Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid / Edition 1

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What promise did Sequoia Capital recognize in SKS microfinance (India)
that it had also seen in Apple, Oracle, and

Why would Vodafone help distribute money via cell phones for millions of Kenyans?

How did a Mexican retailer create a financial-services empire, Banco Azteca,
that would serve eight million borrowers in five years?

From its origins as a nonprofit poverty alleviation strategy, microfinance has become a viable business model for providing financial services to the poor in ways that allow for both social responsibility and profit, even in the midst of economic turmoil.

Longtime microfinance expert Elisabeth
Rhyne and her team guide readers through the landscape of financial-inclusion opportunities,
providing lessons from companies around the world that are leading the way in earning profits while addressing global poverty.

Microfinance for Bankers and Investors reveals:

  • Changes in the market allowing for increased private investment in microfinance
  • New technologies and delivery channels that reduce costs for small transactions
  • Proven ways to overcome the unique challenges of serving customers at the bottom of the pyramid
  • Innovative products for grassroots finance, such as mobile phone banking and microinsurance
  • The extraordinary social value and business sustainability of microfinance

Microfinance for Bankers and Investors breaks new ground by showing how microfinance attracts top organizations to engage in double and triple bottom-line business activities. With deep insight and clear vision,
it examines the unique opportunities and challenges of providing financial services for low-income people.

Inclusive finance gives companies the prospect of aligning social values with long-term business strategies. Microfinance for Bankers and Investors offers the facts and insights you need to enter this fast-growing market with confidence.

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Product Details

  • ISBN-13: 9780071624060
  • Publisher: McGraw-Hill Professional Publishing
  • Publication date: 5/18/2009
  • Edition description: New Edition
  • Edition number: 1
  • Pages: 352
  • Product dimensions: 6.20 (w) x 9.10 (h) x 1.20 (d)

Meet the Author

Elisabeth Rhyne is managing director of the

Center for Financial Inclusion at ACCION

International, where she works to bring

together leaders in financial services to address

challenges facing the microfinance industry

today. ACCION International is a leading

microfinance organization that provides

microloans, business training, and other financial

services to low-income people starting

their own businesses. Rhyne is the author of

four previous books on the subject, including

Mainstreaming Microfinance.

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Table of Contents

Chapter 1. Understanding the BOP Market
Chapter 2. The Four Challenges of the BOP Market
Chapter 3. Product Design for BOP Clients
Chapter 4. Three Products: Insurance, Housing Finance and Remittances
Chapter 5. Corporate Choices
Chapter6. Commercial Banks as Microlenders
Chapter 7. Models of Micro-Insurance
Chapter 8. Retailers as Channels
Chapter 9. Financing Inclusive Finance
Chapter 10. Financial Infrastructure
Chapter 11. Payments Technologies Reduce Costs and Increase Convenience
Chapter 12 Approaches to Social Responsibility
Chapter13 Measuring the Social Bottom Line

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Customer Reviews

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Sort by: Showing 1 Customer Reviews
  • Posted August 30, 2010

    more from this reviewer

    Smart look at microfinance: where the double bottom line adds up

    Microlending isn't just a feel-good concept, writes Elisabeth Rhyne in this thorough study of the microfinance industry. It's also an untapped source of both profits and social progress. A veteran of the microfinance field, Rhyne persuasively argues that making loans of a few hundred dollars can be a viable business model. While she's a proponent of microlending, Rhyne doesn't ignore the business's risks and pitfalls. Instead, she serves up detailed advice for analyzing the market and avoiding failures. Rhyne deftly sprinkles real-world examples of borrowers and lenders into her study. getAbstract recommends her book to entrepreneurs seeking opportunities to make money from - and extend a hand to - the globe's billions of poor people.

    To learn more about this title, check out the following web link: http://www.getabstract.com/summary/12180/microfinance-for-bankers-and-investors.html

    Was this review helpful? Yes  No   Report this review
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