Mortgage-Free!: Radical Strategies for Home Ownership

Mortgage-Free!: Radical Strategies for Home Ownership

by Rob Roy, Malcolm Wells, Robert L. Roy
     
 

This is a banker's worst nightmare--a book that tells you how to live without being enslaved to financial institutions.

Chelsea Green has produced a formidable series of books on innovative shelter. But every alternative building strategy, no matter how low-cost or environmentally benign, requires a complementary financial strategy. the accepted path is to go hat-in

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Overview

This is a banker's worst nightmare--a book that tells you how to live without being enslaved to financial institutions.

Chelsea Green has produced a formidable series of books on innovative shelter. But every alternative building strategy, no matter how low-cost or environmentally benign, requires a complementary financial strategy. the accepted path is to go hat-in-hand to a big financial institution, such as a bank, to borrow a lump sum that is repaid over many years. By the time the loan is repaid, the homeowner will have paid several times the original amount in interest.

The literal meaning of "mortgage" is "death pledge." Author Rob Roy is offering an escape route from a lifetime of indentured servitude. Mortgage-Free! Radical Strategies for Home Ownership is a complete guide to strategies that allow you to own your land and home, free and clear, without the bank. Included is detailed advice about:

  • Clarifying and simplifying your notions of what's necessary

  • Finding land that you love and can afford

  • Taking control of the house-building process, for the sake of sanity and pleasure

  • Learning to take a long-term perspective on your family's crucial economic decisions, avoiding debt and modern-day serfdom.

  • Editorial Reviews

    Booknews
    Offers a step-by-step escape route from mortgages and shows how to buy your own land and build your own home without being enslaved to financial institutions. Tackles legal, financial, building, heating, and land-finding issues with humor, and includes true stories of the author and other mortgage free home builders, plus b&w photos and illustrations. Appendices offer a strategy chart, information on building schools in North America, and amortization tables. Annotation c. by Book News, Inc., Portland, Or.

    Product Details

    ISBN-13:
    9780930031985
    Publisher:
    Chelsea Green Publishing
    Publication date:
    06/28/1998
    Series:
    Real Goods Solar Living Series
    Pages:
    368
    Product dimensions:
    8.90(w) x 5.90(h) x 0.90(d)

    Meet the Author

    Rob Roy knows what it means to live mortgage free. As director of Earthwood Building School since 1981, he has instructed many in the arts of natural building, and renewable energy. He is also the author of Earth-Sheltered Houses, Cordwood Building, Timber Framing for the Rest of Us, The Sauna, and Stone Circles. Rob and his family live in West Chazy, New York. You can learn more about Earthwood Building School at www.cordwoodmasonry.com.

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