More Than Good Intentions: Improving the Ways the World's Poor Borrow, Save, Farm, Learn, and Stay Healthy

Overview

A revolutionary approach to poverty that takes human irrationality into account-and unlocks the mystery of making philanthropic spending really work.

American individuals and institutions spent billions of dollars to ease global poverty and accomplished almost nothing. At last we have a realistic way forward. Presenting innovative and successful development interventions around the globe, Dean Karlan and Jacob Appel show how empirical analysis coupled with the latest thinking in...

See more details below
Paperback
$13.02
BN.com price
(Save 18%)$16.00 List Price
Other sellers (Paperback)
  • All (19) from $2.98   
  • New (9) from $4.18   
  • Used (10) from $2.98   
More Than Good Intentions: Improving the Ways the World's Poor Borrow, Save, Farm, Learn, and Stay Healthy

Available on NOOK devices and apps  
  • NOOK Devices
  • NOOK HD/HD+ Tablet
  • NOOK
  • NOOK Color
  • NOOK Tablet
  • Tablet/Phone
  • NOOK for Windows 8 Tablet
  • NOOK for iOS
  • NOOK for Android
  • NOOK Kids for iPad
  • PC/Mac
  • NOOK for Windows 8
  • NOOK for PC
  • NOOK for Mac
  • NOOK Study
  • NOOK for Web

Want a NOOK? Explore Now

NOOK Book (eBook)
$12.99
BN.com price

Overview

A revolutionary approach to poverty that takes human irrationality into account-and unlocks the mystery of making philanthropic spending really work.

American individuals and institutions spent billions of dollars to ease global poverty and accomplished almost nothing. At last we have a realistic way forward. Presenting innovative and successful development interventions around the globe, Dean Karlan and Jacob Appel show how empirical analysis coupled with the latest thinking in behavioral economics can make a profound difference. From Kenya, where teenagers reduced their risk of contracting AIDS by having more unprotected sex with partners their own age, to Mexico, where giving kids a one-dollar deworming pill boosted school attendance better than paying their families to send them, More Than Good Intentions reveals how to invest those billions far more effectively and begin transforming the well-being of the world.

Read More Show Less

Editorial Reviews

Library Journal
What does it take to fight global poverty? More money? Better intentions? Actually, Yale economist Karlan and field researcher Appel instead advocate making small but indelible changes in banking practices, health care, and more to improve the lives of the poor. And they're not armchair pedants; they traveled the world to get the ideas furnished in this book. Good work for informed readers.
Kirkus Reviews

Karlan (Economics/Yale Univ.), president of the nonprofit Innovations for Poverty Action, and his IPA collaborator Appel take a hard look at the realities of fighting poverty effectively.

Their concern has been to apply standard research methods—random sampling, control groups, statistical analysis, etc.—to evaluate different approaches and promote the most promising. They focus on case studies from around the world to illustrate how overlooked small details frequently make the difference between the success and failure of a project. While economists argue the relative merits of the traditional approach, which analyzes potential costs and benefits, and behavioral economists point to examples that illustrate how humans are frequently inconsistent and apparently irrational, Karlan and Appel cut to the chase by looking at the nuts-and-bolts of real situations. The authors show that despite their current popularity, microcredit programs are not necessarily the best way to support the efforts of Asian and African women who run small-scale entrepreneurial operations. Millions of dollars are pouring in to these programs from donors who are led to believe that they are helping particular individuals, while the truth is that the money they contribute goes directly to intermediary microlenders who service the loans. They charge interest rates that vary from 10 to 120 percent APR and cover their risk by forcing borrowers to join groups that are collectively responsible for any member default. The authors discovered that not only were charitable funds being misdirected, but many of the borrowers were forced to take rotating high-interest loans to cover exigencies because savings accounts and insurance were not available to them.

Karlan and Appel write that their goal is "to speak directly to readers, to lead them into some corners of the world they might not otherwise encounter, and bring them face-to-face with the people who populate those places." They have succeeded admirably, as both advocates and analysts.

Read More Show Less

Product Details

  • ISBN-13: 9780452297562
  • Publisher: Penguin Group (USA) Incorporated
  • Publication date: 3/27/2012
  • Pages: 320
  • Sales rank: 640,676
  • Product dimensions: 5.20 (w) x 7.90 (h) x 0.90 (d)

Meet the Author

Dean Karlan is Professor of Economics at Yale University and president of IPA. He lives in New Haven, Connecticut.
Jacob Appel is a field researcher for IPA. He lives in Montclair, New Jersey. This is their first book.

Read More Show Less

Table of Contents

Authors' Note ix

1 Introduction

The Monks and the Fish 1

2 To Work Against Poverty

How We Do What We Do 23

3 To Buy

Doubling the Number of Families with a Safety Net 39

4 To Borrow

Why the Taxi Driver Didn't Take a Loan 55

5 To Pursue Happiness

Having Better Things to Do 85

6 To Cooperate In Groups

What About the Weakness of the Crowd? 109

7 To Save

The Unfun Option 143

8 To Farm

Something from Nothing 167

9 To Learn

The Importance of Showing Up 191

10 To Stay Healthy

From Broken Legs to Parasites 223

11 To Mate

The Naked Truth 253

12 To Give

The Takeaway 269

Notes 277

Acknowledgments 289

Index 295

Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star

(0)

4 Star

(0)

3 Star

(0)

2 Star

(0)

1 Star

(0)

Your Rating:

Your Name: Create a Pen Name or

Barnes & Noble.com Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & Noble.com that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & Noble.com does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at BN.com or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation

Reminder:

  • - By submitting a review, you grant to Barnes & Noble.com and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Noble.com Terms of Use.
  • - Barnes & Noble.com reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & Noble.com also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on BN.com. It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

 
Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously
Sort by: Showing all of 3 Customer Reviews
  • Anonymous

    Posted April 16, 2011

    Great book! Couldn't put it down!

    I enjoyed this book quite a lot and found it fascinating. Great ideas to fund programs that are proven to be effective.

    0 out of 1 people found this review helpful.

    Was this review helpful? Yes  No   Report this review
  • Anonymous

    Posted March 31, 2012

    No text was provided for this review.

  • Anonymous

    Posted December 9, 2011

    No text was provided for this review.

Sort by: Showing all of 3 Customer Reviews

If you find inappropriate content, please report it to Barnes & Noble
Why is this product inappropriate?
Comments (optional)