Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid / Edition 1

Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid / Edition 1

5.0 1
by Elizabeth Rhyne
     
 

View All Available Formats & Editions

ISBN-10: 0071624066

ISBN-13: 9780071624060

Pub. Date: 05/18/2009

Publisher: McGraw-Hill Professional Publishing

What promise did Sequoia Capital recognize in SKS microfinance (India)
that it had also seen in Apple, Oracle, and
Google?

Why would Vodafone help distribute money via cell phones for millions of Kenyans?

How did a Mexican retailer create a financial-services empire, Banco Azteca,
that would serve eight million borrowers in five

Overview

What promise did Sequoia Capital recognize in SKS microfinance (India)
that it had also seen in Apple, Oracle, and
Google?

Why would Vodafone help distribute money via cell phones for millions of Kenyans?

How did a Mexican retailer create a financial-services empire, Banco Azteca,
that would serve eight million borrowers in five years?

From its origins as a nonprofit poverty alleviation strategy, microfinance has become a viable business model for providing financial services to the poor in ways that allow for both social responsibility and profit, even in the midst of economic turmoil.

Longtime microfinance expert Elisabeth
Rhyne and her team guide readers through the landscape of financial-inclusion opportunities,
providing lessons from companies around the world that are leading the way in earning profits while addressing global poverty.

Microfinance for Bankers and Investors reveals:

  • Changes in the market allowing for increased private investment in microfinance
  • New technologies and delivery channels that reduce costs for small transactions
  • Proven ways to overcome the unique challenges of serving customers at the bottom of the pyramid
  • Innovative products for grassroots finance, such as mobile phone banking and microinsurance
  • The extraordinary social value and business sustainability of microfinance

Microfinance for Bankers and Investors breaks new ground by showing how microfinance attracts top organizations to engage in double and triple bottom-line business activities. With deep insight and clear vision,
it examines the unique opportunities and challenges of providing financial services for low-income people.

Inclusive finance gives companies the prospect of aligning social values with long-term business strategies. Microfinance for Bankers and Investors offers the facts and insights you need to enter this fast-growing market with confidence.

Product Details

ISBN-13:
9780071624060
Publisher:
McGraw-Hill Professional Publishing
Publication date:
05/18/2009
Edition description:
New Edition
Pages:
352
Sales rank:
1,206,257
Product dimensions:
6.20(w) x 9.10(h) x 1.20(d)

Table of Contents

Preface

Introduction

Chapter 1. Understanding the BOP Market

Chapter 2. The Four Challenges of the BOP Market

Chapter 3. Product Design for BOP Clients

Chapter 4. Three Products: Insurance, Housing Finance and Remittances

Chapter 5. Corporate Choices

Chapter6. Commercial Banks as Microlenders

Chapter 7. Models of Micro-Insurance

Chapter 8. Retailers as Channels

Chapter 9. Financing Inclusive Finance

Chapter 10. Financial Infrastructure

Chapter 11. Payments Technologies Reduce Costs and Increase Convenience

Chapter 12 Approaches to Social Responsibility

Chapter13 Measuring the Social Bottom Line

Customer Reviews

Average Review:

Write a Review

and post it to your social network

     

Most Helpful Customer Reviews

See all customer reviews >

Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid 5 out of 5 based on 0 ratings. 1 reviews.
RolfDobelli More than 1 year ago
Microlending isn't just a feel-good concept, writes Elisabeth Rhyne in this thorough study of the microfinance industry. It's also an untapped source of both profits and social progress. A veteran of the microfinance field, Rhyne persuasively argues that making loans of a few hundred dollars can be a viable business model. While she's a proponent of microlending, Rhyne doesn't ignore the business's risks and pitfalls. Instead, she serves up detailed advice for analyzing the market and avoiding failures. Rhyne deftly sprinkles real-world examples of borrowers and lenders into her study. getAbstract recommends her book to entrepreneurs seeking opportunities to make money from - and extend a hand to - the globe's billions of poor people. To learn more about this title, check out the following web link: http://www.getabstract.com/summary/12180/microfinance-for-bankers-and-investors.html