Let's Get Real About Money: Profit from the Habits of the Best Personal Finance Managers

Overview

"The book’s gem is a personal financial action plan that allows easy assessment of current assets and retirement goals…This book demystifies the many obstacles--from the logistical to the conceptual--to smart financial planning.”

--Publishers Weekly

"Eric Tyson is the best personal finance writer at work today. In a field cluttered with hucksters, false gurus, and just plain bad advice, this book delivers powerful common sense. I trust Eric Tyson, and you should, too.”

--Tom ...

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Let's Get Real About Money!: Profit from the Habits of the Best Personal Finance Managers

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Overview

"The book’s gem is a personal financial action plan that allows easy assessment of current assets and retirement goals…This book demystifies the many obstacles--from the logistical to the conceptual--to smart financial planning.”

--Publishers Weekly

"Eric Tyson is the best personal finance writer at work today. In a field cluttered with hucksters, false gurus, and just plain bad advice, this book delivers powerful common sense. I trust Eric Tyson, and you should, too.”

--Tom Ehrenfeld, former writer and Editor at Harvard Business Review and Inc. Magazine, author of The Startup Garden: How Growing a Business Grows You

"Many people have developed attitudes, beliefs, and fears about money that prevent them from acquiring, investing, and spending it in healthy ways...Eric Tyson helps readers get past all that...and start building happy and healthy financial futures. Everyone can profit from this new book--I did."

--Dr. Brian Russell, Psychologist as seen on CNN, Court TV, and Fox News; Professor, University of Kansas

Transform Your Personal Financial Habits and Attitudes...And Your Life!

Real money solutions from the best-selling author of Personal Finance For Dummies, Eric Tyson!

  • Save smarter, invest smarter, and spend smarter, starting today
  • Reduce your financial risks--and eliminate your money anxieties
  • For everyone interested in improving their personal finances…whether you’re saving for college, retirement, or anything else

Worried about money? Join the club. Now, do something about it! One of America’s best-selling personal finance authors offers real, practical solutions that work: steps you can take right now to start replacing money anxiety with financial fulfillment and happiness. Eric Tyson gets straight to the point, identifying the habits that put you at risk--and helping you replace them with the habits of financial success. Tyson offers plain-English, no-gimmick techniques you can really use: knowledge you’d have to pay a fortune for, if you could get it at all!

Financial success doesn’t just “happen”: it’s determined by your financial habits. Fortunately, you can develop good financial habits--and systematically eliminate the bad ones that stand in your way. Eric Tyson will show you how--step-by-step and hands-on.

Millions of people have benefited from Tyson’s best-selling books and award-winning columns. Now he brings together all he’s learned over two decades--including financial management secrets most professionals never tell you about.

Tyson will help you organize your finances…take control of your future…make plans you’ll actually implement…save, spend, and invest more effectively…choose the right advisors…reduce your risks…and put money where it belongs in your life (instead of making it your whole life!).

This meaty, action-oriented guide is packed with checklists and worksheets that’ll help you start today, get results fast, and make positive changes that will last a lifetime!

  • Develop the best habits, and use the best strategies
    What you can learn from the nation’s best personal financial managers
  • Take control of your finances, one step at a time
    Make plans that work--and make your plans work
  • Transform your hopes and ideas into action
    Everything you need is here, including hands-on worksheets and practical exercises
  • Get real, not real obsessed!
    Learn how to give money the right role in your life...not your whole life!
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Editorial Reviews

From Barnes & Noble
Everybody worries about money, but few of us use that anxiety to fuel an education in personal finance. Eric Tyson, the author of the swift-selling Personal Finance for Dummies, knows that developing the right habits and effective strategies can't be accomplished overnight. His Let's Get Real About Money offers the kind of sensible, realistic advice that helps you find your personal finance comfort zone one step at a time.
Publishers Weekly

Tyson, syndicated columnist and bestselling author of Dummies guides to personal finance, investing and mutual funds, provides a solid guide to breaking counterproductive money habits and adopting a healthy approach to personal finance. His first suggestion-assess your money knowledge-is simple for readers to implement, thanks to several handy quizzes that identify the gaps that lead to common mistakes. Tyson offers tips for dealing with procrastination, money avoidance and disorganization, as well as assessing money beliefs and practices. The book's gem is a personal financial action plan that allows easy assessment of current assets and retirement goals. Common sense advice on budgeting strategies, reducing expenditures and taxes, and borrowing and debt management adds up to an effective, if familiar, plan for achieving control over and maximizing financial assets. Chapters on investing, managing risk, insurance and hiring financial help round out this comprehensive approach. This book demystifies the many obstacles-from the logistical to the conceptual-to smart financial planning. (Dec.)

