Microfinance In Asia

by Christopher E C Gan, Gilbert V Nartea

Overview

Lack of credit access is severe in low income and poor families that are normally considered to have fewer opportunities to borrow from banks due to insufficient valuable assets for collateral. These low-income households face limited opportunity to acquire new technology and working capital for agricultural production and thus tend to fall behind. As a result, providing access to finance to low-income rural households has been considered an important component of any rural development strategy. Microfinance programmes, in particular, have been gradually embedded in national strategies of many developing countries as they are poverty-focused. They aim to facilitate the access to financial services such as credit for the poor who are usually disadvantaged in terms of access to conventional financial services from formal financial institutions. The objective of this book is to provide an overview of microfinance programmes in Asia focusing in particular on the determinants of the accessibility of rural households to microcredit. The book studies seven Asian countries such as China, Malaysia, Vietnam, Thailand, the Philippines, Indonesia, and Bangladesh with two specific case studies.

Product Details

ISBN-13:	9789813147942
Publisher:	World Scientific Publishing Company, Incorporated
Publication date:	05/23/2017
Pages:	392
Product dimensions:	6.30(w) x 9.10(h) x 1.00(d)

Table of Contents

Preface vii

Acknowledgements xi

About the Contributors xiii

Chapter 1 An Overview of Microfinance Christopher Gan Gilbert V. Nartea Judy Li Xia 1

Chapter 2 Rural Credit Market and Microfinance in Vietnam Phan Dinh Khoi Christopher Gan 23

Chapter 3 Microfinance Institutions in Malaysia Mohamad D. Revindo Christopher Gan 47

Chapter 4 Credit Market and Microcredit Services in Rural China Mohamad D. Revindo Christopher Gan 93

Chapter 5 Microfinance System in Thailand Satit Aditto 147

Chapter 6 Rural Financial Markets and Credit Delivery System in the Philippines Salvador P. Catelo Maria Angeles O. Catelo Ceptryl S. Mina 177

Chapter 7 Islamic Microfinance in Indonesia Bayu Arie Fianto Christopher Gan 227

Chapter 8 Microfinance Market in Bangladesh Mohammad Monirul Hasan Mohammad Abdul Malek 271

Chapter 9 Conclusions Christopher Gan Gilbert V. Nartea Judy Li Xia 307

Chapter 10 Accessibility and Impact of Rural Credit Cooperatives Microcredit Programmes to Rural Households: A Case Study from Hubei Province, China Mohamad D. Revindo Christopher Gan 319

Chapter 11 Rural Microfinance Banking Viability and Outreach: A Case of Bank Rakyat Indonesia Mohamad D. Revindo Christopher Gan 337

Index 357