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Posted July 3, 2009
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I don't think there is anyone who can't benefit from making their money work harder for them. We'd be surprised to learn the areas in our expenses where we are needlessly throwing money away. I've been on the lookout for a practical tool for stretching my dollars, and I found it in Miserly Moms: Living Well on Less in a Tough Economy by Jonni McCoy.
I was one of those people who thought they needed more money to make ends meet. But McCoy showed me, through strategies she used in her own household, to budget the money we have now to cover more of our expenses.
McCoy shares ways she cut her household budget that turned out to be more profitable than getting a part-time job! The author notes, "I was inspired by the challenge of reducing our budget instead of increasing our salary" (p. 14).
McCoy first offers eleven miserly guidelines and tips that will immediately help you save money like, "Don't buy everything from one store," and my personal favorite, "Make your own whenever possible". A lot of time is spent on money-saving tips for groceries, because the author maintains this is where money can be saved the most. Then there are chapters dedicated to other places to save money like on baby care, the eye-opening real cost of working, medical expenses, utilities, etc., all organized from the most cost-saving to the least.
Every time I opened the book, I found a useful strategy to use in my own household. I did not read the book from front to back rather chose topics for which I immediately needed advice. Chapter 31: "An Easy $10,000: Various Ways to Pocket Some Money" is worth the price of the book alone.
If you've wondered how to make more money without increasing your salary, and to make cut backs without cutting out all luxuries, invest in yourself by reading Miserly Moms. Even if you're not a mom, singles and empty nesters can benefit from the cost-saving tips found in this book.
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Posted August 15, 2013
Posted July 3, 2012
Posted May 8, 2010
My husband bought this book for me after hearing Jonni McCoy on the radio. I am always looking for ways to be thrifty and he thought this book would give me some good tips. Although I already knew a lot of things that the book covered, I did get some great new ideas that I am going to implement. The book suggests tracking the prices of frequently purchased items to find out the lowest price so that you will know when to stock up. I also enjoyed the recipes for making basic mixes. There was a great deal of research done in preparation for writing this book and if you get nothing else out of the book it would be worth it for all of the other references she provides. I would recommend it to anyone looking to save money.Was this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.
Posted May 30, 2009
Jonni McCoy has turned stretching the money made by her husband to cover the family's needs . into her job. And she's not just saying that. She has detailed eleven miserly guidelines that those who live in recession-stricken households will find VERY useful.
For the most part, the book is about saving money and it does focus on this from the perspective of a mom. However, many of the tips in this book would be useful to know for anyone, male or female, who has been laid off and is living on severance pay or unemployment - to stretch their newly limited income to pay the bills.
Jonni covers cutting out the money wasters in your life and provides her detailed method for saving money on groceries by shopping at multiple stores and planning menus by what is on sale for the week (among other things).
Some of her favorite recipes for meals you can cook ahead and freeze are also included in this book. Instead of buying that expensive Bertolli meal for two, she encourages you to make an extra large batch of your own favorite Italian dish and divvy it up in plastic bags in your freezer for quick and easy self-made meals that are a fraction of the cost. (OK, so she didn't mention Bertolli by name, but those are the meals my husband and I were addicted to when I worked full-time. So yummy!)
The proof is in the numbers . and Jonni has done the math. She cites in her book that even those with special diets can save up to 50% off their normal bill and not take up a lot of extra time.
She also gives great tips on giving creative gifts and cheap entertainment ideas for children. She outlines the costs you save by not working and not just ways to shop smarter, but a way to live better . without missing the extra money.
I highly recommend this book. If you follow even a fraction of Jonni's advice you will make back any money you spend in very little time. Of course, . you could get Miserly Moms at the library. (But you won't want to return it!)
Posted May 23, 2009
AS a wife and working mother of five kids, it's getting harder and harder to live a comfortable life in our current economy, even on a dual income. So when I had the chance to review a copy of Miserly Moms by Jonni McCoy by Bethany House Publishing , I took advantage of it.
Jonni McCoy began to feel God speaking to her heart urging her to stay home to raise her new child. So she learned how to reduce her expenses and still have a comfortable life.
Miserly Moms offers some great ideas to save money. She offers tips to save money on groceries, ways to celebrate holidays on a budget and even some great recipes that are affordable yet tasty. The section with recipes even gives a breakdown on how much money you'll save making your own recipes.
Because my family is large, we tend to do a lot of "warehouse" or "club" whopping. Jonnie devotes a whole chapter on good deals you can find in these stores, like Sam's Club or Costco.
More than anything, Ms. McCoys book, Miserly Moms, proved to me that a family can exist on one income. I've already bookmarked her recipes pages and have started cooking several meals at once to freeze for later (just on great tip of many in her book.)
This book is a must read for any family looking to save money in our rapidly declining economy.
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