Copyright 2007 Reed Business Information
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Product Details

  • ISBN-13: 9780132341615
  • Publisher: FT Press
  • Publication date: 11/30/2007
  • Pages: 332
  • Product dimensions: 5.98 (w) x 8.89 (h) x 0.78 (d)

Meet the Author

With more than 5 million books sold, Eric Tyson is one of the top bestselling personal finance authors in the country and has penned five national best-sellers. (He is also the only author to have four of his books simultaneously on Business Week’s business book best-seller list.) His syndicated newspaper column, “Investor’s Guide,” is read by more than 4 million people nationwide. His Personal Finance for Dummies, which was a Wall Street Journal bestseller, won the Benjamin Franklin Award for Best Business Book of the Year. Eric’s work has been featured and quoted in hundreds of publications and media outlets, including Newsweek, The Wall Street Journal, Los Angeles Times, Chicago Tribune, Forbes, Kiplinger’s Personal Finance Magazine, Money, Worth, Parenting, USA Today, and on ABC, Fox, PBS Nightly Business Report, CNN, CNBC, and on CBS national radio, NPR’s Marketplace, and Bloomberg Business Radio. He’s also been a featured speaker at a White House conference on retirement planning.

Eric is a former management consultant to Fortune 500 financial service firms. In 1990, Eric founded a financial counseling firm that worked exclusively on an hourly basis. In addition to his counseling work, Eric also hoped to make an impact in the writing and media fields. Much of the personal finance writing and reporting he saw and heard was biased, jargon-laden and, in some cases, provided bad advice. In addition to his writing and counseling, Eric also taught the nation’s most highly attended personal financial management course at the University of California. He has spoken at many corporations and nonprofits. His educational background includes having earned his bachelor’s degree in economics at Yale and an MBA at the Stanford Graduate School of Business.

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Read an Excerpt

Praise for Let's Get Real About MoneyPraise for Let's Get Real About Money!

"In this book Eric Tyson adds a welcome, coherent approach for putting your financial life into proper perspective."

—Christopher J. Platt, Senior Editor, Bottom Line/Personal

"It was a pleasure to read this book. Tyson cuts through the marketing hype and helps us make the decisions about money that are best for us and our families."

—Joseph Schmelzeis, President, JPS International, Inc.

"Finally, a much needed break from the seemingly endless stream of 'get rich quick' books that pass for financial advice. Eric Tyson leverages his years of experience and clearly lays out a refreshing way to look at often-overlooked 'real' issues around money—giving the reader a myriad of real-life questions and a practical approach to discovering sensible solutions."

—Craig Litman, Managing Partner,
Litman/Gregory Asset Management, LLC

"Eric Tyson uses the latest research and his own experience to clearly explain why many people fail to take the right actions with their money and how to overcome those obstacles."

—Bob Carlson, Editor of Retirement Watch newsletter

"It's about time. Let's Get Real About Money! throws the book at infomercial come-ons and get-rich-quick schemes by properly presenting successful personal finance as a discipline of fiscal fitness."

—Broderick Perkins, DeadlineNews.Com

"Eric Tyson's latest book is a gold mine of excellent advice on personal finances and ways to maximize your wealth. Everyone can benefitfrom reading this book."

—Russell L. Blaylock, M.D., author of
Health and Nutrition Secrets That Can Save Your Life

"Eric has a rare ability to simplify the complex. He truly understands all facets of money, but he doesn't worship it. Eric views money in a refreshingly wholesome way—as a means to an end, not as an end in itself."

—Ray Brown, Real Estate Broker and coauthor of Home Buying For Dummies, House Selling For Dummies, and Mortgages For Dummies

"Whether you consider yourself a financial neophyte or a savvy investor, Eric Tyson provides plenty of useful advice on how to avoid those self-sabotaging mistakes that can prevent you from reaching your financial goals. For those who are wondering why they can't seem to get ahead financially, this easy-to-understand book is essential reading."

—Kalman A. Chany, author of Paying for College Without Going Broke

"Eric Tyson cuts through the get-rich-quick hucksterism of today's greed mongers, offers smart and sensible advice about achieving long-term economic security, and encourages readers to ask the ultimate financial question: What good is money anyway if you sacrifice family, friends, health, and life balance to try and get it?"

—John de Graaf, coauthor of Affluenza: The All-Consuming
Epidemic and Editor of Take Back Your Time

"Eric Tyson demonstrates once again his leadership and expertise in educating individuals in the many elements of personal financial management, but with a twist: Making the right life choices, not just money, is the goal."

