Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want

by Rachel Cruze

Overview

The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they're trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses? Are we really living the lives we want, or are we chasing someone else's dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family's finances? In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you—the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving. These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you've always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn't real life, and trying to keep up with the Joneses will never get you anywhere. It's time to live—and love—your life, not theirs.

Product Details

ISBN-13:	9781937077976
Publisher:	Ramsey Press
Publication date:	09/14/2016
Pages:	272
Sales rank:	291,681
Product dimensions:	6.00(w) x 9.10(h) x 1.20(d)

About the Author

As a #1 New York Times best-selling author and seasoned communicator, Rachel Cruze helps Americans learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze.

Table of Contents

Dedication ix

Acknowledgments xi

Foreword xv

Introduction xix

Habit 1 Quit the Comparisons

Chapter 1 Comparisons Are Killing Us 3

Chapter 2 Blessed vs. #blessed 15

Habit 2 Steer Clear of Debt

Chapter 3 Debt Is a Dead End 33

Chapter 4 Dealing with Debt 45

Chapter 5 A Life without Debt 65

Habit 3 Make a Plan for Your Money

Chapter 6 Permission to Spend 79

Chapter 7 Tell Your Money What to Do 91

Habit 4 Talk About Money (Even When It's Hard)

Chapter 8 Marry Your Money 107

Chapter 9 Important Conversations 119

Habit 5 Save Like You Mean It

Chapter 10 Saving for Life 135

Chapter 11 The Biggest Savings Goal of Your Life 153

Habit 6 Think Before You Spend

Chapter 12 Spending on Purpose 171

Chapter 13 Don't Spend Yourself Broke 185

Habit 7 Give a Little … Until You Can Give a Lot

Chapter 14 A Lifestyle of Giving 201

Chapter 15 How to Give 211

Chapter 16 What Now? 223

Notes 227