Miserly Moms: Living on One Income in a Two-Income Economy

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Overview

Jonni McCoy and her family are proof that you can live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America. Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity -- as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven strategies, tips, and recipes will help you live frugally without feeling deprived.
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Overview

Jonni McCoy and her family are proof that you can live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America. Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity -- as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven strategies, tips, and recipes will help you live frugally without feeling deprived.

Product Details

  • ISBN-13: 9780764226120
  • Publisher: Bethany House Publishers
  • Publication date: 10/1/2001
  • Edition description: 3RD
  • Edition number: 3
  • Pages: 256
  • Product dimensions: 5.66 (w) x 8.49 (h) x 0.90 (d)

Meet the Author

Jonni McCoy, author of Miserly Moms holds a Bachelor of Arts degree in Speech Communications from the University of California at Santa Barbara. Prior to motherhood, she spent ten years as a senior buyer and supervisor for electronics firms such as Apple Computer and National Semiconductor. She presents seminars on living for less to women's groups and other conferences. She has been practicing her frugal ways since 1991.

Jonni has appeared on the Gayle King Show and The 700 Club, and radio programs such as Family Life Today and the Dick Staub Show. She has also been featured in Good Housekeeping and Woman's Day magazines. Jonni and her husband, Beau, make their home in Colorado Springs, Colorado, where they homeschool their children.

Table of Contents

Introduction 13
Preface 17
1. Coming Home Stories: What Some Moms Say About Their Decision 19
2. The Eleven Miserly Guidelines 27
3. Guideline 1: Don't Confuse Frugality With Depriving Yourself 31
4. Guideline 2: Remove Little Wasters of Your Money 34
5. Guideline 3: Keep Track of Food Prices 42
6. Guideline 4: Don't Buy Everything at the Same Store 46
7. Guideline 5: Buy in Bulk Whenever Possible 59
8. Guideline 6: Make Your Own Whenever Possible 63
9. Guideline 7: Eliminate Convenience Foods 77
10. Guideline 8: Cut Back on Meats 80
11. Guideline 9: Waste Nothing 89
12. Guideline 10: Institute a Soup and Bread or Baked Potato Night 91
13. Guideline 11: Cook Several Meals At Once and Freeze Them 96
14. Special Needs 101
15. Some Great Recipes 104
16. Be Wary of Warehouse Clubs 126
17. Stretch the Season 131
18. Dinner on Meeting Night 137
19. Birthdays, Holidays, and Special Occasions 139
20. Baby Care 145
21. The Cost of Working 151
22. Clothing 156
23. Help for the Working Mom 159
24. The Husband 163
25. Ten Ways to Get Kids to Save 166
26. Miscellaneous Tips 171
Photo developing
Gas
Milk
Bread machines
Coffee
Decorating and furniture
Hair care
Cosmetics
Vacations
Tools and appliances
Paint and varnish
Legal advice
Check charges and bank fees
Long-distance phone carriers
Seasonal savings chart
27. Medical Expenses 190
28. Utilities 197
29. Crafts for Kids 208
30. Safer and Cheaper 218
31. An Easy $10,000 229
Appendix A Menu Plans 233
Appendix B Substitutions, Equivalency Table, and Metric Conversion 237
Appendix C Additional Resources 241
Index 245

Customer Reviews

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  • Anonymous

    Posted January 3, 2008

    Extremely Helpful! Excellent Tips and Advice

    This book was instrumental in teaching me how to save money. I had never been able to stick to a budget before, but with my baby as an incentive I was able to quit my job and stay home.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted October 10, 2001

    Great HOW-TO on being an at-home mom

    I found this book to be extremely helpful and friendly. I tell all my friends who want to stay home with their kids- Get Jonni McCoy's Miserly Mom's and Dr. Laura's Parenthood by Proxy. Jonni McCoy tells you how and Dr. Laura tells you why.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted March 4, 2009

    No text was provided for this review.

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