 93
How Do I Track My Mutual Fund Returns? 96
Customer Service and Mutual Fund Companies 96
Summary 97
Chapter 6 Investment Clubs 101
Start Your Own Investment Club 101
Research--Your Primary Goal 102
Summary 104
Chapter 7 Retirement & Investing 107
Investments Can be Tax-Deductible and Tax-Deferred 107
Tax-Efficient Investing 109
Tax-Free Accounts 110
Tax-Managed Mutual Funds 111
Retirement & Investing--Q & A 112
Year 2002 Retirement Law Changes 120
Summary 122
Chapter 8 Home Buying & Investing 127
Why Have Real Estate? 127
Owner-Occupied Versus Non-Owner-Occupied 128
Before You Shop for a Mortgage or Home 132
First-Time Buyers' 'Little or No Money Down' Loan 135
Summary 136
Chapter 9 College Funding 139
New College Funding Plans 139
Mutual Funds for Education 142
Financial Aid and Scholarships 143
Summary 144
Chapter 10 Online Investing 147
Why Invest Online? 147
Summary 149
Overall Summary 153
Have Financial Freedom! 153
Appendix
Answers to Questions 158
The Dow 30 159
Major Market Indices 160
References 162
Index 165
How to Order 180
Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star

(0)

4 Star

(0)

3 Star

(0)

2 Star

(0)

1 Star

(0)

Your Rating:

Review Guidelines
Add Recommendations
Your Name: Create a Pen Name or

Barnes & Noble.com Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & Noble.com that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & Noble.com does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at BN.com or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation

Reminder:

  • - By submitting a review, you grant to Barnes & Noble.com and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Noble.com Terms of Use.
  • - Barnes & Noble.com reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & Noble.com also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on BN.com. It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

 
Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously
    If you find inappropriate content, please report it to Barnes & Noble
    Why is this product inappropriate?
    Comments (optional)