—John A. Haslem, Professor of Finance at the University of Maryland, mutual funds researcher,
and author of
Mutual Funds: Risk and Performance Analysis for Decision Making

"Many people have developed attitudes, beliefs, and fears about money that prevent them from acquiring, investing, and spending it in healthy ways. In Let's Get Real About Money!, Eric Tyson helps readers get past all that, shed their budgetary baggage, and start building happy and healthy financial futures. Everyone can profit from this new book—
I did." 

—Dr. Brian Russell, Psychologist as seen on CNN, Court TV,
and Fox News; Professor, University of Kansas

© Copyright Pearson Education. All rights reserved.

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Table of Contents

1 Getting Real, Not Real Obsessed, About Your Money 1

2 Getting Motivated 23

3 Your Money Beliefs and Practices 35

4 Developing Your Personal Financial ActionPlan 41

5 Love and Money 67

6 Families and Money 83

7 Valuing Saving and Spending 103

8 Establishing a Savings Foundation 123

9 Your Spending Plan 135

10 Borrowing and Debt Management 155

11 Investing for Bountiful Harvests 169

12 Cultivating Good Investing Habits 191

13 Pundits, Predictions, and Confronting Your Fears 203

14 Your Investing Plan 213

15 Insurance 237

16 Managing Risks Involves More Than Buying Insurance 249

17 Your Insurance Plan 273

18 Information and Edutainment Resources 287

19 Hiring Financial Help 303

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Preface

Praise for Let's Get Real About Money!

"In this book Eric Tyson adds a welcome, coherent approach for putting your financial life into proper perspective."

—Christopher J. Platt, Senior Editor, Bottom Line/Personal

"It was a pleasure to read this book. Tyson cuts through the marketing hype and helps us make the decisions about money that are best for us and our families."

—Joseph Schmelzeis, President, JPS International, Inc.

"Finally, a much needed break from the seemingly endless stream of 'get rich quick' books that pass for financial advice. Eric Tyson leverages his years of experience and clearly lays out a refreshing way to look at often-overlooked 'real' issues around money—giving the reader a myriad of real-life questions and a practical approach to discovering sensible solutions."

—Craig Litman, Managing Partner, Litman/Gregory Asset Management, LLC

"Eric Tyson uses the latest research and his own experience to clearly explain why many people fail to take the right actions with their money and how to overcome those obstacles."

—Bob Carlson, Editor of Retirement Watch newsletter

"It's about time. Let's Get Real About Money! throws the book at infomercial come-ons and get-rich-quick schemes by properly presenting successful personal finance as a discipline of fiscal fitness."

—Broderick Perkins, DeadlineNews.Com

"Eric Tyson's latest book is a gold mine of excellent advice on personal finances and ways to maximize your wealth. Everyone can benefit from reading this book."

—Russell L. Blaylock, M.D., author of Health and Nutrition Secrets That Can Save Your Life

"Eric has a rare ability to simplify the complex. He truly understands all facets of money, but he doesn't worship it. Eric views money in a refreshingly wholesome way—as a means to an end, not as an end in itself."

—Ray Brown, Real Estate Broker and coauthor of Home Buying For Dummies, House Selling For Dummies, and Mortgages For Dummies

"Whether you consider yourself a financial neophyte or a savvy investor, Eric Tyson provides plenty of useful advice on how to avoid those self-sabotaging mistakes that can prevent you from reaching your financial goals. For those who are wondering why they can't seem to get ahead financially, this easy-to-understand book is essential reading."

—Kalman A. Chany, author of Paying for College Without Going Broke

"Eric Tyson cuts through the get-rich-quick hucksterism of today's greed mongers, offers smart and sensible advice about achieving long-term economic security, and encourages readers to ask the ultimate financial question: What good is money anyway if you sacrifice family, friends, health, and life balance to try and get it?"

—John de Graaf, coauthor of Affluenza: The All-Consuming Epidemic and Editor of Take Back Your Time

"Eric Tyson demonstrates once again his leadership and expertise in educating individuals in the many elements of personal financial management, but with a twist: Making the right life choices, not just money, is the goal."

—John A. Haslem, Professor of Finance at the University of Maryland, mutual funds researcher,
and author of Mutual Funds: Risk and Performance Analysis for Decision Making

"Many people have developed attitudes, beliefs, and fears about money that prevent them from acquiring, investing, and spending it in healthy ways. In Let's Get Real About Money!, Eric Tyson helps readers get past all that, shed their budgetary baggage, and start building happy and healthy financial futures. Everyone can profit from this new book— I did." 

—Dr. Brian Russell, Psychologist as seen on CNN, Court TV, and Fox News; Professor, University of Kansas

© Copyright Pearson Education. All rights reserved.

Read More Show Less

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